4114 W Washington Blvd Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at 4114 W Washington Blvd Apartments in Northwest Chicago? Rent here runs $825 – $875, and renters insurance adds about $21/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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4114 W Washington Blvd, Chicago, IL 60624

Northwest Chicago

Built 1928 4 stories 60 units
4.3/5 ·3 reviews Google
2 reviews Apt. Finder
$825 – $875 /month

Monthly Cost Breakdown at 4114 W Washington Blvd Apartments

The listed rent isn't the whole number. Here's what 4114 W Washington Blvd Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $846 – $896
Base Rent $825 – $875
Est. Renters Insurance $21/mo

Renters Insurance at 4114 W Washington Blvd Apartments

We found a few insurance details on 4114 W Washington Blvd Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Toggle Kin Sure
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

In 4114 W Washington Blvd Apartments's own words:

"Easily submit proof of insurance coverage or purchase a policy, right from your portal."

What Affects Your Premium Here

Every building is different. These factors specific to 4114 W Washington Blvd Apartments can push your insurance cost up or down:

Older Building

Built in 1928 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3028/100K (92% above national average)

What You'll Likely Pay

$21

Est. Monthly

$256

Est. Annual

$15

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 4114 W Washington Blvd Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 4114 W Washington Blvd Apartments:

Carrier Monthly Annual
Lemonade $11/mo $134/yr
USAA $13/mo $150/yr
State Farm $17/mo $201/yr
Progressive $18/mo $217/yr
Safeco $18/mo $217/yr
Travelers $20/mo $234/yr
Allstate $21/mo $251/yr
Nationwide $21/mo $251/yr
Farmers $22/mo $267/yr
Liberty Mutual $25/mo $301/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $21/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Chicago.

Chicago property crime rate

3,028

per 100K residents

92% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
237 / 200
Larceny / theft
2,111 / 1,172
Vehicle theft
680 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.

Source: FBI UCR Program, Chicago (2024-12 to 2025-11)

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 4114 W Washington Blvd Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 4114 W Washington Blvd Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Amenities

Special Features

In-unit Laundry On-site Laundry Electricity Included Heat Included High-end finishes

Community Features

Laundry Facilities Elevator

Floor Plan Amenities

High Speed Internet Access Air Conditioning Smoke Free Granite Countertops Hardwood Floors

Pet Policy

Bringing a pet? Here's what 4114 W Washington Blvd Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 4114 W Washington Blvd Apartments

Year Built: 1928
Stories: 4 stories
Units: 60
Phone: (773) 309-4712

From the property listing:

This 60-unit building in West Garfield Park, Chicago features great amenities. Walking distance to Mason Park, Quick Food Mart, and Family Dollar. Commute easily via Madison & Karlov Bus Lines or via CTA Green Line at the Pulaski stop. Pets are welcome! Call today for a showing.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Chicago — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 4114 W Washington Blvd Apartments require renters insurance?
We found specific coverage details on 4114 W Washington Blvd Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 4114 W Washington Blvd Apartments?
For this zip code and building type, expect to pay around $21/month ($256/year). For context, the statewide average is $15/month, so this building is above average.
What will I actually pay per month at 4114 W Washington Blvd Apartments?
Plan for $846 to $896/month all-in. That's base rent ($825 – $875), plus roughly $21/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 4114 W Washington Blvd Apartments allow pets?
Yes, 4114 W Washington Blvd Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 4114 W Washington Blvd Apartments?
Property crime in Chicago runs noticeably higher than the national average — 3,028 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 237/100K here.
What floor plans does 4114 W Washington Blvd Apartments offer?
There is 1 floor plan available, a studio layout. Rent ranges from $825 – $875. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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