Renters Insurance at Anderson Point Apartments
We found a few insurance details on Anderson Point Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Anderson Point Apartments can push your insurance cost up or down:
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Theft Reports
3 mentions in Google reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 3028/100K (92% above national average)
What You'll Likely Pay
$14
Est. Monthly
$165
Est. Annual
$13
With Discounts/mo
$15
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Anderson Point Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Illinois
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Anderson Point Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $108/yr |
| USAA | $10/mo | $122/yr |
| State Farm | $14/mo | $162/yr |
| Progressive | $15/mo | $176/yr |
| Safeco | $15/mo | $176/yr |
| Travelers | $16/mo | $189/yr |
| Allstate | $17/mo | $203/yr |
| Nationwide | $17/mo | $203/yr |
| Farmers | $18/mo | $216/yr |
| Liberty Mutual | $20/mo | $243/yr |
Discounts You May Qualify For
Next Step
See if you can beat $13/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Chicago.
Chicago property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Anderson Point Apartments also has on-site security features (Package service, Controlled access, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Chicago (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Anderson Point Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
5700 N Ashland Ave, Chicago, IL 60660
Andersonville
Monthly Cost Breakdown at Anderson Point Apartments
The listed rent isn't the whole number. Here's what Anderson Point Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Anderson Point Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility Bundle
Includes water, wastewater, trash, gas, heat, and Internet (minimum of 100 mbps). Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Resident Onboarding Charge
Charged per unit.
Pets Fees
Monthly Pet Fee
Charged per pet.
Parking Fees
Parking Fee
Max of 1. Charged per vehicle.
Garage Lot
Underground heated garage parking spots available!
Addons Fees
Renter's Insurance
Renter's Insurance is required and residents may choose their preferred supplier. Price listed is an estimate and will vary. Charged per unit.
Pet Policy
Bringing a pet? Here's what Anderson Point Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Anderson Point Apartments
From the property listing:
Enjoy an Elevated Lifestyle at Anderson Point! Brand new rehab project with a new park being constructed right behind the building as well! APARTMENT FINISHES: Quartz Counters in Kitchen and Bathrooms, Soft Close Cabinets, Stainless Steel Appliances In-Unit Washer / Dryers, Grey Plank Flooring Throughout Unit, Solid Core Interior Doors, Ample Closet Space, Keyless Entry System BUILDING AMENITIES: Garage Parking, Secured Entry, Elevators, Rooftop Party Deck with Downtown Views, On Site Gym Coming Soon: Business Lounge
Frequently Asked Questions
Does Anderson Point Apartments require renters insurance?
How much is renters insurance at Anderson Point Apartments?
What will I actually pay per month at Anderson Point Apartments?
Does Anderson Point Apartments allow pets?
How safe is the area around Anderson Point Apartments?
What floor plans does Anderson Point Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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