Arbor Gates at Buckhead Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at Arbor Gates at Buckhead Apartments in Buckhead? Rent here runs $999 – $1,799, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2500 Pine Tree Rd NE, Atlanta, GA 30324

Buckhead

Built 1991 3 stories 303 units
3.2/5 ·205 reviews Google
5/5 ·16 reviews Apt. Finder
$999 – $1,799 /month

Monthly Cost Breakdown at Arbor Gates at Buckhead Apartments

The listed rent isn't the whole number. Here's what Arbor Gates at Buckhead Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,013 – $1,813
Base Rent $999 – $1,799
Est. Renters Insurance $14/mo

Renters Insurance at Arbor Gates at Buckhead Apartments

We found a few insurance details on Arbor Gates at Buckhead Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Arbor Gates at Buckhead Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3169/100K (101% above national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Arbor Gates at Buckhead Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Arbor Gates at Buckhead Apartments:

Carrier Monthly Annual
Lemonade $8/mo $91/yr
USAA $9/mo $103/yr
State Farm $11/mo $137/yr
Progressive $12/mo $149/yr
Safeco $12/mo $149/yr
Travelers $13/mo $160/yr
Allstate $14/mo $171/yr
Nationwide $14/mo $171/yr
Farmers $15/mo $183/yr
Liberty Mutual $17/mo $206/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.

Atlanta property crime rate

3,169

per 100K residents

101% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
330 / 200
Larceny / theft
2,370 / 1,172
Vehicle theft
469 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Arbor Gates at Buckhead Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Concierge, Gated, Doorman, Package lockers) that insurers recognize with discounts.

Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Pest Issues Mentioned
Maintenance Issues Mentioned

On-Site Security

Package service Controlled access Property manager on site Concierge Gated Doorman Package lockers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Arbor Gates at Buckhead Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Arbor Gates at Buckhead Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Utility - Water/Waste Water

Charged per unit.

Included

Application Fee Per Applicant

Charged per applicant.

$125

Administrative Fee

Charged per unit.

$150

Pets Fees

Pet Deposit

Max of 2. Charged per pet.

$200

One-Time Pet Fee

Max of 2. Charged per pet.

$500

Monthly Pet Fee

Max of 2. Charged per pet.

Free

Parking Fees

Parking Fee

Charged per vehicle.

Free

Garage Lot

Covered Underground Parking

Amenities

Special Features

Complimentary Parcel-Holding Service Free Business Center Incredible City Views New Washer/Dryer in Each Home

Community Features

Laundry Facilities Maintenance on site Laundry Service Car Wash Area Elevator Business Center Clubhouse Multi Use Room Storage Space Sundeck Grill Picnic Area Fitness Center Pool Racquetball Court

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Security System Trash Compactor Storage Space Tub/Shower Fireplace Framed Mirrors Vacuum System Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Kitchen Microwave Oven Range Refrigerator Freezer Carpet Tile Floors Vinyl Flooring Dining Room Sunroom Vaulted Ceiling Walk-In Closets Window Coverings Balcony Patio Porch Deck

Pet Policy

Bringing a pet? Here's what Arbor Gates at Buckhead Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$200 Deposit
$500 Fee
2 Pet Limit

About Arbor Gates at Buckhead Apartments

Year Built: 1991
Stories: 3 stories
Units: 303
Phone: (470) 407-6950

From the property listing:

All of the apartment homes at Arbor Gates feature the finest in modern amenities. Our roomy living spaces include high-speed Internet access, with ample closet space and storage. Take advantage of the large swimming pool or clubhouse, and enjoy the convenience of an in-unit washer and dryer. Our professional management will assist you in meeting all of your needs. At Arbor Gates, you'll feel right at home.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Arbor Gates at Buckhead Apartments require renters insurance?
We found specific coverage details on Arbor Gates at Buckhead Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Arbor Gates at Buckhead Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Arbor Gates at Buckhead Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $13/month, so this building is right around average.
What will I actually pay per month at Arbor Gates at Buckhead Apartments?
Plan for $1,013 to $1,813/month all-in. That's base rent ($999 – $1,799), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Arbor Gates at Buckhead Apartments allow pets?
Yes, Arbor Gates at Buckhead Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $200 Deposit. $500 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Arbor Gates at Buckhead Apartments?
Property crime in Atlanta runs noticeably higher than the national average — 3,169 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 330/100K here. On the property itself, you'll find package service, controlled access, property manager on site, concierge — features that can qualify for premium discounts.
What floor plans does Arbor Gates at Buckhead Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $999 – $1,799. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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