1000-1030 N LaSalle Dr, Chicago, IL 60610
Chicago
Monthly Cost Breakdown at 1000 N. LaSalle Apartments
The listed rent isn't the whole number. Here's what 1000 N. LaSalle Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at 1000 N. LaSalle Apartments
What Affects Your Premium Here
Every building is different. These factors specific to 1000 N. LaSalle Apartments can push your insurance cost up or down:
Older Building
Built in 1988 — older plumbing/electrical may increase risk
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
FBI UCR
Property crime rate: 3028/100K (92% above national average)
What You'll Likely Pay
$16
Est. Monthly
$189
Est. Annual
$15
With Discounts/mo
$15
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1000 N. LaSalle Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Illinois. Cats present minimal liability risk vs dogs.
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 1000 N. LaSalle Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $108/yr |
| USAA | $10/mo | $122/yr |
| State Farm | $14/mo | $162/yr |
| Progressive | $15/mo | $176/yr |
| Safeco | $15/mo | $176/yr |
| Travelers | $16/mo | $189/yr |
| Allstate | $17/mo | $203/yr |
| Nationwide | $17/mo | $203/yr |
| Farmers | $18/mo | $216/yr |
| Liberty Mutual | $20/mo | $243/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Chicago.
Chicago property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 1000 N. LaSalle Apartments also has on-site security features (Controlled access, Property manager on site, Doorman, Covered parking, On site maintenance) that insurers recognize with discounts.
Source: FBI UCR Program, Chicago (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at 1000 N. LaSalle Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what 1000 N. LaSalle Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About 1000 N. LaSalle Apartments
From the property listing:
1000 N. Lasalle is a Pet-Friendly 9-Story Elevator Building in Chicago's Gold Coast neighborhood. The property features a sun deck with sweeping city views, a fitness center, a business center equipped with Wi-Fi and free printing, assigned covered parking availability, and an on-site laundry facility. Additional personal and bicycle storage are also available. This location is incredible: right near Michigan Avenue with easy access to the Loop via public transportation. Zipcar is also conveniently located onsite offering you wheels when you need them.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Chicago — compare rent and estimated insurance cost side by side.
1049 W. Oakdale Apartments
Chicago
1111 N. Dearborn Apartments
Chicago
1120 N. LaSalle Apartments
Chicago
1133 N. Dearborn Apartments
Chicago
1330 N Dearborn Apartments
Chicago
1940 N. Lincoln Apartments
Chicago
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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