Austin, TX

Progress @ Tech Ridge Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Looking for the best renters insurance for Progress @ Tech Ridge Apartments in Austin? We break down what the lease requires, what coverage actually costs here (~$13/mo), the 7 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Progress @ Tech Ridge Apartments

We found a few insurance details on the Progress @ Tech Ridge Apartments website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Progress @ Tech Ridge Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Progress @ Tech Ridge Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Progress @ Tech Ridge Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety

On-Site Security

Package service Controlled access Property manager on site Gated Doorman Sprinklers Covered parking

1601 Scottsdale Ln, Austin, TX 78754

North Austin

Built 2024 3 stories 460 units
Apt. Finder
$1,307 – $2,074 /month

Monthly Cost Breakdown at Progress @ Tech Ridge Apartments

The listed rent isn't the whole number. Here's what Progress @ Tech Ridge Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,498 – $2,265
Base Rent $1,307 – $2,074
Required Monthly Fees $178
Est. Renters Insurance $13/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Progress @ Tech Ridge Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash Services - Doorstep

Fee for doorstep trash and recycle pickup service. Charged p er unit.

$25 / mo

Trash Admin

Administrative costs for managing trash service billing, coo rdination, and related expenses for your apartment. Charged per unit.

$3 / mo

Pest Control Services

Regular pest prevention and treatment services. Charged per unit.

$5 / mo

Community Amenity Fee

Fee for access to shared resident amenities and facilities. Charged per unit.

$70 / mo

Utility Water / Wastewater Admin Fee

Covers administrative costs associated with billing and mana ging water utility services. Charged per unit.

Varies / mo

Common Area Utilities

Shared utility costs in community common areas. Charged per unit.

Varies / mo

Admin Fee

Fee to process rental application and background check Charg ed per unit.

$200

Application Fee Per Applicant

Charged per applicant.

$50

Application Fee

Administrative processing fee to cover lease preparation. Ch arged per applicant.

$50

Administrative Fee

Charged per unit.

$200

Access Device

Electronic or physical key for secure entry to the community and/or home. Charged per unit.

$5

Pets Fees

Dog Fee

Charged per pet.

$400

Dog Rent

Charged per pet.

$20 / mo

Cat Fee

Charged per pet.

$400

Cat Rent

Charged per pet.

$20 / mo

Pet Fee

Fee for allowing pets in the home. Charged per pet.

$400

Pet / Animal Lease Violation

Fee issued for unauthorized pets or violations of pet policy Charged per pet.

Varies

Pet Fee

Charged per pet.

Varies

Pet Rent

monthly charge for keeping a pet in the home. Charged per pe t.

$20 / mo

Parking Fees

Parking - Carport

Fee for covered parking in a designated carport space. Charg ed per vehicle.

$55 / mo

Optional Add-On Fees

Rent Payment Credit Building Service

Build credit by paying rent on time while gaining access to personalized budgeting tools and financial education resources. Charged per unit.

Varies / mo

Storage Space Rental

Fee for an on-site storage unit. Charged per unit.

Varies one-time

Parking EV Charging

Fee for on-site electric vehicle charging access. Charged pe r unit.

Varies one-time

Situational Fees

Utility - New Account Fee

One-time charge to activate new utility services. Charged pe r unit.

$15

Intra-Community Transfer Fee

Charge for transferring to another home within the same comm unity. Charged per unit.

$500

Security Deposit (Refundable)

Refundable deposit covering potential damages and unpaid ren t per lease terms. Charged per unit.

$500 - $1,500

Security Deposit Alternative

Alternative to a standard security deposit typically issued through a surety bond. Charged per unit.

$20 - $39 / mo

MTM Flat Fee

Month to Month Flat Fee Charged per unit.

$400 / mo

Access Device Replacement

Charge to replace lost or damaged key, fob, or remote. Charg ed per unit.

$100 / occurence

Renters Liability Non-Compliance

Fee for not maintaining required renters liability insurance coverage. Charged per unit.

$25 / occurence

NSF Tenant Fee

Charged per unit.

$30 / occurence

Late Fee

Charged per unit.

10% of base rent / occurence

Utility - Electric

Cost of electricity usage for your apartment. Charged per un it.

Varies / mo

Utility - Gas

Cost of gas usage for your apartment. Charged per unit.

Varies / mo

Utility - Stormwater / Drainage

Local stormwater management and drainage system fee. Charged per unit.

Varies / mo

Utility - Water / Sewer

Water usage and wastewater removal costs. Charged per unit.

Varies / mo

Utility - Non-transferred Utility Fee

Charge for utility costs not moved to residents name. Charge d per unit.

Varies / occurrence

Concession Repayment

Tenant repayment of rent discounts if lease terms are not me t. Charged per unit.

Varies / occurrence

Legal / Eviction Fee

Costs associated with an eviction proceeding. Charged per un it.

Varies / occurrence

Reletting Fee

An expense associated with re-renting a unit after early lea se termination. Charged per unit.

Varies / occurrence

Lease Violation

Fee for non-compliance with lease terms or community policie s. Charged per unit.

Varies / occurrence

Early Lease Termination / Buyout

Buyout for ending lease agreement before its scheduled end d ate. Charged per unit.

Varies / occurrence

Utility - Vacant Cost Recovery

Utility costs incurred while the unit was unoccupied. Charge d per unit.

Varies one-time

Deposit (Nonrefundable)

a screening-based, non-refundable deposit to address damages or unpaid rent per lease agreement. Charged per unit.

Varies one-time

Renter Liability - Third Party

Expense related to required liability coverage through a thi rd-party provider. Charged per unit.

Varies one-time

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Progress @ Tech Ridge Apartments.

Grocery

  • H-E-B 4.4
  • Mi Casa Market 3.7
  • MT Supermarket 4.3

Pharmacy

  • CVS Pharmacy 3.6
  • H-E-B Pharmacy 2.8
  • Walgreens Pharmacy 2.2

Hospital

  • St. David's North Austin Medical Center Emergency Room 4.1
  • Dell Seton Medical Center at The University of Texas - Emergency 4.1
  • Ascension Seton Medical Center Austin - Emergency 4.1

Gym

  • Fitness Connection 4.6
  • House of Gainz 4.4
  • Big Tex Gym 4.8

Restaurant

  • Phở Phong Lưu 4.8
  • Asian Food 4.6
  • Aburi TORA Austin 4.6

Park

  • McKinney Falls State Park 4.6
  • North Oaks Neighborhood Park 4.5
  • Bull Creek District Park 4.6

Bank

  • Chase Bank 2.4
  • First United Bank - Austin Medical Parkway 4.9
  • First United Bank - Austin Avery Ranch 4.5

Gas

  • Shell 2.9
  • QuikTrip 3.2
  • Circle K | Gas Station

Pet Policy

Bringing a pet? Here's what Progress @ Tech Ridge Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$20 Monthly Pet Rent
$400 Fee
2 Pet Limit

About Progress @ Tech Ridge Apartments

Year Built: 2024
Stories: 3 stories
Units: 460
Phone: (737) 302-5616

From the property listing:

Introducing Progress @ Tech Ridge, an enclave of luxury apartments located in North Austin, just a short 20-minute drive from Downtown ATX. Immerse yourself in our recently unveiled one and two-bedroom floor plans, boasting impressive finishes and complemented by resort-style amenities. Discover a wealth of activities in the ideal location like taking a stroll at the Copperfield Green Belt in, offering a new lifestyle experience.

Frequently Asked Questions

Does Progress @ Tech Ridge Apartments require renters insurance?
We found specific coverage details on the Progress @ Tech Ridge Apartments website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Progress @ Tech Ridge Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Progress @ Tech Ridge Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Progress @ Tech Ridge Apartments?
Plan for $1,498 to $2,265/month all-in. That's base rent ($1,307 – $2,074), plus $178/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Progress @ Tech Ridge Apartments allow pets?
Yes, Progress @ Tech Ridge Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $20 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Progress @ Tech Ridge Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,307 – $2,074. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with Progress @ Tech Ridge Apartments?
No. SafeButler is not affiliated with Progress @ Tech Ridge Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Progress @ Tech Ridge Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Progress @ Tech Ridge Apartments directly. For lease, payment, or maintenance questions, contact the Progress @ Tech Ridge Apartments leasing office.
What is SafeButler and how does it work for Progress @ Tech Ridge Apartments renters?
SafeButler helps renters at Progress @ Tech Ridge Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Progress @ Tech Ridge Apartments in Austin, TX, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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