Renters Insurance at Macallan on Ross Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Macallan on Ross Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
NeighborhoodScout
Safer than only 1% of US cities
What You'll Likely Pay
$13
Est. Monthly
$160
Est. Annual
$12
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Macallan on Ross Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Macallan on Ross Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Dallas.
On-Site Security
3501 Ross Ave, Dallas, TX 75204
East Dallas
Monthly Cost Breakdown at Macallan on Ross Apartments
The listed rent isn't the whole number. Here's what Macallan on Ross Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Macallan on Ross Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Administrative Fee
Pets Fees
Monthly Pet Fee
One-Time Pet Fee
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Macallan on Ross Apartments.
Grocery
- Whole Foods Market 4.5
- Walmart 3.9
- Tom Thumb 4.5
Pharmacy
- CVS Pharmacy 4.4
- CVS 3.4
- CVS Pharmacy 4.1
Hospital
- Baylor University Medical Center, part of Baylor Scott & White Health Emergency Room 3.6
- Baylor Scott & White Medical Center - Uptown 3.5
- Highland Park Emergency Room 4.6
Gym
- LA Fitness 4.0
- Trophy Fitness Uptown 4.8
- Wesley 4.9
Restaurant
- oomi Kitchen 4.9
- BOCADO 4.2
- Chilangos Tacos 4.6
Bank
- Chase Bank 2.6
- Bank of Texas 4.3
- UMB Bank 5.0
Gas
- 7-Eleven 2.5
Pet Policy
Bringing a pet? Here's what Macallan on Ross Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Macallan on Ross Apartments
From the property listing:
Macallan at Ross is luxury urban living at its best. Our brand new studio, one, and two-bedroom apartments near downtown Dallas, Texas, boast stylish interiors with a wealth of in-home extras to elevate your daily routine. Beyond your front door is a gorgeous community featuring resort-style amenities that include a sparkling swimming pool and fitness center. Ideally located near everyday essentials and must-see destinations, Macallan at Ross is the home you've been searching for.
Frequently Asked Questions
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What floor plans does Macallan on Ross Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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