The Verdict · Charlotte, NC
$1,666–$5,099
real monthly · incl. fees + insurance
4.8★
98 Google reviews
Higher property crime
worth watching
A well-rated community where the real cost runs ~$151 over sticker, and elevated property crime is the risk to plan for.
Looking for renters insurance?
It runs about $12/mo — see what renters insurance in Charlotte, NC typically costs.
Also worth knowing: Does renters insurance cover hurricane damage?
What Residents Say
The honest version — the good and the bad, straight from recent Google reviews of Everly Apartments.
“This is truly the most special and perfect apartment complex. The staff goes above and beyond to create a welcoming, close knit environment, hosting thoughtful events that make it feel like so much more than just a place to live. Anytime an issue comes up, they handle it quickly, efficiently, and …”
“I was the first person to move into my unit and I shortly began experiencing issues with my HVAC. Upon initial exploration by the maintenance team it was discovered that the HVAC unit had been installed incorrectly. This was never rectified (IT HAS BEEN A YEAR) after countless reports of insufficie…”
“I have been here 8 months and it is the best apartment I have ever lived in. The staff is incredible, the residents are friendly, the building and amenities are top notch, and I have never once had a safety concern. There is a reason this building is over 90% full and all of the other ones built a…”
“I cannot say enough good things about living here!! The amenities are fabulous, the units are stunning and so well-built, and the residents are extremely friendly and welcoming!! And, of course, the staff is world class (shoutout to mama Issy ❤️). Definitely, definitely keep Everly at the top of yo…”
“I’ve absolutely loved living here! The building staff is incredibly kind, attentive, and always willing to help with anything I need — they truly make the community feel like home. The location is ideal, with all the best South End spots within walking distance. I would highly recommend living at t…”
What reviews flag most
Mined from 5 recent reviews · 98 total on Google. Longer bars mean the topic comes up more often — this is a read on what gets mentioned, not a summary of every review.
421 W Tremont Ave, Charlotte, NC 28203
Wilmore
What Everly Apartments Really Costs
The sticker rent isn't the whole number. Here's what Everly Apartments actually costs each month once required fees, pet rent, and insurance are in — the number the listing sites leave off.
Renters insurance adds ~$12/mo to that total — compare quotes →
Fees Beyond Rent
The additional charges beyond base rent at Everly Apartments. Some are monthly, some one-time — all of them shape your real cost of living here.
Required Fees
Valet Trash
Charged per unit.
Pest Control
Charged per unit.
Package Lockers
Charged per unit.
Community Trash
Charged per unit. Payable to 3rd Party
Electric Utility
Charged per unit. Payable to 3rd Party
Water Utility
Charged per unit. Payable to 3rd Party
NCUC Admin Fee
Variable/Regulated.This fee is subject to increase as approv ed by NCUC. Fees may be increased during the lease term proportionate with increases in Owner's cost to provide the related utilities. Charged per unit.
Application Fee
Charged per applicant.
Administrative Fee
Charged per unit.
Package Lockers Set Up
Charged per unit. Payable to 3rd Party
Security Deposit
Charged per unit.
Pets Fees
Pet Fee
Pet Rent: $25 per pet per month: One time Pet Fee $350.00 pe r pet. Up to 3 pets per apartment home.
Pet Rent
Max of 2. Charged per pet.
Parking Fees
Additional Vehicle(s) in Garage
Max of 1. 1 Permit per bedroom is included. All items subjec t to availability. Charged per vehicle.
Safety & Property Crime
For a renter, property crime is what you actually feel day to day — a car broken into overnight, a package lifted off the step, a bike gone from storage, or how the walk from the lot feels after dark. Here's how Charlotte looks on the theft-related crimes that touch renters most.
These are city-level figures from the FBI's Uniform Crime Reporting program — not block-by-block. Your specific street may run calmer or rougher than the citywide rate.
F
Area crime grade
Detailed FBI property-crime data isn't available for Charlotte in the latest reporting cycle, so this is the AreaVibes neighborhood grade as a general signal — a city-level read, not block-by-block. Everly Apartments has on-site security features (Package service, Controlled access, Property manager on site, Gated, Package lockers, Covered parking).
On-Site Security
Natural Hazards to Plan For
Renters at this address have one borderline natural-hazard decision to make: whether to buy an earthquake endorsement on top of a standard policy. USGS rates the area as moderate seismic hazard. Flood and severe weather aren't standout concerns. Below is what each agency actually shows.
Flood damage
This address is in one of FEMA's lower flood-risk classifications. Standard renters policies don't cover flood damage anywhere, but in low-risk zones the cost of a separate NFIP policy generally isn't justified by the expected loss. The detail is below mostly for completeness.
Source · FEMA NFHL
FEMA Zone X (minimal flood hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Zones can change — verify at FEMA Flood Map Service
Earthquake shaking
The seismic picture is in the middle: damaging earthquakes are uncommon but not negligible. Renters insurance excludes earthquake damage regardless, so the choice is whether the modest cost of an endorsement is worth the modest probability of a payout. The data point below provides the specifics.
Source · USGS NSHM
Moderate seismic hazard · ground motion 0.10g
Endorsements priced for renters typically run under $100 a year and only cover personal property. Whether it pays back depends on the value of what's in your unit.
Ground motion at ~2% probability over 50 years — the building-code reference level
Severe weather you'd actually claim for
Severe-weather activity in Mecklenburg County is at the low end. Standard renters insurance already covers wind and hail damage to your stuff, so the data below is more context than coverage gap.
Source · NOAA Storm Events · 5-yr averages for Mecklenburg County
The earthquake endorsement is the only meaningful optional add-on at this kind of address. Whether it's worth the premium depends on what's actually in your unit.
Renters Insurance at Everly Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Everly Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
AreaVibes
Crime grade: F
What You'll Likely Pay
$12
Est. monthly
$142
Est. annual
$11
With discounts/mo
$14
State avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you damage someone else's property. Here's what we'd recommend for Everly Apartments based on the rent level and building.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Everly Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $93/yr |
| USAA | $9/mo | $105/yr |
| State Farm | $12/mo | $140/yr |
| Progressive | $13/mo | $151/yr |
| Safeco | $13/mo | $151/yr |
| Travelers | $14/mo | $163/yr |
| Allstate | $15/mo | $175/yr |
| Nationwide | $15/mo | $175/yr |
| Farmers | $16/mo | $186/yr |
| Liberty Mutual | $17/mo | $210/yr |
Discounts You May Qualify For
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Pet Policy
Bringing a pet? Here's what Everly Apartments allows, along with the deposits and monthly pet rent to budget for.
One cost the pet fees don't touch: vet bills. Compare pet insurance quotes for your dog or cat in about a minute.
About Everly Apartments
From the property listing:
Relaxed, refined, and just off the beaten path, Everly brings resort-style livingand a bit of breathing roomto Charlottes South End. Ease into the porch-and-rocking-chair life, with fresh air, green space, and good conversation. Then step out to the citys best restaurants, breweries, boutiques, and nightlifejust blocks from your Everly oasis. Whoever said you cant have it all hadnt been to Everly, where warm welcomes and everyday joys await.
Frequently Asked Questions
Does Everly Apartments require renters insurance?
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What will I actually pay per month at Everly Apartments?
Does Everly Apartments allow pets?
How safe is the area around Everly Apartments?
What floor plans does Everly Apartments offer?
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What is SafeButler and how does it work for Everly Apartments renters?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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