Renters Insurance at Fivetwo at Highland Apartments
We found a few insurance details on the Fivetwo at Highland Apartments website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Fivetwo at Highland Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
NeighborhoodScout
Safer than only 1% of US cities
What You'll Likely Pay
$12
Est. Monthly
$147
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Fivetwo at Highland Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Fivetwo at Highland Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Safety
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
What residents talk about most
Maintenance
Consistently positive in reviews
“Of note, these are not the only maintenance issues of this magnitude we’ve had, just the most recent.” — Google reviewer
On-Site Security
Natural Hazards & Your Renters Coverage
At Fivetwo at Highland Apartments, none of the three big natural hazards a renter might worry about — flooding, earthquakes, severe weather — show up as meaningful concerns. A standard renters policy without endorsements covers the actual claim risks here. The agency-by-agency detail is below if you want to see it.
Earthquake shaking
USGS rates seismic activity here as low. A damaging earthquake is unlikely enough that most renters skip the earthquake endorsement entirely — your standard renters policy still covers the things you actually claim against (theft, fire, water damage from leaks, wind damage). The hazard data is below for completeness.
Low seismic hazard · ground motion 0.03g
Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under your standard renters policy regardless.
Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.
Severe weather you'd actually claim for
NOAA's severe-weather record for Travis County is on the calmer end of the national distribution — modest activity across most categories. Whatever does happen, your renters policy already covers it (wind, hail, lightning damage to your possessions). The five-year averages are below.
Source: NOAA Storm Events Database, annual averages from the past five years for Travis County. Counts reflect reported events, not damage amounts.
The natural-hazard picture is favorable enough that a baseline renters policy is the right end-state for most renters here. No upgrade required.
Fees Beyond Rent
These are the additional charges beyond base rent at Fivetwo at Highland Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Boiler Fee
$15.70* Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Dog Fee
Charged per pet.
Dog Rent
Charged per pet.
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Fivetwo at Highland Apartments.
Grocery
- Whole Foods Market 4.5
- Central Market 4.6
- 99 Ranch Market 4.4
Pharmacy
- Walgreens Pharmacy 4.3
- Avita Pharmacy 1035 5.0
- CVS Pharmacy y más 3.9
Hospital
- Ally Medical Emergency Room - Central Austin 4.9
- Ascension Seton Medical Center Austin - Emergency 4.1
- Austin Emergency Center: Mueller Emergency Room 4.7
Gym
- Orangetheory Fitness 4.6
- SWEAT440 Fitness Highland 4.9
- Los Campeones Gym Austin North 4.8
Restaurant
- Eatery 73 4.8
- HiLand MarketCafe 4.4
- ARTIPASTA Italian Food (Austin Highland) 4.6
Park
- Ashford Costa Brava Apartments 4.2
- Highland Neighborhood Park 4.3
- ACC Highland Park 5.0
Bank
- Bank of America ATM (Drive-thru) 3.4
- Wells Fargo Bank 2.8
- Chase Bank 2.4
Gas
- Ashford Costa Esmeralda Apartments 4.4
- Shell 3.1
- Shell 2.9
Pet Policy
Bringing a pet? Here's what Fivetwo at Highland Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Fivetwo at Highland Apartments
From the property listing:
Say hi to Fivetwo at Highland, an inviting Austin community that knows laid-back luxury. Our artfully designed apartments showcase gourmet kitchens, modern finishes, French doors, upscale appliances, and impressively high 12-foot ceilings. Get the best of city living right outside your door at our dog-friendly apartments in Downtown Austin with our neighborhood market, coffee house, salon, and yoga studio. When you need to take five, Fivetwo lets you unwind in one of our pool courtyards, complete with a shaded outdoor pool table, fire pit, and lawn games.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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