Renters Insurance at 5748 Blackstone By 3L Living Apartments
We found a few insurance details on the 5748 Blackstone By 3L Living Apartments website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to 5748 Blackstone By 3L Living Apartments can push your insurance cost up or down:
Older Building
Built in 1926 — older plumbing/electrical may increase risk
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Security System Issues
1 mention of broken gates, cameras, or locks in reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 3028/100K (92% above national average)
What You'll Likely Pay
$20
Est. Monthly
$236
Est. Annual
$19
With Discounts/mo
$15
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 5748 Blackstone By 3L Living Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$10,000
If you own more
$25,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Illinois
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 5748 Blackstone By 3L Living Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $10/mo | $123/yr |
| USAA | $12/mo | $139/yr |
| State Farm | $15/mo | $185/yr |
| Progressive | $17/mo | $201/yr |
| Safeco | $17/mo | $201/yr |
| Travelers | $18/mo | $216/yr |
| Allstate | $19/mo | $231/yr |
| Nationwide | $19/mo | $231/yr |
| Farmers | $21/mo | $247/yr |
| Liberty Mutual | $23/mo | $278/yr |
Discounts You May Qualify For
Next Step
See if you can beat $19/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Chicago.
Chicago property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 5748 Blackstone By 3L Living Apartments also has on-site security features (Controlled access) that insurers recognize with discounts.
Source: FBI UCR Program, Chicago (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 5748 Blackstone By 3L Living Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
5748 S Blackstone Ave, Chicago, IL 60637
South Lakefront
Monthly Cost Breakdown at 5748 Blackstone By 3L Living Apartments
The listed rent isn't the whole number. Here's what 5748 Blackstone By 3L Living Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at 5748 Blackstone By 3L Living Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
About 5748 Blackstone By 3L Living Apartments
From the property listing:
5748 Blackstone is an ideal choice for those looking to explore Hyde Park’s vibrancy while enjoying at home amenities like included high-speed internet, secure keyless entry and the Amazon HUB. Residents also enjoy neighborhood amenities like endless entertainment options along the lake and dining options along the 53rd Street strip – all still with easy access to Chicago’s city core and local universities. Transportation – Stoney Island & 59th Street Bus Stop – 2, 6, 15, 28. 4 blocks South/West of Metra “55th,56th,57th” Stop.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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