Augusta, GA

Ramblewood Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 28, 2026

Looking for the best renters insurance for Ramblewood Apartments in Augusta? We break down what the lease requires, what coverage actually costs here (~$14/mo), the 4 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Ramblewood Apartments

We found a few insurance details on the Ramblewood Apartments website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Ramblewood Apartments can push your insurance cost up or down:

Older Building

Built in 1986 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Ground Level

Single-story — higher flood/water intrusion risk

Water/Leak Issues

3 mentions in Google reviews

Identity Theft Concerns

1 mention in reviews (mail tampering, fraud, personal info)

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: F

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Ramblewood Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Georgia

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Ramblewood Apartments:

Carrier Monthly Annual
Lemonade $8/mo $91/yr
USAA $9/mo $103/yr
State Farm $11/mo $137/yr
Progressive $12/mo $149/yr
Safeco $12/mo $149/yr
Travelers $13/mo $160/yr
Allstate $14/mo $171/yr
Nationwide $14/mo $171/yr
Farmers $15/mo $183/yr
Liberty Mutual $17/mo $206/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Augusta.

F

Area Crime Grade

Detailed FBI property-crime data isn't available for Augusta in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Ramblewood Apartments has on-site security features (Property manager on site) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Water Damage Common topic
Maintenance Issues Common topic
Safety Concerns Mentioned
Identity Theft / Mail Fraud Mentioned

On-Site Security

Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Ramblewood Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

2549 Center West Pky, Augusta, GA 30909

National Hills

Built 1986 1 story 186 units
3.8/5 ·122 reviews Google
1 review Apt. Finder
$700 – $1,225 /month

Monthly Cost Breakdown at Ramblewood Apartments

The listed rent isn't the whole number. Here's what Ramblewood Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $714 – $1,239
Base Rent $700 – $1,225
Est. Renters Insurance $14/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Ramblewood Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Pest Control

Charged per unit.

N/A / mo

Recycling Charge

Charged per unit.

N/A / mo

Resident Utility Charge

Charged per unit.

N/A / mo

Application Fee Per Applicant

Charged per applicant.

$60

Move-In Fee

Charged per unit.

$250

Administrative Fee

Charged per unit.

$300

Amenity Fee

Charged per unit.

Trash Admin Fee

Charged per unit.

Optional Add-On Fees

Liability Insurance

Charged per unit.

$15

About Ramblewood Apartments

Year Built: 1986
Stories: 1 story
Units: 186
Phone: (762) 320-4761

From the property listing:

Friendly staff makes Ramblewood in Augusta, GA your place to call home. Ramblewood Apartments is located just east of Interstate 20 in Augusta, GA and off of one the city's major streets, Washington Rd. You'll also find easy access to major area shopping centers, colleges and Ft. Gordon Military Base. Our single-story, garden-style Augusta apartments feature private entrances and patios for your enjoyment. We offer Studio, 1 & 2 bedroom apartments in Augusta near Ft. Gordon Military Base.

Frequently Asked Questions

Does Ramblewood Apartments require renters insurance?
We found specific coverage details on the Ramblewood Apartments website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Ramblewood Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $13/month, so this building is right around average.
What will I actually pay per month at Ramblewood Apartments?
Plan for $714 to $1,239/month all-in. That's base rent ($700 – $1,225), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around Ramblewood Apartments?
The area has a F crime grade, which is worth factoring into your coverage decisions. On the property itself, you'll find property manager on site — features that can also qualify you for insurance discounts.
What floor plans does Ramblewood Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $700 – $1,225. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with Ramblewood Apartments?
No. SafeButler is not affiliated with Ramblewood Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Ramblewood Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Ramblewood Apartments directly. For lease, payment, or maintenance questions, contact the Ramblewood Apartments leasing office.
What is SafeButler and how does it work for Ramblewood Apartments renters?
SafeButler helps renters at Ramblewood Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Ramblewood Apartments in Augusta, GA, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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