Aspire at Onion Creek Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Aspire at Onion Creek Apartments in Southeast Austin? With rent at $706 - $1,490 and renters insurance running about $13/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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2333 Cascades Ave, Austin, TX 78747

Southeast Austin

Built 2023 3 stories 264 units
4/5 ·22 reviews
$706 - $1,490 /month

Monthly Cost Breakdown at Aspire at Onion Creek Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Aspire at Onion Creek Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $719 – $1,503
Base Rent $706 – $1,490
Required Monthly Fees $0
Est. Renters Insurance $13/mo

What You Need to Know About Insurance at Aspire at Onion Creek Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Aspire at Onion Creek Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Aspire at Onion Creek Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Pool on premises — higher liability recommended

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Aspire at Onion Creek Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Aspire at Onion Creek Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Application Fee

Online Application Fee Charged per applicant.

$21.68

Parking Fees

Parking Fee

Charged per vehicle.

$0 / mo

Surface Lot

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Aspire at Onion Creek Apartments.

On-Site Security

Controlled access Property manager on site Gated

Amenities

Special Features

ADA Apartment Luxury Vinyl Outdoor Kitchen Soaking Tub Wifi in Clubhouse/Pool Area Natural Light Community Gathering Room Fitness and Wellness Studio Oversized Closet Pendant Lighting Balcony/Patio Controlled Access Gates Premium Granite Countertops Two-story resident clubhouse

Community Features

Maintenance on site 24 Hour Access Pet Play Area Clubhouse Conference Rooms Grill Pool Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Tub/Shower Dishwasher Granite Countertops Stainless Steel Appliances Kitchen Microwave Oven Refrigerator Freezer Carpet Vinyl Flooring Recreation Room Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Aspire at Onion Creek Apartments.

Grocery

  • Target Grocery 4.4
  • H-E-B 4.5
  • Casa Grande Supermercado 4.3

Pharmacy

  • Aspire at Onion Creek 3.8
  • CVS Pharmacy 3.4
  • Sam's Club Pharmacy 4.9

Hospital

  • Ally Medical Emergency Room - South Austin 4.9
  • Ascension Seton Southwest Emergency 4.5
  • St. David's South Austin Medical Center Emergency Room 4.1

Gym

  • Crunch Fitness - Austin Southpark Meadows 4.1
  • Cascades at Onion Creek Apartments 4.4
  • FeV Iron Vault Gym 4.9

Restaurant

  • Cabo Bob's Burritos 4.2
  • Another Broken Egg Cafe 4.9
  • The Smokin' Shack 4.9

Park

  • McKinney Falls State Park 4.6
  • Onion Creek Metropolitan Park 4.5
  • Aspire at Onion Creek 3.8

Bank

  • Cascades at Onion Creek Apartments 4.4
  • Aspire at Onion Creek 3.8
  • Bank of America Financial Center 1.9

Gas

  • Valero 3.8
  • Exxon 4.4
  • Circle K | Gas Station

About Aspire at Onion Creek Apartments

Nestled among the lush greenery of South Austin, you’ll find Aspire at Onion Creek, affordable apartments designed with natural interior elements for the tranquil, comfortable feeling of home. Whether you’re a frequent dinner party host or simply love to relax at the end of the day, each one, two and three bedroom home was thoughtfully curated to meet your needs. Within this beautifully landscaped community, luxurious amenities offer impressive spaces for both work and play. Located just off I-35, you’ll reach downtown Austin in minutes, or explore the neighborhood’s trails, shopping and dining. Relax into the comfort that awaits you at Aspire at Onion Creek.

Year Built: 2023
Stories: 3
Total Units: 264
Phone: (737) 265-2692

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Aspire at Onion Creek Apartments require renters insurance?
We didn't find a public insurance requirement for Aspire at Onion Creek Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Aspire at Onion Creek Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Aspire at Onion Creek Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Aspire at Onion Creek Apartments?
Plan for $719 to $1,503/month all-in. That's base rent ($706 - $1,490), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
What floor plans does Aspire at Onion Creek Apartments offer?
There are 25 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $706 - $1,490. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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