Dallas, TX

L2 Uptown Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Looking for the best renters insurance for L2 Uptown Apartments in Dallas? We break down what the lease requires, what coverage actually costs here (~$13/mo), the 4 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at L2 Uptown Apartments

We found a few insurance details on L2 Uptown Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to L2 Uptown Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for L2 Uptown Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near L2 Uptown Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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2828 Lemmon Ave, Dallas, TX 75204

Uptown/Park Cities

Built 2013 5 stories 321 units
5/5 ·11 reviews Apt. Finder
$1,850 – $3,000 /month

Monthly Cost Breakdown at L2 Uptown Apartments

The listed rent isn't the whole number. Here's what L2 Uptown Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,863 – $3,013
Base Rent $1,850 – $3,000
Est. Renters Insurance $13/mo

Pet Policy

Bringing a pet? Here's what L2 Uptown Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

About L2 Uptown Apartments

Year Built: 2013
Stories: 5 stories
Units: 321
Phone: (469) 351-6793

From the property listing:

Embrace an upscale lifestyle at L2. Our pet-friendly apartments boast sophisticated finishes, featuring granite or quartz countertops, hand-scraped wooden floors, 10 ft. ceilings, custom crown molding and stunning Uptown views. L2 is an amenity-rich, ultraconvenient community located in lively Uptown Dallas. Stay active at our multi-level fitness center, or immerse yourself in relaxation at our resort-style pool and sundeck.

Frequently Asked Questions

Does L2 Uptown Apartments require renters insurance?
We found specific coverage details on L2 Uptown Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at L2 Uptown Apartments?
For this zip code and building type, expect to pay around $13/month ($160/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at L2 Uptown Apartments?
Plan for $1,863 to $3,013/month all-in. That's base rent ($1,850 – $3,000), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does L2 Uptown Apartments allow pets?
Yes, L2 Uptown Apartments is pet-friendly. Here are the details: Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does L2 Uptown Apartments offer?
There are 25 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,850 – $3,000. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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