Pinehurst Place Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Pinehurst Place Apartments in Greater Mesquite? Rent here runs $899 – $1,599, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Pinehurst Place Apartments

Compare renters insurance quotes in seconds

2101 Pinehurst Ln, Mesquite, TX 75150

Greater Mesquite

Built 1983 3 stories 244 units
4/5 ·18 reviews Apt. Finder
$899 – $1,599 /month

Monthly Cost Breakdown at Pinehurst Place Apartments

The listed rent isn't the whole number. Here's what Pinehurst Place Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,023 – $1,723
Base Rent $899 – $1,599
Required Monthly Fees $109
Est. Renters Insurance $15/mo

Renters Insurance at Pinehurst Place Apartments

According to Pinehurst Place Apartments's website, you'll need a renters insurance policy, and the property needs to be named on your policy. This isn't unusual — most Class-A apartment communities have similar requirements because it protects both you and the building if something goes wrong.

Your lease at Pinehurst Place Apartments expects

These specifics on your renters policy

Your lease may add more — but these are the details Pinehurst Place Apartments publishes publicly. Treat them as the floor, not the ceiling.

Interested party Add Pinehurst Place Apartments to your policy as an interested party

The "interested party" wrinkle is easy to miss. When you buy your policy, most carriers have a field during checkout where you add the property — it takes about 30 seconds. Without it, your proof of insurance may get rejected by the leasing office even if your coverage is otherwise fine.

What Affects Your Premium Here

Every building is different. These factors specific to Pinehurst Place Apartments can push your insurance cost up or down:

Older Building

Built in 1983 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Pinehurst Place Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Pinehurst Place Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Mesquite.

On-Site Security

Controlled access Property manager on site Gated

Fees Beyond Rent

These are the additional charges beyond base rent at Pinehurst Place Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Renters Insurance

Security Alarm - ADT - Smart home

$16 / mo

Alarm

Security Alarm - ADT - Smart home

$40 / mo

Pest Control

$5 / mo

Application Fee Per Applicant

$75

Administrative Fee

$175

Pets Fees

Monthly Pet Fee

$50 / mo

One-Time Pet Fee

$500 - $750

Amenities

Special Features

Hardwood Like Flooring Hardwood-style Flooring Resident Wi-Fi Cafe and Lounge High Speed Internet Available Plush Carpets Spanish Speaking Staff Two Sparkling Pools Flexible Lease Terms Outdoor Kitchen Smart Home Package Package Receiving 24-Hour Emergency Maintenace Framed Mirrors* Modern Appliances Newly Renovated Select Units Double Vanity* ADT SMART Home Technology Plush Carpet Vaulted Ceiling In Select Units *

Community Features

Laundry Facilities Maintenance on site 24 Hour Access Online Services Planned Social Activities Public Transportation Business Center Lounge Courtyard Grill Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Hookup Air Conditioning Ceiling Fans Double Vanities Tub/Shower Fireplace Framed Mirrors Dishwasher Disposal Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Carpet Vinyl Flooring Dining Room Vaulted Ceiling Walk-In Closets Linen Closet Window Coverings Large Bedrooms Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Pinehurst Place Apartments.

Grocery

  • Sprouts Farmers Market 4.5
  • Walmart Neighborhood Market 4.1
  • Albertsons 4.1

Pharmacy

  • CVS Pharmacy 3.7
  • CVS Pharmacy 3.9
  • Walgreens Pharmacy 3.8

Hospital

  • Surepoint Emergency Center 4.7
  • ER of Mesquite - Emergency Room 4.9
  • Dallas Regional Medical Center: Emergency Room 1.8

Gym

  • Fitness Connection 4.6
  • Amped Fitness (Mesquite) 4.5
  • Retro Fitness 3.9

Restaurant

  • Country Diner Cafe 4.4
  • Cracker Barrel Old Country Store 4.2
  • Razzoo's Cajun Cafe 4.5

Park

  • Town East Park 4.5
  • Florence Recreation Center 4.4
  • Palos Verdes Lake Park 4.7

Bank

  • Bank of America (with Drive-thru ATM) 2.4
  • Chase Bank 2.3
  • Bank of America ATM (Drive-thru) 3.7

Gas

  • Chevron 4.2
  • Shell 3.8
  • QuikTrip 4.0

Pet Policy

Bringing a pet? Here's what Pinehurst Place Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $40 Monthly Pet Rent
  • 2 Pet Limit

About Pinehurst Place Apartments

Discover the charm and convenience of Pinehurst Place Apartments, a welcoming community that blends modern comfort with the warmth of Texas living. Our thoughtfully designed one- and two-bedroom apartment homes feature spacious floor plans, fully equipped kitchens, walk-in closets, and private patios or balconies — everything you need to live comfortably and stylishly.Relax by the sparkling swimming pool, enjoy outdoor picnics in beautifully landscaped courtyards, or stay active in our fitness center — at Pinehurst Place, there’s something for everyone. Conveniently located near I-30, I-635, and Town East Mall, you’ll find yourself minutes from Mesquite’s best shopping, dining, and entertainment destinations, all while enjoying the peace and privacy of a residential retreat.At Pinehurst Place Apartments, home is more than a space — it’s a lifestyle built around comfort, connection, and convenience.

Year Built: 1983
Stories: 3
Total Units: 244
Phone: (469) 773-4967

Other Options Nearby

Still weighing your choices? These communities are in the same part of Mesquite — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Pinehurst Place Apartments require renters insurance?
We found specific coverage details on Pinehurst Place Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Pinehurst Place Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Pinehurst Place Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Pinehurst Place Apartments?
Plan for $1,023 to $1,723/month all-in. That's base rent ($899 – $1,599), plus $109/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Pinehurst Place Apartments allow pets?
Yes, Pinehurst Place Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $40 Monthly Pet Rent. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Pinehurst Place Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $899 – $1,599. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Pinehurst Place Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.