Dallas, TX

Macallan on Ross Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Looking for the best renters insurance for Macallan on Ross Apartments in Dallas? We break down what the lease requires, what coverage actually costs here (~$13/mo), the 6 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Macallan on Ross Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Macallan on Ross Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Macallan on Ross Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Macallan on Ross Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Dallas.

On-Site Security

Controlled access Gated Covered parking

3501 Ross Ave, Dallas, TX 75204

East Dallas

Managed by American Landmark Built 2015 5 stories 368 units
5/5 ·9 reviews Apt. Finder
$1,195 – $2,085 /month

Monthly Cost Breakdown at Macallan on Ross Apartments

The listed rent isn't the whole number. Here's what Macallan on Ross Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,208 – $2,098
Base Rent $1,195 – $2,085
Est. Renters Insurance $13/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Macallan on Ross Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$75

Administrative Fee

$150

Pets Fees

Monthly Pet Fee

$20 / mo

One-Time Pet Fee

$350

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Macallan on Ross Apartments.

Grocery

  • Whole Foods Market 4.5
  • Walmart 3.9
  • Tom Thumb 4.5

Pharmacy

  • CVS Pharmacy 4.4
  • CVS 3.4
  • CVS Pharmacy 4.1

Hospital

  • Baylor University Medical Center, part of Baylor Scott & White Health Emergency Room 3.6
  • Baylor Scott & White Medical Center - Uptown 3.5
  • Highland Park Emergency Room 4.6

Gym

  • LA Fitness 4.0
  • Trophy Fitness Uptown 4.8
  • Wesley 4.9

Restaurant

  • oomi Kitchen 4.9
  • BOCADO 4.2
  • Chilangos Tacos 4.6

Bank

  • Chase Bank 2.6
  • Bank of Texas 4.3
  • UMB Bank 5.0

Gas

  • 7-Eleven 2.5

Pet Policy

Bringing a pet? Here's what Macallan on Ross Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$15 Monthly Pet Rent
$400 Fee
2 Pet Limit

About Macallan on Ross Apartments

Year Built: 2015
Stories: 5 stories
Units: 368
Management: American Landmark
Phone: (469) 949-6099

From the property listing:

Macallan at Ross is luxury urban living at its best. Our brand new studio, one, and two-bedroom apartments near downtown Dallas, Texas, boast stylish interiors with a wealth of in-home extras to elevate your daily routine. Beyond your front door is a gorgeous community featuring resort-style amenities that include a sparkling swimming pool and fitness center. Ideally located near everyday essentials and must-see destinations, Macallan at Ross is the home you've been searching for.

Frequently Asked Questions

Does Macallan on Ross Apartments require renters insurance?
We didn't find a public insurance requirement for Macallan on Ross Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Macallan on Ross Apartments?
For this zip code and building type, expect to pay around $13/month ($160/year). Macallan on Ross Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Macallan on Ross Apartments?
Plan for $1,208 to $2,098/month all-in. That's base rent ($1,195 – $2,085), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Macallan on Ross Apartments allow pets?
Yes, Macallan on Ross Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $15 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Macallan on Ross Apartments offer?
There are 17 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,195 – $2,085. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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