Fivetwo at Highland Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Fivetwo at Highland Apartments in Midtown Austin? With rent at $1,193 - $6,586 and renters insurance running about $12/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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110 Jacob Fontaine Lane, Austin, TX 78752

Midtown Austin

Built 2019 4 stories 390 units
4/5
$1,193 - $6,586 /month

Monthly Cost Breakdown at Fivetwo at Highland Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Fivetwo at Highland Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,265 – $6,658
Base Rent $1,193 – $6,586
Required Monthly Fees $60
Est. Renters Insurance $12/mo

What You Need to Know About Insurance at Fivetwo at Highland Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Fivetwo at Highland Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Fivetwo at Highland Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Fivetwo at Highland Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Fivetwo at Highland Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Boiler Fee

$15.70* Charged per unit.

$15 / mo

Application Fee Per Applicant

Charged per applicant.

$99

Administrative Fee

Charged per unit.

$200

Pets Fees

Dog Fee

Charged per pet.

$500

Dog Rent

Charged per pet.

$35 / mo

Cat Fee

Charged per pet.

$500

Cat Rent

Charged per pet.

$35 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Fivetwo at Highland Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Fivetwo at Highland Apartments has on-site security features (Perimeter fencing) that insurers recognize with premium discounts.

On-Site Security

Perimeter fencing

Amenities

Special Features

Custom Exposed Shelving in Kitchens* Dog Run in North and South Tower Buildings Pet Friendly Smart Thermostats Washer and Dryer in All Homes 8' Doors and 12' Ceilings on First Floor City View Custom Backsplash and Chrome Goosneck Fitness Center and Yoga Studio Select Homes with Stoops and Fenced-In Yards French Doors* Large Balcony Semi-Frameless Showers* Soaker Tubs, Shower and Tub Soap Niches Third Floor Access to Gateway Park with Art Installations Gourmet Kitchens With Energy-Efficient Appliances Open-Concept Co-Working Space Demonstration Kitchen and Social Lounge Edison Pendant Lights Elegant Quartz Countertops Fourth Floor Skywalk Corridor Between North and South Wheelchair Access Neighborhood Market Coffee House and Salon Pool View Shaded Outdoor Pool Table Fire Pit and Lawn South Building Club Features a Pool Table Courtyard View North Building Club Features a Theater Contemporary Dark or White Color Scheme Options Corner Apartment Custom Millwork Entries First Floor Second Floor Two Pool Courtyards (One In Each Building) Upscale Bathroom Finishes

Community Features

On-Site Retail Pet Play Area Clubhouse Lounge Conference Rooms Courtyard Fitness Center Pool Bicycle Storage Gameroom Media Center/Movie Theatre

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Dishwasher Kitchen Oven Quartz Countertops Hardwood Floors Balcony Patio Yard Lawn

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Fivetwo at Highland Apartments.

Grocery

  • Whole Foods Market 4.5
  • Central Market 4.6
  • 99 Ranch Market 4.4

Pharmacy

  • Walgreens Pharmacy 4.3
  • Avita Pharmacy 1035 5.0
  • CVS Pharmacy y más 3.9

Hospital

  • Ally Medical Emergency Room - Central Austin 4.9
  • Ascension Seton Medical Center Austin - Emergency 4.1
  • Austin Emergency Center: Mueller Emergency Room 4.7

Gym

  • Orangetheory Fitness 4.6
  • SWEAT440 Fitness Highland 4.9
  • Los Campeones Gym Austin North 4.8

Restaurant

  • Eatery 73 4.8
  • HiLand MarketCafe 4.4
  • ARTIPASTA Italian Food (Austin Highland) 4.6

Park

  • Ashford Costa Brava Apartments 4.2
  • Highland Neighborhood Park 4.3
  • ACC Highland Park 5.0

Bank

  • Bank of America ATM (Drive-thru) 3.4
  • Wells Fargo Bank 2.8
  • Chase Bank 2.4

Gas

  • Ashford Costa Esmeralda Apartments 4.4
  • Shell 3.1
  • Shell 2.9

Pet Policy

Bringing a pet? Here's what Fivetwo at Highland Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats Allowed

  • $35 Monthly Pet Rent
  • $500 Fee

About Fivetwo at Highland Apartments

Say hi to Fivetwo at Highland, an inviting Austin community that knows laid-back luxury. Our artfully designed apartments showcase gourmet kitchens, modern finishes, French doors, upscale appliances, and impressively high 12-foot ceilings. Get the best of city living right outside your door at our dog-friendly apartments in Downtown Austin with our neighborhood market, coffee house, salon, and yoga studio. When you need to take five, Fivetwo lets you unwind in one of our pool courtyards, complete with a shaded outdoor pool table, fire pit, and lawn games. Four-legged friends also live the luxe life, with pet-friendly spaces and a choice of two dog runs to burn off steam. Fivetwo at Highland is a vibe. Make it yours today.

Year Built: 2019
Stories: 4
Total Units: 390
Phone: (833) 414-1772

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Austin Midtown Apartments

Midtown Austin

$942 - $2,156 Ins: ~$16/mo

Azulina Gardens Apartments

Midtown Austin

$824 - $1,775 Ins: ~$15/mo

Bridge at Midtown Commons Apartments

Midtown Austin

$1,191 - $2,534 Ins: ~$14/mo

Burnet Flats Apartments

Midtown Austin

$1,382 - $3,101 Ins: ~$13/mo

Chevy Chase Apartments

Midtown Austin

$830 - $3,610 Ins: ~$16/mo

Ella Parkside Apartments

Midtown Austin

$1,073 - $3,645 Ins: ~$12/mo

Frequently Asked Questions

Does Fivetwo at Highland Apartments require renters insurance?
We didn't find a public insurance requirement for Fivetwo at Highland Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Fivetwo at Highland Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Fivetwo at Highland Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Fivetwo at Highland Apartments?
Plan for $1,265 to $6,658/month all-in. That's base rent ($1,193 - $6,586), plus $60/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Fivetwo at Highland Apartments allow pets?
Yes, Fivetwo at Highland Apartments is pet-friendly. Here are the details: Cats Allowed. $35 Monthly Pet Rent. $500 Fee. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Fivetwo at Highland Apartments offer?
There are 26 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,193 - $6,586. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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