92 West Paces Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at 92 West Paces Apartments in Buckhead? Rent here runs $1,789 – $4,785, and renters insurance adds about $11/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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92 W Paces Ferry Rd NW, Atlanta, GA 30305

Buckhead

Managed by RAM Partners Built 2012 9 stories 210 units
4.7/5 ·171 reviews Google
5/5 ·66 reviews Apt. Finder
$1,789 – $4,785 /month

Monthly Cost Breakdown at 92 West Paces Apartments

The listed rent isn't the whole number. Here's what 92 West Paces Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,800 – $4,796
Base Rent $1,789 – $4,785
Est. Renters Insurance $11/mo

Renters Insurance at 92 West Paces Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 92 West Paces Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3169/100K (101% above national average)

What You'll Likely Pay

$11

Est. Monthly

$134

Est. Annual

$10

With Discounts/mo

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 92 West Paces Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 92 West Paces Apartments:

Carrier Monthly Annual
Lemonade $7/mo $80/yr
USAA $8/mo $91/yr
State Farm $10/mo $121/yr
Progressive $11/mo $131/yr
Safeco $11/mo $131/yr
Travelers $12/mo $141/yr
Allstate $13/mo $151/yr
Nationwide $13/mo $151/yr
Farmers $13/mo $161/yr
Liberty Mutual $15/mo $181/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $10/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.

Atlanta property crime rate

3,169

per 100K residents

101% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
330 / 200
Larceny / theft
2,370 / 1,172
Vehicle theft
469 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 92 West Paces Apartments also has on-site security features (Property manager on site, Gated, Controlled access, Package lockers) that insurers recognize with discounts.

Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)

On-Site Security

Property manager on site Gated Controlled access Package lockers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 92 West Paces Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 92 West Paces Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Pets Fees

Dog Fee

Charged per pet.

$400

Dog Rent

Charged per pet.

$50 / mo

Cat Fee

Charged per pet.

$400

Cat Rent

Charged per pet.

$50 / mo

Amenities

Special Features

Maple Cabinetry with Stainless Steel Pulls Private Pod Offices/Work Spaces White Quarts Counter Tops 10 Foot Ceilings Abundant Bike Storage Mohawk Sandstone Carpeting in Bedrooms Nest Style Thermostat Tanning Ledge beside Swimming Pool Business Lounge and Coffee Bar Newly Renovated Homes Quiet Building Hours From 11:00PM to 7:00AM Salt Water Pool Wi-Fi Enabled Amenity Areas AT&T Cable TV and AT&T Fiber Internet Access Club Room with TV Lounge and Gaming Controlled Building Access Generous Closet Space Package Lockers After-Hours Dry Cleaning Courtyard with Grilling Areas and Fire Pits Large Open Floor Plans that Maximize Views Private Balcony Washer/Dryer in Every Unit Rain-Style Showerheads Spacious Closet Organizer Upgrades Available

Community Features

Wi-Fi Recycling Online Services Guest Apartment Key Fob Entry Elevator Business Center Lounge Storage Space Roof Terrace Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Smoke Free Cable Ready Tub/Shower Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Hardwood Floors Carpet Vinyl Flooring Dining Room High Ceilings Walk-In Closets Linen Closet Window Coverings Large Bedrooms Balcony

Pet Policy

Bringing a pet? Here's what 92 West Paces Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$50 Monthly Pet Rent
$400 Fee

About 92 West Paces Apartments

Year Built: 2012
Stories: 9 stories
Units: 210
Management: RAM Partners
Phone: (470) 944-5893

From the property listing:

Discover unparalleled luxury living at 92 West Paces, a premier apartment community nestled in the heart of Buckhead, Atlanta. Offering spacious one-, two-, and three-bedroom luxury apartments in Buckhead, GA, floor plans range from 741 to 1,512 square feet. Each residence features modern finishes such as Bruce Springdale Gunstock hardwood flooring, Calacatta quartz countertops, and Whirlpool Energy Star stainless steel appliances .

Other Options Nearby

Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.

1401 West Paces Apartments

Buckhead

$1,229 - $2,774 Ins: ~$12/mo

3057 Pharr Court Condos

Buckhead

$1,950 Ins: ~$13/mo

3104 Pine Heights Dr NE Condo

Buckhead

$2,650 Ins: ~$13/mo

47 25th St NW Apartment

Buckhead

$2,754 Ins: ~$13/mo

55 Pharr Apartments

Buckhead

$1,449 - $1,724 Ins: ~$13/mo

771 Lindbergh Apartments

Buckhead

$1,365 - $1,905 Ins: ~$13/mo

Frequently Asked Questions

Does 92 West Paces Apartments require renters insurance?
We didn't find a public insurance requirement for 92 West Paces Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 92 West Paces Apartments?
For this zip code and building type, expect to pay around $11/month ($134/year). 92 West Paces Apartments has security features that qualify for discounts — with those applied, you could pay as little as $10/month. For context, the statewide average is $13/month, so this building is below average.
What will I actually pay per month at 92 West Paces Apartments?
Plan for $1,800 to $4,796/month all-in. That's base rent ($1,789 – $4,785), plus roughly $11/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 92 West Paces Apartments allow pets?
Yes, 92 West Paces Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $50 Monthly Pet Rent. $400 Fee. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 92 West Paces Apartments?
Property crime in Atlanta runs noticeably higher than the national average — 3,169 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 330/100K here. On the property itself, you'll find property manager on site, gated, controlled access, package lockers — features that can qualify for premium discounts.
What floor plans does 92 West Paces Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,789 – $4,785. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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