Birchstone Cedar Ridge Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Birchstone Cedar Ridge Apartments in Dallas? With rent at $1,245 - $5,129 and renters insurance running about $13/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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6165 Ridge Center Dr, Dallas, TX 75236

Dallas

Built 2023 3 stories 360 units
4/5
$1,245 - $5,129 /month

Monthly Cost Breakdown at Birchstone Cedar Ridge Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Birchstone Cedar Ridge Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,394 – $5,278
Base Rent $1,245 – $5,129
Required Monthly Fees $136
Est. Renters Insurance $13/mo

What You Need to Know About Insurance at Birchstone Cedar Ridge Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Birchstone Cedar Ridge Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Birchstone Cedar Ridge Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Birchstone Cedar Ridge Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Birchstone Cedar Ridge Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Utility Service Fee

$2.99 / mo

Admin Service Charge

$2.99 / mo

Valet Trash

$35 / mo

Pest Control Reimbursement

$6 / mo

Community Amenity Fee

$80 / mo

Utility - Water

Varies

Package Concierge Fee

$30

Pets Fees

Monthly Pet Fee

$25 / mo

One-Time Pet Fee

$400

Addons Fees

Package Services

$30

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Birchstone Cedar Ridge Apartments.

On-Site Security

Doorman On site maintenance

Amenities

Special Features

24-hour Emergency Maintenance Amenify Marketplace Convenient Curved Shower Rods Convenient Deposit Alternative Available Flexible Bi-monthly Rent Payment Options Furnished Apartments Available Granite Counters in Kitchen and Baths Gray Shaker Cabinets in Kitchen and Baths Online Payment And Account Management Outdoor Kitchen and Grill Areas Pet, Housekeeping & Delivery Services Positive Credit Reporting Preferred Employer Program Rainfall Shower Heads Stainless Appliance Package with Built-in Microwave Timeless Gray Subway or Modern Hexagon Tile Backsplashes Two Interior Design Options Undermount Kitchen Sink with Gooseneck Faucet Walk-in, Reach-in, and Linen Closets Washer Dryer Stackable White Shaker Cabinets in Kitchen and Baths

Community Features

Wi-Fi Furnished Units Available Wheelchair Accessible Business Center Clubhouse Walk-Up Sundeck Grill Fitness Center Pool Walking/Biking Trails

Floor Plan Amenities

Washer/Dryer Air Conditioning Ceiling Fans Dishwasher Granite Countertops Stainless Steel Appliances Pantry Kitchen Microwave Oven Refrigerator Hardwood Floors Carpet Furnished

Pet Policy

Bringing a pet? Here's what Birchstone Cedar Ridge Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $25 Monthly Pet Rent
  • $400 Fee
  • 2 Pet Limit

About Birchstone Cedar Ridge Apartments

Welcome to Birchstone Cedar Ridge where life in Dallas is elevated. Our new one-, two-, and three-bedroom apartments combine modern design with refined elements, including gourmet kitchens, luxurious bathrooms, and large closets that provide both style and convenience. The community offers resort-style amenities for every lifestyle. Take a dip in the swimming pool, work out in the fully equipped fitness center, or host friends in the elegant clubhouse. For outdoor adventures, Cedar Ridge Preserve is just 4 miles away, featuring nine miles of trails and the natural beauty of the Hill Country. Whether you're seeking relaxation, recreation, or a space to call home, Birchstone Cedar Ridge provides it all. Schedule your visit today and see why our residents love calling this community home.

Year Built: 2023
Stories: 3
Total Units: 360
Phone: (469) 746-3939

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Birchstone Cedar Ridge Apartments require renters insurance?
We didn't find a public insurance requirement for Birchstone Cedar Ridge Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Birchstone Cedar Ridge Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Birchstone Cedar Ridge Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Birchstone Cedar Ridge Apartments?
Plan for $1,394 to $5,278/month all-in. That's base rent ($1,245 - $5,129), plus $136/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Birchstone Cedar Ridge Apartments allow pets?
Yes, Birchstone Cedar Ridge Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Birchstone Cedar Ridge Apartments offer?
There are 15 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,245 - $5,129. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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