Cleveland, OH

Walker Weeks Apartments: Renters Insurance Guide & What It Actually Costs

Last updated May 10, 2026

Looking for the best renters insurance for Walker Weeks Apartments in Cleveland? We break down what the lease requires, what coverage actually costs here (~$12/mo), the 5 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Walker Weeks Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Walker Weeks Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 4011/100K (154% above national average)

What You'll Likely Pay

$12

Est. Monthly

$146

Est. Annual

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Walker Weeks Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Ohio. Cats present minimal liability risk vs dogs.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Walker Weeks Apartments:

Carrier Monthly Annual
Lemonade $7/mo $88/yr
USAA $8/mo $99/yr
State Farm $11/mo $132/yr
Progressive $12/mo $143/yr
Safeco $12/mo $143/yr
Travelers $13/mo $154/yr
Allstate $14/mo $165/yr
Nationwide $14/mo $165/yr
Farmers $15/mo $176/yr
Liberty Mutual $17/mo $198/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Cleveland.

Cleveland property crime rate

4,011

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
758 / 200
Larceny / theft
2,330 / 1,172
Vehicle theft
923 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Walker Weeks Apartments also has on-site security features (Controlled access, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Cleveland (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Water Damage Mentioned
Noise Mentioned
Pest Issues Mentioned
Fire Mentioned
Safety Concerns Mentioned

What residents talk about most

Security

Mixed feedback in reviews

On-Site Security

Controlled access Covered parking

Natural Hazards & Your Renters Coverage

At a moderate-hazard address like Walker Weeks Apartments, the question of whether to add earthquake coverage to a renters policy isn't obvious — endorsements run roughly $50–$150 a year, and the probability of a damaging quake is real but low. Flood risk here is minimal and most other weather damage is already covered. Specifics below.

Flood damage

FEMA's flood-zone classification for this address is low-risk, which means the federal government doesn't expect significant flooding here under typical conditions. A standard renters policy still excludes flood damage, but a separate flood policy is hard to justify economically when the underlying risk is low. The zone label is below for the record.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Earthquake shaking

Damaging earthquakes happen here, but not often — USGS rates the area as moderate seismic hazard. A renters earthquake endorsement is inexpensive (typically under $100 a year) and worth weighing against the value of what's actually in your unit. The math leans toward 'add it' if you have high-value electronics, instruments, or art; 'skip it' for sparse furnishings.

Moderate seismic hazard · ground motion 0.08g

Endorsements priced for renters typically run under $100 a year and only cover personal property. Whether it pays back depends on the value of what's in your unit.

Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.

Severe weather you'd actually claim for

NOAA's records put Cuyahoga County squarely in severe-weather territory: roughly 22 severe-weather events a year on average over the past five years. Unlike flood and earthquake, this is the kind of damage a standard renters policy is built for — wind, hail, lightning, and storm-driven water from a damaged roof are all covered. The historical breakdown is below.

High-wind events ~22.0/yr
Hail events ~5.0/yr
Tornado events ~1.0/yr
Flood events ~2.2/yr

Severe-weather damage to personal belongings is covered without an endorsement on every standard renters policy. The frequency above is part of why carrying the coverage matters here, not a reason to add anything extra.

Source: NOAA Storm Events Database, annual averages from the past five years for Cuyahoga County. Counts reflect reported events, not damage amounts.

Standard renters insurance is enough for most renters here. The earthquake endorsement is worth pricing if you'd find replacing your possessions out-of-pocket painful.

2404 Prospect Ave, Cleveland, OH 44115

Downtown Cleveland

Built 2005 5 stories 36 units
3/5 ·7 reviews Google
2 reviews Apt. Finder
$995 – $2,750 /month

Monthly Cost Breakdown at Walker Weeks Apartments

The listed rent isn't the whole number. Here's what Walker Weeks Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,007 – $2,762
Base Rent $995 – $2,750
Est. Renters Insurance $12/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Walker Weeks Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$200

Pets Fees

Monthly Pet Fee

Charged per pet.

$40 / mo

Parking Fees

Parking Fee

Charged per vehicle.

$125 / mo

Pet Policy

Bringing a pet? Here's what Walker Weeks Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$40 Monthly Pet Rent
40 lb Weight Limit

About Walker Weeks Apartments

Year Built: 2005
Stories: 5 stories
Units: 36
Phone: (216) 777-1335

From the property listing:

Walker & Weeks is a 36-unit apartment building located in the heart of the Cleveland State Campus. Located one block from Fenn Tower and the Sports Complex. This fully renovated, historic building dates back to 1927 and has been completely updated blending the modern conveniences of new construction with the original neo-classic architecture of the past.

Frequently Asked Questions

Does Walker Weeks Apartments require renters insurance?
We didn't find a public insurance requirement for Walker Weeks Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Walker Weeks Apartments?
For this zip code and building type, expect to pay around $12/month ($146/year). For context, the statewide average is $13/month, so this building is right around average.
What will I actually pay per month at Walker Weeks Apartments?
Plan for $1,007 to $2,762/month all-in. That's base rent ($995 – $2,750), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Walker Weeks Apartments allow pets?
Yes, Walker Weeks Apartments is pet-friendly. Here are the details: Cats Allowed. $40 Monthly Pet Rent. 40 lb Weight Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Walker Weeks Apartments?
Property crime in Cleveland runs noticeably higher than the national average — 4,011 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 758/100K here. On the property itself, you'll find controlled access, covered parking — features that can qualify for premium discounts.
What floor plans does Walker Weeks Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $995 – $2,750. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with Walker Weeks Apartments?
No. SafeButler is not affiliated with Walker Weeks Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Walker Weeks Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Walker Weeks Apartments directly. For lease, payment, or maintenance questions, contact the Walker Weeks Apartments leasing office.
What is SafeButler and how does it work for Walker Weeks Apartments renters?
SafeButler helps renters at Walker Weeks Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Walker Weeks Apartments in Cleveland, OH, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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