Renters Insurance at AMLI Westside Apartments
AMLI Westside Apartments's website asks for at least $300,000 in liability coverage, and you'll need to add the property as an interested party on your policy. They list Kin, Jetty on their site, but you're not limited to those — any licensed carrier that meets these minimums will be accepted.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
In AMLI Westside Apartments's own words:
"Yes, we require that all residents carry a minimum of $300,000 in personal liability coverage. We’ve partnered with Get Covered Insurance to provide affordable coverage options, including pet health and identity theft protection, and we also accept valid proof of renter’s insurance from a variety of insurance carriers."
"AMLI has partnered with Get Covered Insurance to make low-cost renter’s insurance available at our communities. Receive your preferred insurance quote and learn more about Pet Health and Identity Theft protection as well."
"AMLI has partnered with Get Covered Insurance to offer residents an easy way to satisfy their insurance requirements."
"Please complete the below form and upload a copy of your insurance declaration page meeting the minimum requirements below:"
What Affects Your Premium Here
Every building is different. These factors specific to AMLI Westside Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
Security System Issues
1 mentions of broken gates, cameras, or locks in reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 3169/100K (101% above national average)
What You'll Likely Pay
$14
Est. Monthly
$168
Est. Annual
$12
With Discounts/mo
$13
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for AMLI Westside Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Lease minimum
What this community requires
We recommend
Minimum rarely covers an actual lawsuit
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near AMLI Westside Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $110/yr |
| USAA | $10/mo | $123/yr |
| State Farm | $14/mo | $165/yr |
| Progressive | $15/mo | $178/yr |
| Safeco | $15/mo | $178/yr |
| Travelers | $16/mo | $192/yr |
| Allstate | $17/mo | $206/yr |
| Nationwide | $17/mo | $206/yr |
| Farmers | $18/mo | $219/yr |
| Liberty Mutual | $21/mo | $247/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
7 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.
Atlanta property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. AMLI Westside Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Sprinklers) that insurers recognize with discounts.
Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for AMLI Westside Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
1084 Howell Mill Rd NW, Atlanta, GA 30318
West Midtown Atlanta
Monthly Cost Breakdown at AMLI Westside Apartments
The listed rent isn't the whole number. Here's what AMLI Westside Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at AMLI Westside Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility Billing Service Fee
Charged per unit.
Utility Billing
Monthly utility billing methodology will be outlined in lease agreement. Any additional questions regarding billing please contact our onsite team. Charged per unit.
Application Fee
Charged per applicant.
Utility Acct Setup Fee
Charged per unit.
Pets Fees
Onetime Pet Fee
Charged per pet.
Monthly Pet Rent
Charged per pet.
Parking Fees
Parking
Charged per vehicle.
Pet Policy
Bringing a pet? Here's what AMLI Westside Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About AMLI Westside Apartments
From the property listing:
Liven up your days and nights in the Westside Provisions District. Our West Midtown apartments are decked to the nines with custom, locally curated murals and luxurious amenities throughout the community, such as a salt water pool with cabanas and an elegant rooftop lounge with sweeping views of downtown Atlanta. All apartments come outfitted with a designer finish package, tall ceilings and bronze fixtures. Be at the center of West Midtown's hub of upscale retail and fashionable dining, with many shops and restaurants right outside your front door.
Frequently Asked Questions
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What will I actually pay per month at AMLI Westside Apartments?
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How safe is the area around AMLI Westside Apartments?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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