Renters Insurance at FLATS at Ponce City Market Apartments
What Affects Your Premium Here
Every building is different. These factors specific to FLATS at Ponce City Market Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 3169/100K (101% above national average)
What You'll Likely Pay
$14
Est. Monthly
$167
Est. Annual
$13
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for FLATS at Ponce City Market Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near FLATS at Ponce City Market Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $101/yr |
| USAA | $9/mo | $113/yr |
| State Farm | $13/mo | $151/yr |
| Progressive | $14/mo | $163/yr |
| Safeco | $14/mo | $163/yr |
| Travelers | $15/mo | $176/yr |
| Allstate | $16/mo | $189/yr |
| Nationwide | $16/mo | $189/yr |
| Farmers | $17/mo | $201/yr |
| Liberty Mutual | $19/mo | $226/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.
Atlanta property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. FLATS at Ponce City Market Apartments also has on-site security features (Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for FLATS at Ponce City Market Apartments.
FEMA Zone X (0.2 Pct Annual Chance Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
675 Ponce de Leon Ave NE, Atlanta, GA 30308
Eastside Atlanta
Monthly Cost Breakdown at FLATS at Ponce City Market Apartments
The listed rent isn't the whole number. Here's what FLATS at Ponce City Market Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at FLATS at Ponce City Market Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Trash Services - Doorstep
Fee for doorstep trash and recycle pickup service. Charged per unit.
Gas Admin
Administrative costs for managing gas service billing, distribution, and related expenses for your apartment home. Charged per unit.
Pest Control Services
Regular pest prevention and treatment services. Charged per unit.
Utility Water / Wastewater Admin Fee
Covers administrative costs associated with billing and managing water utility services. Charged per unit.
Common Area Utilities
Shared utility costs in community common areas. Charged per unit.
Pets Fees
Pet Fee
| Restrictions: None
Pet Rent
Max of 2. monthly charge for keeping a pet in the home. Charged per pet.
Parking Fees
Parking Fee
Max of 3. $75 for First, $150 for second.Charge for access to a garage space. Charged per vehicle.
Addons Fees
Rent Payment Credit Building Service
Build credit by paying rent on time while gaining access to personalized budgeting tools and financial education resources. Charged per unit.
Situational Fees
Pet / Animal Lease Violation
Fee issued for unauthorized pets or violations of pet policyCharged per unit.
Pet Policy
Bringing a pet? Here's what FLATS at Ponce City Market Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About FLATS at Ponce City Market Apartments
From the property listing:
Welcome to The Flats at Ponce City Market, where modern luxury meets historic charm in Atlantas Old Fourth Ward. Our pet-friendly apartments offer studio to three-bedroom floor plans with stunning Midtown and Downtown skyline views framed by original steel windows. Inside, enjoy Tribeca wood cabinetry, quartz countertops, and Energy Star stainless steel appliances, including a Bosch dishwasher and full-size washer/dryer. Exclusive amenities include a rooftop with city views, two fitness centers, a one-acre outdoor greenspace, covered parking, bike valet, and direct BeltLine access.
Frequently Asked Questions
Does FLATS at Ponce City Market Apartments require renters insurance?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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