Cortland MacArthur Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Cortland MacArthur Apartments in Las Colinas? Rent here runs $1,410 - $7,752, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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7904 N Glen Dr, Irving, TX 75063

Las Colinas

Built 1999 3 stories 590 units
5/5 ·152 reviews
$1,410 - $7,752 /month

Monthly Cost Breakdown at Cortland MacArthur Apartments

The listed rent isn't the whole number. Here's what Cortland MacArthur Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,544 – $7,886
Base Rent $1,410 – $7,752
Required Monthly Fees $119
Est. Renters Insurance $15/mo

Renters Insurance at Cortland MacArthur Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Cortland MacArthur Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Cortland MacArthur Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Cortland MacArthur Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the additional charges beyond base rent at Cortland MacArthur Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash

Trash: $15 due monthly

$15 / mo

Liability Only Protection

Liability Only Protection: $15 due monthly

$15 / mo

Valet Trash

Valet Trash: $32 due monthly

$32 / mo

Pest Control

Pest Control: $6 due monthly

$6 / mo

Service Fee

Service Fee: $6 due monthly

$6 / mo

Administration Fee (per household)

Administration Fee (per household): $150 deposit due at appl... Read Moreication Read Less

$150

Application Fee (per applicant)

Application Fee (per applicant): $75 due at application

$75

Pets Fees

Cat - Pet Fee - Cat

Pet Fee - Cat: $400 due at move-in

$400

Dog - Pet Fee - Dog

Pet Fee - Dog: $400 due at move-in

$400

Cat - Pet - Monthly Pet Charge - Cat

Pet - Monthly Pet Charge - Cat: $20 due monthly

$20 / mo

Dog - Pet - Monthly Pet Charge - Dog

Pet - Monthly Pet Charge - Dog: $20 due monthly

$20 / mo

Parking Fees

Semi-attached Garage

Semi-attached Garage: $105 due monthly

$105 / mo

Carport

Carport: $45 due monthly

$45 / mo

Garage

Garage: $85 due monthly

$85 / mo

Situational Fees

Late Rent Fee

Late Rent Fee: 10% of rent due at late rent.

Varies

Reletting Fee

Reletting Fee (multiplier): 85% of rent due at early termina... Read Moretion. Read Less

Varies

Early Termination Fee

Early Termination Fee: 200% of rent due at early termination

Varies

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Cortland MacArthur Apartments.

On-Site Security

Package service Controlled access Property manager on site Gated Covered parking Perimeter fencing

Amenities

Special Features

Covered Parking Deep Soaking Bathtubs Handicap Accessible Modern Lighting Outdoor Fire Pit Pedestrian Gate Picnic/bbq Area Private Garages Undermount Sinks With Gooseneck Faucets Usb-Integrated Outlets Walkability To Sam Houston Trail Wood-Burning Fireplaces

Community Features

Wi-Fi Laundry Facilities Maintenance on site Trash Pickup - Door to Door Online Services Planned Social Activities Pet Play Area Business Center Storage Space Fenced Lot Grill Fitness Center Pool Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Double Vanities Tub/Shower Fireplace Framed Mirrors Dishwasher Disposal Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Hardwood Floors Carpet Vinyl Flooring Dining Room High Ceilings Sunroom Built-In Bookshelves Crown Molding Views Walk-In Closets Linen Closet Window Coverings Large Bedrooms Balcony Patio Deck

Pet Policy

Bringing a pet? Here's what Cortland MacArthur Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $20 Monthly Pet Rent
  • $400 Fee
  • 80 lb Weight Limit
  • 2 Pet Limit

About Cortland MacArthur Apartments

Located in the top-rated Carrollton-Farmers Branch ISD and minutes away from shopping, dining, and entertainment options, our MacArthur apartments in Irving, TX offer a world of opportunity in the heart of DFW. Apartment amenities, like walk-in closets and wood-style flooring, will make you proud to call any of our spacious one, two, and three-bedroom apartments for rent in Irving, TX home. Thanks to surrounding grocery, shopping, and dining spots and a quick commute to major employers like Fluor Corporation and Citibank, your everyday routine’s a breeze. And when you’re considering your weekend plans, you have plenty of options nearby. Go for a stroll and take in the views at Sam Houston Trail Park, or explore all the local shopping and entertainment options of Downtown Las Colinas. No matter what your day looks like, you’ll come home to the hospitality and service of a team dedicated to you.

Year Built: 1999
Stories: 3
Total Units: 590
Phone: (817) 631-6505

Other Options Nearby

Still weighing your choices? These communities are in the same part of Irving — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Cortland MacArthur Apartments require renters insurance?
We didn't find a public insurance requirement for Cortland MacArthur Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Cortland MacArthur Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Cortland MacArthur Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Cortland MacArthur Apartments?
Plan for $1,544 to $7,886/month all-in. That's base rent ($1,410 - $7,752), plus $119/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Cortland MacArthur Apartments allow pets?
Yes, Cortland MacArthur Apartments is pet-friendly. Here are the details: Dogs Allowed. $20 Monthly Pet Rent. $400 Fee. 80 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Cortland MacArthur Apartments offer?
There are 8 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,410 - $7,752. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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