The Verdict · Baltimore, MD
$1,206–$1,561
real monthly · incl. fees + insurance
4.5★
233 Google reviews
Higher property crime
worth watching
A well-rated community where the real cost runs ~$56 over sticker, and elevated property crime is the risk to plan for.
Looking for renters insurance?
About $16/mo here — the one thing worth sorting before you sign.
What Residents Say
The honest version — the good and the bad, straight from recent Google reviews of Drumcastle Apartments.
“Chelsea and Chris at the leasing office are absolutely amazing! They’re always friendly, professional, and quick to help with any questions or concerns. Their dedication makes the whole leasing process stress free.”
“I had a great experience at Drumcastle Apartments! The property is clean, well-maintained, and feels very welcoming. Chelsea was especially helpful throughout the process — she was professional, kind, and made everything smooth and stress-free for us. We truly appreciate her support and would defin…”
“Chelsea was excellent from start to finish. Chris keep doing a great job managing. May the lord be with you guys as you continue to show empathy and joy. Without you guys my family wouldn’t recommend and I’m so glad they did.”
“I love my new apartment so much! The design of my apartment is beautiful, I'm so grateful . Thank you Chelsea & Chris for an easy move in process in a short period of time❤️”
“It was a pleasure having Chelsea and Chris work with my mom. She’s older, and I’m in Florida, so it’s hard for me to help her with apartment hunting from far away. The office staff made the process so much easier by giving her all the information she needed to get ready to apply. The fact that the …”
6306 Holly Ln, Baltimore, MD 21212
Towson Circle
What Drumcastle Apartments Really Costs
The sticker rent isn't the whole number. Here's what Drumcastle Apartments actually costs each month once required fees, pet rent, and insurance are in — the number the listing sites leave off.
Renters insurance adds ~$16/mo to that total — compare quotes →
Fees Beyond Rent
The additional charges beyond base rent at Drumcastle Apartments. Some are monthly, some one-time — all of them shape your real cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Dog Deposit
Charged per pet.
Dog Rent
Charged per pet.
Cat Deposit
Charged per pet.
Cat Rent
Charged per pet.
Safety & Property Crime
For a renter, property crime is what you actually feel day to day — a car broken into overnight, a package lifted off the step, a bike gone from storage, or how the walk from the lot feels after dark. Here's how Baltimore looks on the theft-related crimes that touch renters most.
These are city-level figures from the FBI's Uniform Crime Reporting program — not block-by-block. Your specific street may run calmer or rougher than the citywide rate.
Baltimore property crime
3,945
per 100K residents
U.S. avg 1,578 / 100K
Breakdown per 100K residents
U.S. average
The practical takeaways here are the unglamorous ones: park in lit areas, use a parcel locker if the community offers one, and don't leave anything visible in the car. Drumcastle Apartments's on-site security (Property manager on site) helps on the margin.
Source · FBI UCR · Baltimore · 2024-12 to 2025-11
On-Site Security
Natural Hazards to Plan For
The seismic picture at Drumcastle Apartments is moderate — damaging earthquakes are uncommon but not unheard of, and standard renters insurance excludes earthquake damage regardless of likelihood. Flood risk is low at this address. The decision worth weighing is whether to add an inexpensive earthquake endorsement or skip it; the rationale for each is below.
Flood damage
FEMA's flood-zone classification for this address is low-risk, which means the federal government doesn't expect significant flooding here under typical conditions. A standard renters policy still excludes flood damage, but a separate flood policy is hard to justify economically when the underlying risk is low. The zone label is below for the record.
Source · FEMA NFHL
FEMA Zone X (minimal flood hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Zones can change — verify at FEMA Flood Map Service
Earthquake shaking
Damaging earthquakes happen here, but not often — USGS rates the area as moderate seismic hazard. A renters earthquake endorsement is inexpensive (typically under $100 a year) and worth weighing against the value of what's actually in your unit. The math leans toward 'add it' if you have high-value electronics, instruments, or art; 'skip it' for sparse furnishings.
Source · USGS NSHM
Moderate seismic hazard · ground motion 0.07g
Endorsements priced for renters typically run under $100 a year and only cover personal property. Whether it pays back depends on the value of what's in your unit.
Ground motion at ~2% probability over 50 years — the building-code reference level
Severe weather you'd actually claim for
NOAA's severe-weather record for Baltimore (city) is on the calmer end of the national distribution — modest activity across most categories. Whatever does happen, your renters policy already covers it (wind, hail, lightning damage to your possessions). The five-year averages are below.
Source · NOAA Storm Events · 5-yr averages for Baltimore (city)
This is the kind of address where the earthquake endorsement is a personal-preference call, not a clear-cut decision. Renters with valuable possessions usually add it; renters with mostly furniture and a laptop usually skip it.
Renters Insurance at Drumcastle Apartments
We found a few insurance details on the Drumcastle Apartments website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you buy your policy, most carriers have a field to add the property as an interested party — skip it and your proof may get rejected. It takes 30 seconds. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Drumcastle Apartments can push your insurance cost up or down:
Older Building
Built in 1949 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 3945/100K (150% above national average)
What You'll Likely Pay
$16
Est. monthly
$186
Est. annual
$14
State avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you damage someone else's property. Here's what we'd recommend for Drumcastle Apartments based on the rent level and building.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Maryland. Cats present minimal liability risk vs dogs.
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Drumcastle Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $93/yr |
| USAA | $9/mo | $104/yr |
| State Farm | $12/mo | $139/yr |
| Progressive | $13/mo | $150/yr |
| Safeco | $13/mo | $150/yr |
| Travelers | $14/mo | $162/yr |
| Allstate | $14/mo | $174/yr |
| Nationwide | $14/mo | $174/yr |
| Farmers | $15/mo | $185/yr |
| Liberty Mutual | $17/mo | $208/yr |
Discounts You May Qualify For
Next step
See if you can beat $16/mo
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Pet Policy
Bringing a pet? Here's what Drumcastle Apartments allows, along with the deposits and monthly pet rent to budget for.
About Drumcastle Apartments
From the property listing:
Now Scheduling In-Person Tours by Appointment! Short Term Leases Available: 6 and 9 months - Call for pricing! Within the bustling city of Baltimore, MD, you will find the tranquil suburban lifestyle of Drumcastle Apartments! Our pet-friendly community offers spacious 2-bedroom apartment homes with flowing layouts, modern appliances, and large closets.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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