Arlington, TX

Tuscany Square Apartments: Renters Insurance Guide & What It Actually Costs

Last updated May 10, 2026

Looking for the best renters insurance for Tuscany Square Apartments in Arlington? We break down what the lease requires, what coverage actually costs here (~$16/mo), the 5 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Tuscany Square Apartments

We found a few insurance details on the Tuscany Square Apartments website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Tuscany Square Apartments can push your insurance cost up or down:

Older Building

Built in 1965 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2057/100K (30% above national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Tuscany Square Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Tuscany Square Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Arlington.

Arlington property crime rate

2,057

per 100K residents

30% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
211 / 200
Larceny / theft
1,607 / 1,172
Vehicle theft
239 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Tuscany Square Apartments also has on-site security features (Property manager on site, Security system, Video patrol, Gated) that insurers recognize with discounts.

Source: FBI UCR Program, Arlington (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Noise Common topic
Water Damage Mentioned
Maintenance Issues Mentioned
Water Intrusion (pipes, sewage) Mentioned

What residents talk about most

Noise

A recurring concern in reviews

“I was pregnant and constantly being harassed by my up stairs neighbor who would call the cops on me consistently for “noise complaints” or “partying” when I was working full time,…” — Google reviewer

On-Site Security

Property manager on site Security system Video patrol Gated

Natural Hazards & Your Renters Coverage

Renters here aren't dealing with the rarer natural-disaster exclusions — flood risk is low at the address and earthquakes are uncommon. The everyday risk in Tarrant County is severe weather: an average of 19 severe weather events a year per NOAA. Wind, hail, and storm-driven damage to personal property are covered by a typical renters policy, which is what makes the coverage worth carrying.

Flood damage

This address is in one of FEMA's lower flood-risk classifications. Standard renters policies don't cover flood damage anywhere, but in low-risk zones the cost of a separate NFIP policy generally isn't justified by the expected loss. The detail is below mostly for completeness.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Earthquake shaking

Earthquakes happen rarely enough at this location that an earthquake-specific endorsement isn't a meaningful insurance decision. A baseline renters policy still covers the claims you'd actually file. The USGS-level detail is included below mostly for thoroughness.

Low seismic hazard · ground motion 0.04g

Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under your standard renters policy regardless.

Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.

Severe weather you'd actually claim for

This is the part of the natural-hazard picture where renters insurance actually pays out. NOAA records around 19 severe-weather events a year in Tarrant County. Damage to personal property from wind, hail, and storms is covered by a baseline policy — the historical record below is more about understanding what your policy will actually be used for than identifying a coverage gap.

High-wind events ~19.2/yr
Hail events ~60.8/yr
Tornado events ~1.8/yr
Flood events ~9.6/yr

Severe-weather damage to personal belongings is covered without an endorsement on every standard renters policy. The frequency above is part of why carrying the coverage matters here, not a reason to add anything extra.

Source: NOAA Storm Events Database, annual averages from the past five years for Tarrant County. Counts reflect reported events, not damage amounts.

The natural-hazard picture is favorable enough that a baseline renters policy is the right end-state for most renters here. No upgrade required.

1500 W Lovers Ln, Arlington, TX 76013

Arlington

Built 1965 2 stories 70 units
3.9/5 ·98 reviews Google
3/5 ·3 reviews Apt. Finder
$995 – $1,445 /month

Monthly Cost Breakdown at Tuscany Square Apartments

The listed rent isn't the whole number. Here's what Tuscany Square Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,011 – $1,461
Base Rent $995 – $1,445
Est. Renters Insurance $16/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Tuscany Square Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$99

About Tuscany Square Apartments

Year Built: 1965
Stories: 2 stories
Units: 70
Phone: (817) 835-6781

From the property listing:

Welcome to Avalon Apartments, a community close to it all! With spacious one and two bedroom floorplans, and a welcoming community, Avalon Apartments are the perfect place to start your next chapter. Located just minutes from Arlington’s Entertainment District, you’ll enjoy easy access to Six Flags, Globe Life Park, and AT&T Stadium.

Frequently Asked Questions

Does Tuscany Square Apartments require renters insurance?
We found specific coverage details on the Tuscany Square Apartments website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Tuscany Square Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). Tuscany Square Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Tuscany Square Apartments?
Plan for $1,011 to $1,461/month all-in. That's base rent ($995 – $1,445), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around Tuscany Square Apartments?
Property crime in Arlington runs noticeably higher than the national average — 2,057 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 211/100K here. On the property itself, you'll find property manager on site, security system, video patrol, gated — features that can qualify for premium discounts.
What floor plans does Tuscany Square Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $995 – $1,445. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with Tuscany Square Apartments?
No. SafeButler is not affiliated with Tuscany Square Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Tuscany Square Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Tuscany Square Apartments directly. For lease, payment, or maintenance questions, contact the Tuscany Square Apartments leasing office.
What is SafeButler and how does it work for Tuscany Square Apartments renters?
SafeButler helps renters at Tuscany Square Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Tuscany Square Apartments in Arlington, TX, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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