Renters Insurance at The Alexander at the District Apartments
The The Alexander at the District Apartments website requires tenants to carry renters insurance. The exact coverage minimums may vary by unit type, so confirm the specifics with the leasing office when you apply.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
In their own words:
"Yes, you’ll need to maintain and provide proof of renters insurance for the duration of your lease term. If streamlining is more your style, you can enroll in our Lessor’s Legal Liability Insurance Policy (“BH Liability”), a policy that fulfills the insurance requirements of the lease, but is not personal liability insurance or renters’ insurance, and we’ll add the cost to your monthly rent invoice."
What Affects Your Premium Here
Every building is different. These factors specific to The Alexander at the District Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 3169/100K (101% above national average)
What You'll Likely Pay
$15
Est. Monthly
$182
Est. Annual
$13
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Alexander at the District Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Alexander at the District Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $110/yr |
| USAA | $10/mo | $123/yr |
| State Farm | $14/mo | $165/yr |
| Progressive | $15/mo | $178/yr |
| Safeco | $15/mo | $178/yr |
| Travelers | $16/mo | $192/yr |
| Allstate | $17/mo | $206/yr |
| Nationwide | $17/mo | $206/yr |
| Farmers | $18/mo | $219/yr |
| Liberty Mutual | $21/mo | $247/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.
Atlanta property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. The Alexander at the District Apartments also has on-site security features (Package lockers, Covered parking, On site maintenance) that insurers recognize with discounts.
Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Alexander at the District Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
1750 Commerce Dr NW, Atlanta, GA 30318
West Midtown Atlanta
Monthly Cost Breakdown at The Alexander at the District Apartments
The listed rent isn't the whole number. Here's what The Alexander at the District Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at The Alexander at the District Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Package Locker Fee
Charged per unit.
Valet Trash
Charged per unit.
Estimated Common Area Maint
Charged per unit.
Pest Control Fee
Charged per unit.
Utility Service Fee
Contact local utility providers to get monthly cost estimate s based on approximate household usage. Charged per unit.
Utilities
Contact local utility providers to get monthly cost estimate s based on approximate household usage. Charged per unit.
Application Fee
Charged per applicant.
Utility New Account Fee
Contact local utility providers to get monthly cost estimate s based on approximate household usage. Charged per unit.
Admin Fee
Charged per unit.
Processing Fee (GA)
Required security deposit or nonrefundable fee is based on s creening outcome. Required security deposits are eligible for a refund after move-out. Zero upfront and/or deposit alternative options may be available. See agent to learn about all options. Charged per unit.
Utility Final Bill Fee
Contact local utility providers to get monthly cost estimate s based on approximate household usage. Charged per unit.
Pets Fees
Pet Fee
Large Dogs Welcome.
Pet Rent
Max of 2. Large dogs welcome, breed restrictions will apply. Amount varies based on number of pets, connect with an agent for more details. Charged per pet.
Parking Fees
Parking Space- 3rd Vehicle
Max of 1. Charged per vehicle.
Parking Space- 2nd Vehicle
Max of 1. Charged per vehicle.
Parking Space - 1st Vehicle
Max of 1. Charged per vehicle.
Situational Fees
Damage Waiver Program
Residents must have renters liability insurance. Without pro of of renters liability insurance, the resident will be enrolled in the Damage Waiver Program and charged the noted lease fee. This does not provide the individual with insurance coverage. Charged per unit.
Pet Policy
Bringing a pet? Here's what The Alexander at the District Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About The Alexander at the District Apartments
From the property listing:
The Alexander at the District Apartments is the apartment you've been looking for in Atlanta, GA. With comfortable one- and two-bedroom homes complete with in-unit washers and dryers, stainless steel appliances, and granite countertops, you're guaranteed to find a place to live with a lifestyle to love. What's more, as a member of the community you'll also have access to our clubhouse and swimming pool. Find a home at The Alexander at the District Apartments, where living more is the new standard.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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