Renters Insurance at Fenway Triangle Apartments
We found a few insurance details on the Fenway Triangle Apartments website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Fenway Triangle Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1921/100K (22% above national average)
What You'll Likely Pay
$15
Est. Monthly
$184
Est. Annual
$14
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Fenway Triangle Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$50,000
If you own more
$100,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Massachusetts
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Fenway Triangle Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $111/yr |
| USAA | $10/mo | $125/yr |
| State Farm | $14/mo | $166/yr |
| Progressive | $15/mo | $180/yr |
| Safeco | $15/mo | $180/yr |
| Travelers | $16/mo | $194/yr |
| Allstate | $17/mo | $208/yr |
| Nationwide | $17/mo | $208/yr |
| Farmers | $18/mo | $222/yr |
| Liberty Mutual | $21/mo | $249/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Boston.
Boston property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in Boston track closely with national baselines. Fenway Triangle Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Concierge, Gated, Doorman, On site maintenance) that insurers recognize with discounts.
Source: FBI UCR Program, Boston (2024-12 to 2025-11)
On-Site Security
Natural Hazards & Your Renters Coverage
At a moderate-hazard address like Fenway Triangle Apartments, the question of whether to add earthquake coverage to a renters policy isn't obvious — endorsements run roughly $50–$150 a year, and the probability of a damaging quake is real but low. Flood risk here is minimal and most other weather damage is already covered. Specifics below.
Flood damage
This address is in one of FEMA's lower flood-risk classifications. Standard renters policies don't cover flood damage anywhere, but in low-risk zones the cost of a separate NFIP policy generally isn't justified by the expected loss. The detail is below mostly for completeness.
FEMA Zone X (0.2% annual chance — 500-year floodplain) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Earthquake shaking
The seismic picture is in the middle: damaging earthquakes are uncommon but not negligible. Renters insurance excludes earthquake damage regardless, so the choice is whether the modest cost of an endorsement is worth the modest probability of a payout. The data point below provides the specifics.
Moderate seismic hazard · ground motion 0.16g
Endorsements priced for renters typically run under $100 a year and only cover personal property. Whether it pays back depends on the value of what's in your unit.
Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.
Severe weather you'd actually claim for
Severe-weather activity in Suffolk County is at the low end. Standard renters insurance already covers wind and hail damage to your stuff, so the data below is more context than coverage gap.
Source: NOAA Storm Events Database, annual averages from the past five years for Suffolk County. Counts reflect reported events, not damage amounts.
Standard renters insurance is enough for most renters here. The earthquake endorsement is worth pricing if you'd find replacing your possessions out-of-pocket painful.
180 Brookline Ave, Boston, MA 02215
Fenway
Monthly Cost Breakdown at Fenway Triangle Apartments
The listed rent isn't the whole number. Here's what Fenway Triangle Apartments actually costs each month once you add required fees and insurance.
About Fenway Triangle Apartments
From the property listing:
Live spaciously and thrive in Boston's vibrant Fenway Triangle steps away from Longwood Medical. Our community offers a variety of spacious Studio, 1 and 2-bedroom floor plans, perfectly suited for anyone seeking a vibrant lifestyle. Step inside and discover a world of amenities designed to enhance your everyday living, including a private courtyard, game room, posh pet grooming station, fitness center, Wi-Fi business lounge, HDTV lounge, 24-hour concierge, 24-hour maintenance, and secure underground parking.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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