Renters Insurance at Beck at Wells Branch Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Beck at Wells Branch Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
Pest Issues
8 mentions in Google reviews
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Beck at Wells Branch Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Beck at Wells Branch Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Safety
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
What residents talk about most
Security
A recurring concern in reviews
“The complex has numerous issues: • Hallway lights on the third floor of Building 23 worked for only 3 out of the 13 months I lived there • Multiple car break-ins with shattered…” — Google reviewer
On-Site Security
Natural Hazards & Your Renters Coverage
For a renter, the natural-hazard story at this address is the easy version: flood risk is low, earthquake shaking is rare, and severe weather in Travis County doesn't drive an unusual claim profile. A baseline renters policy is sufficient — none of the optional flood or earthquake endorsements pay back at this kind of address. The data is below for completeness.
Earthquake shaking
USGS rates seismic activity here as low. A damaging earthquake is unlikely enough that most renters skip the earthquake endorsement entirely — your standard renters policy still covers the things you actually claim against (theft, fire, water damage from leaks, wind damage). The hazard data is below for completeness.
Low seismic hazard · ground motion 0.03g
Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under your standard renters policy regardless.
Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.
Severe weather you'd actually claim for
NOAA's severe-weather record for Travis County is on the calmer end of the national distribution — modest activity across most categories. Whatever does happen, your renters policy already covers it (wind, hail, lightning damage to your possessions). The five-year averages are below.
Source: NOAA Storm Events Database, annual averages from the past five years for Travis County. Counts reflect reported events, not damage amounts.
Renters at this address generally don't need optional natural-hazard add-ons. The base policy already covers the realistic claim scenarios.
2801 Wells Branch Pky, Austin, TX 78728
Wells Branch
Monthly Cost Breakdown at Beck at Wells Branch Apartments
The listed rent isn't the whole number. Here's what Beck at Wells Branch Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Beck at Wells Branch Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
One-Time Pet Fee
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Parking Fees
Parking Fee
Max of 1. Charged per vehicle.
Parking Deposit
Charged per vehicle.
Parking Fee
Charged per vehicle.
Garage Lot
Must reserve
Other
Surface Parking available. Please call us regarding our Park ing Policy. Garages are available for $125 per month Covered parking is available for $35 per month
Surface Lot
Surface Parking available. Please call us regarding our Park ing Policy. Garages are available for $125 per month Covered parking is available for $35 per month
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Beck at Wells Branch Apartments.
Grocery
- H-E-B 4.3
- Whole Foods Market 4.5
- Countryside Place 4.4
Pharmacy
- CVS Pharmacy 3.2
- Walgreens Pharmacy 3.6
- CVS 2.7
Hospital
- Ascension Seton Northwest Emergency 4.3
- St. David's North Austin Medical Center Emergency Room 4.1
- Austin Emergency Center: Pflugerville Emergency Room 4.7
Gym
- Orangetheory Fitness 4.7
- Defiant CrossFit 5.0
- Fitness Connection 4.6
Restaurant
- papercut 4.8
- Athens Cafe 4.8
- El Huarache 4.4
Bank
- Regions Bank 3.0
- ATM (ATM Link, Inc.)
- Beck at Wells Branch 3.2
Gas
- Texaco 2.8
- QuikTrip 3.4
- Circle K | Gas Station 2.0
Pet Policy
Bringing a pet? Here's what Beck at Wells Branch Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Beck at Wells Branch Apartments
From the property listing:
We don't just rent apartments. From the moment you walk through the front door, you'll feel style and comfort that makes our residents happy to call Beck at Wells Branch home. Cutting edge amenities, meticulously groomed grounds, and a dedicated staff contribute to a higher standard of living. Convenient shopping, award-winning schools, popular restaurants, and beautiful parks are all close at hand, with sponsored activities to develop new hobbies while getting to know your neighbors.
Frequently Asked Questions
Does Beck at Wells Branch Apartments require renters insurance?
How much is renters insurance at Beck at Wells Branch Apartments?
What will I actually pay per month at Beck at Wells Branch Apartments?
Does Beck at Wells Branch Apartments allow pets?
What floor plans does Beck at Wells Branch Apartments offer?
Is SafeButler affiliated with Beck at Wells Branch Apartments?
What is SafeButler and how does it work for Beck at Wells Branch Apartments renters?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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