3200 S 1st St, Austin, TX 78704
South Central Austin
Monthly Cost Breakdown at Stoney Ridge Apartments
The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Stoney Ridge Apartments is higher than the sticker price. Here's the full picture.
What You Need to Know About Insurance at Stoney Ridge Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Stoney Ridge Apartments can push your insurance cost up or down:
Older Building
Built in 1984 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
NeighborhoodScout
Safer than only 1% of US cities
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$15
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Stoney Ridge Apartments based on the rent level and building features.
Personal Property Coverage
Liability Coverage
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Stoney Ridge Apartments:
| Carrier | Est. Monthly | Est. Annual | Tier | Digital |
|---|---|---|---|---|
| Lemonade | $8 | $96 | budget | Yes |
| USAA | $9 | $108 | budget | — |
| State Farm | $12 | $144 | mid | — |
| Progressive | $13 | $156 | mid | Yes |
| Safeco | $13 | $156 | mid | — |
| Travelers | $14 | $168 | mid | — |
| Allstate | $15 | $180 | mid | — |
| Nationwide | $15 | $180 | mid | — |
| Farmers | $16 | $192 | premium | — |
| Liberty Mutual | $18 | $216 | premium | — |
Discounts You May Qualify For
Claims-free (if applicable)
Up to 10% off
Pay-in-full annual
Up to 7% off
Paperless/autopay
Up to 3% off
Multi-policy bundle
Up to 10% off
Compare renters insurance quotes — it's free
Fees Beyond Rent
These are the extra charges Stoney Ridge Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Pet Deposit
Max of 2. Charged per pet.
Safety & Security
The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Stoney Ridge Apartments.
1%
Austin overall is safer than only 1% of U.S. cities
This is a city-wide stat — your actual neighborhood may differ. The good news: Stoney Ridge Apartments has on-site security features (Property manager on site, Doorman, Covered parking) that insurers recognize with premium discounts.
On-Site Security
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Stoney Ridge Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Cats and Dogs Allowed
- $200 Deposit
- $200 Fee
- 50 lb Weight Limit
- 2 Pet Limit
About Stoney Ridge Apartments
Stoney Ridge offers serene 1- and 2-bedroom apartments in Austin, TX, surrounded by woods for peaceful living. Conveniently located near I-35 and public transportation, our apartments feature private balconies and extra storage. Enjoy amenities like a pool with BBQ and a picnic area. Choose from a variety of floor plans to suit your lifestyle. Come see why our residents love living here! Contact us today for more information.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.
1155 Barton Springs Apartments
South Central Austin
Cole Apartments
South Central Austin
Fifteen15 South Lamar Apartments
South Central Austin
Mission James Place Apartments
South Central Austin
South Lamar Village Apartments
South Central Austin
The 704 Apartments
South Central Austin
Frequently Asked Questions
Does Stoney Ridge Apartments require renters insurance?
How much is renters insurance at Stoney Ridge Apartments?
What will I actually pay per month at Stoney Ridge Apartments?
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What floor plans does Stoney Ridge Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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