Renters Insurance at The Glens at Diamond Ridge Apartments
What Affects Your Premium Here
Every building is different. These factors specific to The Glens at Diamond Ridge Apartments can push your insurance cost up or down:
Older Building
Built in 1974 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Security System Issues
1 mention of broken gates, cameras, or locks in reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 3945/100K (150% above national average)
What You'll Likely Pay
$16
Est. Monthly
$186
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Glens at Diamond Ridge Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Glens at Diamond Ridge Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $93/yr |
| USAA | $9/mo | $104/yr |
| State Farm | $12/mo | $139/yr |
| Progressive | $13/mo | $150/yr |
| Safeco | $13/mo | $150/yr |
| Travelers | $14/mo | $162/yr |
| Allstate | $14/mo | $174/yr |
| Nationwide | $14/mo | $174/yr |
| Farmers | $15/mo | $185/yr |
| Liberty Mutual | $17/mo | $208/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Baltimore.
Baltimore property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.
Source: FBI UCR Program, Baltimore (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Glens at Diamond Ridge Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
2340 Noonham Rd, Baltimore, MD 21244
Milford Mill
Monthly Cost Breakdown at The Glens at Diamond Ridge Apartments
The listed rent isn't the whole number. Here's what The Glens at Diamond Ridge Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at The Glens at Diamond Ridge Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Amenity Fee
Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Reservation Fee
Charged per unit.
Pets Fees
Dog Fee
Charged per pet.
Dog Rent
Charged per pet.
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
Pet Policy
Bringing a pet? Here's what The Glens at Diamond Ridge Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About The Glens at Diamond Ridge Apartments
From the property listing:
The Glens at Diamond Ridge welcomes you to the perfect townhomes in the perfect location. Nestled in a picturesque neighborhood and surrounded by a vast array of shopping, dining and nightlife options, our gorgeous community of Baltimore rentals puts you right in the middle of everything you need to fill your days and nights with fun and convenience. Spend a Sunday at the nearby Woodlands Golf Course, or catch a play or movie at one of the nearby theaters. Entertainment and recreation are always on hand at The Glens at Diamond Ridge.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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