623-631 Brummel St, Evanston, IL 60202
Evanston
Monthly Cost Breakdown at Brummel 623-631 Evanston Apartments
The listed rent isn't the whole number. Here's what Brummel 623-631 Evanston Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Brummel 623-631 Evanston Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Brummel 623-631 Evanston Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2404/100K (52% above national average)
What You'll Likely Pay
$16
Est. Monthly
$189
Est. Annual
$15
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Brummel 623-631 Evanston Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Illinois. Cats present minimal liability risk vs dogs.
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Brummel 623-631 Evanston Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $108/yr |
| USAA | $10/mo | $122/yr |
| State Farm | $14/mo | $162/yr |
| Progressive | $15/mo | $176/yr |
| Safeco | $15/mo | $176/yr |
| Travelers | $16/mo | $189/yr |
| Allstate | $17/mo | $203/yr |
| Nationwide | $17/mo | $203/yr |
| Farmers | $18/mo | $216/yr |
| Liberty Mutual | $20/mo | $243/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Evanston.
Evanston property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.
Source: FBI UCR Program, Evanston (2024-12 to 2025-11)
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Brummel 623-631 Evanston Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Brummel 623-631 Evanston Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Parking Fees
Parking Fee
Max of 1. Charged per vehicle.
Surface Lot
1 Parking Space Included in Monthly Rent; Additional Spaces Available for Rent
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Brummel 623-631 Evanston Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Brummel 623-631 Evanston Apartments
From the property listing:
Quiet courtyard building nestled in south Evanston with condo quality upgrades including an in unit washer and dryer, stainless steel appliances, hardwood floor and more. Great location! It is only one block north of Howard with great food and shopping options, just a few blocks away from the transportation and the Clyde-Brummel park is a half a block down the street. Sponsored Broker Firm - Rockwell Property Company The unit is listed as a sublease from 5/1/26-8/31/26. The renewal for a 12-month lease term is $1,575.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Evanston — compare rent and estimated insurance cost side by side.
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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