Does my credit score affect my insurance rate?

I don't have an excellent credit score. Will that impact my insurance rate?

Some states restrict using credit scores to measure your auto insurance rates. For example, the use of an aggregate credit score (i.e. Insurance or Bureau Score) is not an acceptable rating component for personal lines of insurance in California. Usually, your claim history and driving history play a more important role in your insurance rate.

Jason W
Jason W
Answered on Dec. 1, 2021

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