American Beauty Mill Lofts: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at American Beauty Mill Lofts in Southeast Dallas? Rent here runs $1,350 – $1,750, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2400 S Ervay St, Dallas, TX 75215

Southeast Dallas

Built 1912 7 stories 80 units
4/5 ·4 reviews Apt. Finder
$1,350 – $1,750 /month

Monthly Cost Breakdown at American Beauty Mill Lofts

The listed rent isn't the whole number. Here's what American Beauty Mill Lofts actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,365 – $1,765
Base Rent $1,350 – $1,750
Est. Renters Insurance $15/mo

Renters Insurance at American Beauty Mill Lofts

We found a few insurance details on American Beauty Mill Lofts's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to American Beauty Mill Lofts can push your insurance cost up or down:

Older Building

Built in 1912 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$184

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for American Beauty Mill Lofts based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near American Beauty Mill Lofts:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Dallas.

On-Site Security

Property manager on site Covered parking On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at American Beauty Mill Lofts. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$60

Administrative Fee

$100

Amenities

Special Features

Art Shed Downtown Cedars Location On-site Maintenance Walk-in Closets * In Select Apartment Homes Historical Architectural Features Resident Lounge With Billiards Outdoor Grill Area Extra Storage * In Select Apartment Homes Well-equipped Kitchen Reserved Garage Parking Rooftop Pool With Sundeck Beautiful Skyline Views Lofts Open Floor Plans Pet Friendly

Community Features

Laundry Facilities Maintenance on site Pet Play Area Clubhouse Lounge Sundeck Courtyard Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Storage Space Double Vanities Tub/Shower Framed Mirrors Dishwasher Stainless Steel Appliances Island Kitchen Kitchen Oven Range Refrigerator Freezer Quartz Countertops High Ceilings Walk-In Closets Linen Closet Loft Layout Window Coverings Large Bedrooms Balcony Patio

Pet Policy

Bringing a pet? Here's what American Beauty Mill Lofts allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$25 Monthly Pet Rent
$400 Fee
1 Pet Limit

About American Beauty Mill Lofts

Year Built: 1912
Stories: 7 stories
Units: 80
Phone: (469) 949-1216

From the property listing:

Not to be outdone, our pet-friendly community boasts phenomenal amenities. Unwind on the sundeck at the rooftop pool while enjoying the beautiful skyline views, get creative at the art shed, or fire up your muscles at the state-of-the-art fitness center. Rest easy with reserved garage parking available and on-site maintenance. We can't wait to welcome you home to American Beauty Mill Lofts in Dallas, TX; call to schedule a tour today! We have a wide range of floor plan types, so stop by to view all the options!

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does American Beauty Mill Lofts require renters insurance?
We found specific coverage details on American Beauty Mill Lofts's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at American Beauty Mill Lofts?
For this zip code and building type, expect to pay around $15/month ($184/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at American Beauty Mill Lofts?
Plan for $1,365 to $1,765/month all-in. That's base rent ($1,350 – $1,750), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does American Beauty Mill Lofts allow pets?
Yes, American Beauty Mill Lofts is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $400 Fee. 1 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does American Beauty Mill Lofts offer?
There are 2 floor plans to choose from, spanning studio layouts. Rent ranges from $1,350 – $1,750. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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