Renters Insurance at Palmera Apartments
We found a few insurance details on the Palmera Apartments website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Palmera Apartments can push your insurance cost up or down:
Older Building
Built in 1978 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
Water/Leak Issues
3 mentions in Google reviews
NeighborhoodScout
Safer than only 1% of US cities
What You'll Likely Pay
$16
Est. Monthly
$193
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Palmera Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Palmera Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Safety
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
Natural Hazards & Your Renters Coverage
For a renter, the natural-hazard story at this address is the easy version: flood risk is low, earthquake shaking is rare, and severe weather in Dallas County doesn't drive an unusual claim profile. A baseline renters policy is sufficient — none of the optional flood or earthquake endorsements pay back at this kind of address. The data is below for completeness.
Earthquake shaking
USGS rates seismic activity here as low. A damaging earthquake is unlikely enough that most renters skip the earthquake endorsement entirely — your standard renters policy still covers the things you actually claim against (theft, fire, water damage from leaks, wind damage). The hazard data is below for completeness.
Low seismic hazard · ground motion 0.05g
Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under your standard renters policy regardless.
Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.
Severe weather you'd actually claim for
NOAA's severe-weather record for Dallas County is on the calmer end of the national distribution — modest activity across most categories. Whatever does happen, your renters policy already covers it (wind, hail, lightning damage to your possessions). The five-year averages are below.
Source: NOAA Storm Events Database, annual averages from the past five years for Dallas County. Counts reflect reported events, not damage amounts.
Renters at this address generally don't need optional natural-hazard add-ons. The base policy already covers the realistic claim scenarios.
2920 Kendale Dr, Dallas, TX 75220
Northwest Dallas
Monthly Cost Breakdown at Palmera Apartments
The listed rent isn't the whole number. Here's what Palmera Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Palmera Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Administrative Fee
Pets Fees
Pet Deposit
Monthly Pet Fee
One-Time Pet Fee
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Palmera Apartments.
Grocery
- Whole Foods Market 4.4
- Fiesta Mart #32 4.0
- Walmart Supercenter 3.9
Pharmacy
- Palmer Pharmacy Plus 4.1
- CVS Pharmacy 3.9
- Walgreens Pharmacy 2.8
Hospital
- William P. Clements Jr. University Hospital Emergency Room 2.6
- Medical City Dallas Emergency Room 3.7
- Parkland Health Emergency Room 2.4
Gym
- Planet Fitness 4.0
- Fitness Connection 4.8
- 24 Hour Fitness 4.3
Restaurant
- PINSTACK 4.3
- Zio Al's Pizza & Pasta (UTA) 4.8
- El Encanto Cafè 4.4
Park
- Bachman Recreation Center 4.4
- Overlake Park 4.1
- Arlington Park Recreation Center 4.5
Bank
- Credit Union of Texas 3.5
- Bank of Texas 4.3
- ATM (ATM Link, Inc.)
Gas
- RaceTrac 2.9
- Chevron 4.2
- Gulf 3.6
Pet Policy
Bringing a pet? Here's what Palmera Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Palmera Apartments
From the property listing:
At Palmera Apartments in Dallas, TX, our residents experience a relaxed atmosphere with the convenience of Downtown Dallas just minutes away. Our studio, one- and two-bedroom apartments feature eat-in kitchens and a two-tone paint scheme and include all utilities. Your home will be everything you want it to be at Palmera Apartments in Dallas, TX. Palmera features a community picnic area, on-site parking and a close-knit community environment that will make you feel right at home.
Frequently Asked Questions
Does Palmera Apartments require renters insurance?
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What will I actually pay per month at Palmera Apartments?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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