Dallas, TX

Bowser Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Looking for the best renters insurance for Bowser Apartments in Dallas? We break down what the lease requires, what coverage actually costs here (~$16/mo), the 4 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Bowser Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Bowser Apartments can push your insurance cost up or down:

Older Building

Built in 1971 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Bowser Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Bowser Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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4322 Bowser Ave, Dallas, TX 75219

Uptown/Park Cities

Built 1971 2 stories 10 units
Apt. Finder
$895 – $945 /month

Monthly Cost Breakdown at Bowser Apartments

The listed rent isn't the whole number. Here's what Bowser Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $911 – $961
Base Rent $895 – $945
Est. Renters Insurance $16/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Bowser Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Water, Pest Control, Trash, Gas

$115

Security Deposit - Refundable

$600

Application Fee Per Applicant

$75

Pets Fees

Pet Deposit

$250

Addons Fees

Monthly Pet Fee

$25 / mo

Pet Policy

Bringing a pet? Here's what Bowser Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$250 Deposit
25 lb Weight Limit

About Bowser Apartments

Year Built: 1971
Stories: 2 stories
Units: 10
Phone: (214) 441-7368

From the property listing:

Right on the edge of Highland Park and Oak Lawn sits this 10 unit property on the tree lined street of Bowser. Walk to Lemmon Ave or Oak Lawn Ave for coffee, restaurants, grocery stores, retail, and more! Easy access to the tollway and Hwy 75 to get you anywhere you need to go in Dallas. Your unit as in unit washer dryer, private patio space, wood floor throughout, walk in closet, updated kitchen and bathroom. Give us a call or email to schedule a showing today!

Frequently Asked Questions

Does Bowser Apartments require renters insurance?
We didn't find a public insurance requirement for Bowser Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Bowser Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Bowser Apartments?
Plan for $911 to $961/month all-in. That's base rent ($895 – $945), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Bowser Apartments allow pets?
Yes, Bowser Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $250 Deposit. 25 lb Weight Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Bowser Apartments offer?
There is 1 floor plan available, a 1-bedroom layout. Rent ranges from $895 – $945. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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