Atlanta, GA

3112 Brookhaven Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at 3112 Brookhaven Apartments in North Atlanta? Rent here runs $1,325 – $2,295, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2010 Curtis Dr NE, Atlanta, GA 30329

North Atlanta

Built 1964 2 stories 199 units
2.2/5 ·26 reviews Google
3/5 ·6 reviews Apt. Finder
$1,325 – $2,295 /month

Monthly Cost Breakdown at 3112 Brookhaven Apartments

The listed rent isn't the whole number. Here's what 3112 Brookhaven Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,340 – $2,310
Base Rent $1,325 – $2,295
Est. Renters Insurance $15/mo

Renters Insurance at 3112 Brookhaven Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 3112 Brookhaven Apartments can push your insurance cost up or down:

Older Building

Built in 1964 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Water/Leak Issues

8 mentions in Google reviews

Water Intrusion Issues

2 mentions of ceiling leaks, sewage, or pipe issues in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3169/100K (101% above national average)

What You'll Likely Pay

$15

Est. Monthly

$184

Est. Annual

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 3112 Brookhaven Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Georgia. Cats present minimal liability risk vs dogs.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 3112 Brookhaven Apartments:

Carrier Monthly Annual
Lemonade $8/mo $91/yr
USAA $9/mo $103/yr
State Farm $11/mo $137/yr
Progressive $12/mo $149/yr
Safeco $12/mo $149/yr
Travelers $13/mo $160/yr
Allstate $14/mo $171/yr
Nationwide $14/mo $171/yr
Farmers $15/mo $183/yr
Liberty Mutual $17/mo $206/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.

Atlanta property crime rate

3,169

per 100K residents

101% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
330 / 200
Larceny / theft
2,370 / 1,172
Vehicle theft
469 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 3112 Brookhaven Apartments also has on-site security features (Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Water Damage Frequent topic
Maintenance Issues Common topic
Safety Concerns Mentioned
Water Intrusion (pipes, sewage) Mentioned
Theft Mentioned
Management Issues Mentioned

On-Site Security

Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 3112 Brookhaven Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 3112 Brookhaven Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$200

Pets Fees

Pet Deposit

Max of 2. Charged per pet.

Free

One-Time Pet Fee

Max of 2. Charged per pet.

$300

Monthly Pet Fee

Max of 2. Charged per pet.

Free

Parking Fees

Surface Lot

Parking Available

Amenities

Community Features

Laundry Facilities Maintenance on site Online Services Walk-Up Playground

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Smoke Free Cable Ready Dishwasher Granite Countertops Kitchen Range Refrigerator Carpet Dining Room Walk-In Closets Window Coverings Balcony Deck

Pet Policy

Bringing a pet? Here's what 3112 Brookhaven Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$300 Fee
2 Pet Limit
50 lb Weight Limit

About 3112 Brookhaven Apartments

Year Built: 1964
Stories: 2 stories
Units: 199
Phone: (470) 435-8845

From the property listing:

Discover your new place at 3112 Brookhaven Apartments in Atlanta, GA. This community is located on Curtis Dr NE in Atlanta. This property has a variety of modern amenities. Some of these include: convenient on-site parking options. Start living the good life at 3112 Brookhaven Apartments. Contact us or stop in to discuss your new apartment.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 3112 Brookhaven Apartments require renters insurance?
We didn't find a public insurance requirement for 3112 Brookhaven Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 3112 Brookhaven Apartments?
For this zip code and building type, expect to pay around $15/month ($184/year). For context, the statewide average is $13/month, so this building is above average.
What will I actually pay per month at 3112 Brookhaven Apartments?
Plan for $1,340 to $2,310/month all-in. That's base rent ($1,325 – $2,295), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 3112 Brookhaven Apartments allow pets?
Yes, 3112 Brookhaven Apartments is pet-friendly. Here are the details: Cats Allowed. $300 Fee. 2 Pet Limit. 50 lb Weight Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around 3112 Brookhaven Apartments?
Property crime in Atlanta runs noticeably higher than the national average — 3,169 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 330/100K here. On the property itself, you'll find property manager on site — features that can qualify for premium discounts.
What floor plans does 3112 Brookhaven Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, 4-bedroom layouts. Rent ranges from $1,325 – $2,295. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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