100 10th St NW, Atlanta, GA 30309
Midtown Atlanta
Monthly Cost Breakdown at 100 Midtown Apartments
The listed rent isn't the whole number. Here's what 100 Midtown Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at 100 Midtown Apartments
We found a few insurance details on 100 Midtown Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to 100 Midtown Apartments can push your insurance cost up or down:
Older Building
Built in 1962 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Pest Issues
4 mentions in Google reviews
Security System Issues
1 mentions of broken gates, cameras, or locks in reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 3169/100K (101% above national average)
What You'll Likely Pay
$15
Est. Monthly
$175
Est. Annual
$14
With Discounts/mo
$13
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 100 Midtown Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Georgia
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 100 Midtown Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $91/yr |
| USAA | $9/mo | $103/yr |
| State Farm | $11/mo | $137/yr |
| Progressive | $12/mo | $149/yr |
| Safeco | $12/mo | $149/yr |
| Travelers | $13/mo | $160/yr |
| Allstate | $14/mo | $171/yr |
| Nationwide | $14/mo | $171/yr |
| Farmers | $15/mo | $183/yr |
| Liberty Mutual | $17/mo | $206/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.
Atlanta property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 100 Midtown Apartments also has on-site security features (Gated, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 100 Midtown Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at 100 Midtown Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Administrative Fee
Amount to facilitate move-in process for a resident. Chargedper leaseholder.
Application Fee
Amount to process application, initiate screening, and take a rental home off the market. Charged per applicant.
Package Services
Amount for package services. Charged per leaseholder.
Parking Fees
Parking Fee
Max of 1. Amount for garage parking space/services. May be subject to availability. Charged per leaseholder.
Addons Fees
Common Area/Clubhouse Rental
Amount to rent a shared common area space, including clubhouse. May be subject to availability. Charged per resident.
Access Device
Amount to obtain an access device for community; fobs, keys,remotes, access passes. Charged per device.
Short Term Rental
Amount for rental home occupancy for a shorter lease term. May be subject to availability. Charged per leaseholder.
Situational Fees
Security Deposit (Refundable)
Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per leaseholder.
Access Device - Replacement
Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes. Charged per device.
Returned Payment Fee (NSF)
Amount for returned payment. Charged per unit.
Intra-Community Transfer Fee
Amount due when transferring to another rental unit within community. Charged per leaseholder.
Resident Change Fee
Amount to process a change in leaseholder during lease term.Charged per unit.
Late Fee
Amount for paying after rent due date; per terms of lease. Charged per leaseholder.
Utility Billing Bundle
Amount for multiple utility services provided in rental homeCharged per leaseholder.
Payment Services - Third Party
Amount for using a third party, electronic payment processing service (i.e. credit card, ACH, etc.). Charged per resident. Payable to 3rd Party
Amenities
Special Features
Community Features
Floor Plan Amenities
About 100 Midtown Apartments
From the property listing:
Prices shown are Base Rent. Additional non-optional and other potential fees not included. See PRICE FROM "I" icon for more detail.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.
1045 On The Park Apartment Homes
Midtown Atlanta
1048 St Charles Ave NE Condo
Midtown Atlanta
1135 Woodland Ave: Woodland Apartments
Midtown Atlanta
131 Ponce Apartments
Midtown Atlanta
1566 N Morningside Dr NE Apartments
Midtown Atlanta
1660 Peachtree Apartments
Midtown Atlanta
Frequently Asked Questions
Does 100 Midtown Apartments require renters insurance?
How much is renters insurance at 100 Midtown Apartments?
What will I actually pay per month at 100 Midtown Apartments?
How safe is the area around 100 Midtown Apartments?
What floor plans does 100 Midtown Apartments offer?
Get Renters Insurance for 100 Midtown Apartments
See how much you could save on renters insurance
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.