8000 Highway 290 W, Austin, TX 78736
Southwest Austin
Monthly Cost Breakdown at Ocotillo Apartments
The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Ocotillo Apartments is higher than the sticker price. Here's the full picture.
What You Need to Know About Insurance at Ocotillo Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Ocotillo Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
NeighborhoodScout
Safer than only 1% of US cities
What You'll Likely Pay
$13
Est. Monthly
$155
Est. Annual
$13
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Ocotillo Apartments based on the rent level and building features.
Personal Property Coverage
Liability Coverage
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Ocotillo Apartments:
| Carrier | Est. Monthly | Est. Annual | Tier | Digital |
|---|---|---|---|---|
| Lemonade | $8 | $96 | budget | Yes |
| USAA | $9 | $108 | budget | — |
| State Farm | $12 | $144 | mid | — |
| Progressive | $13 | $156 | mid | Yes |
| Safeco | $13 | $156 | mid | — |
| Travelers | $14 | $168 | mid | — |
| Allstate | $15 | $180 | mid | — |
| Nationwide | $15 | $180 | mid | — |
| Farmers | $16 | $192 | premium | — |
| Liberty Mutual | $18 | $216 | premium | — |
Discounts You May Qualify For
Claims-free (if applicable)
Up to 10% off
Pay-in-full annual
Up to 7% off
Paperless/autopay
Up to 3% off
Multi-policy bundle
Up to 10% off
Compare renters insurance quotes — it's free
Fees Beyond Rent
These are the extra charges Ocotillo Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Safety & Security
The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Ocotillo Apartments.
1%
Austin overall is safer than only 1% of U.S. cities
This is a city-wide stat — your actual neighborhood may differ. The good news: Ocotillo Apartments has on-site security features (Package lockers, Perimeter fencing) that insurers recognize with premium discounts.
On-Site Security
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Ocotillo Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Cats and Dogs Allowed
- 2 Pet Limit
About Ocotillo Apartments
Come home to our charming community of one-, two-, and three-bedroom apartments. Southwest Austin is home to rolling green hills, views for miles, and local favorites like Salt Lick Barbecue and Zilker Park. Our conveniently situated apartment community features a plethora of floor plans and layouts so that you can find the home that suits you best. Inside each apartment, you will find sleek appliances, granite countertops, and beautifully stained maple cabinets. Designer lighting and faux- wood flooring add an air of sophistication, while patios and balconies offer extra space to relax and entertain guests. Our community boasts a package of amenities that will make you feel like you’re on vacation. Our sparkling pool, comprehensive fitness center, and community dog park are all just steps from Ocotillo Apartments. Southwest Austin could be your new home! Take a tour today!
Other Options Nearby
Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.
Barton Creek Villas Apartments
Southwest Austin
Callista Hill Country Apartments
Southwest Austin
MAA Western Oaks Apartments
Southwest Austin
Monterey Ranch Apartments
Southwest Austin
Settler's Creek Apartments
Southwest Austin
The Markson Austin Apartments
Southwest Austin
Frequently Asked Questions
Does Ocotillo Apartments require renters insurance?
How much is renters insurance at Ocotillo Apartments?
What will I actually pay per month at Ocotillo Apartments?
Does Ocotillo Apartments allow pets?
What floor plans does Ocotillo Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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