Renters Insurance at Ramblewood Apartments
We found a few insurance details on the Ramblewood Apartments website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Ramblewood Apartments can push your insurance cost up or down:
Older Building
Built in 1986 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Ground Level
Single-story — higher flood/water intrusion risk
Water/Leak Issues
3 mentions in Google reviews
Identity Theft Concerns
1 mention in reviews (mail tampering, fraud, personal info)
FEMA Flood Zone
Zone X — minimal flood risk
AreaVibes
Crime grade: F
What You'll Likely Pay
$14
Est. Monthly
$168
Est. Annual
$13
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Ramblewood Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$10,000
If you own more
$25,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Georgia
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Ramblewood Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $91/yr |
| USAA | $9/mo | $103/yr |
| State Farm | $11/mo | $137/yr |
| Progressive | $12/mo | $149/yr |
| Safeco | $12/mo | $149/yr |
| Travelers | $13/mo | $160/yr |
| Allstate | $14/mo | $171/yr |
| Nationwide | $14/mo | $171/yr |
| Farmers | $15/mo | $183/yr |
| Liberty Mutual | $17/mo | $206/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Augusta.
F
Area Crime Grade
Detailed FBI property-crime data isn't available for Augusta in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Ramblewood Apartments has on-site security features (Property manager on site) that insurers recognize with premium discounts.
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Ramblewood Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
2549 Center West Pky, Augusta, GA 30909
National Hills
Monthly Cost Breakdown at Ramblewood Apartments
The listed rent isn't the whole number. Here's what Ramblewood Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Ramblewood Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Pest Control
Charged per unit.
Recycling Charge
Charged per unit.
Resident Utility Charge
Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Move-In Fee
Charged per unit.
Administrative Fee
Charged per unit.
Amenity Fee
Charged per unit.
Trash Admin Fee
Charged per unit.
Optional Add-On Fees
Liability Insurance
Charged per unit.
About Ramblewood Apartments
From the property listing:
Friendly staff makes Ramblewood in Augusta, GA your place to call home. Ramblewood Apartments is located just east of Interstate 20 in Augusta, GA and off of one the city's major streets, Washington Rd. You'll also find easy access to major area shopping centers, colleges and Ft. Gordon Military Base. Our single-story, garden-style Augusta apartments feature private entrances and patios for your enjoyment. We offer Studio, 1 & 2 bedroom apartments in Augusta near Ft. Gordon Military Base.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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