Mesquite, TX

Pinehurst Place Apartments: Renters Insurance Guide & What It Actually Costs

Last updated May 10, 2026

Looking for the best renters insurance for Pinehurst Place Apartments in Mesquite? We break down what the lease requires, what coverage actually costs here (~$15/mo), the 6 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Pinehurst Place Apartments

We found a few insurance details on the Pinehurst Place Apartments website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Pinehurst Place Apartments can push your insurance cost up or down:

Older Building

Built in 1983 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Pinehurst Place Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Pinehurst Place Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

What residents talk about most

Maintenance

Consistently positive in reviews

“He was professional, patient, and always quick to respond to any questions we had.” — Google reviewer

On-Site Security

Controlled access Property manager on site Gated

Natural Hazards & Your Renters Coverage

The natural-hazard exposure at Pinehurst Place Apartments is mild on every dimension a renter typically cares about. FEMA's flood zone for this address is low-risk, USGS rates seismic activity as low, and severe-weather records for Dallas County are unremarkable. Standard renters insurance handles the everyday claims (theft, fire, wind, water damage from leaks) without any add-ons. Specifics below for the curious.

Earthquake shaking

USGS rates seismic activity here as low. A damaging earthquake is unlikely enough that most renters skip the earthquake endorsement entirely — your standard renters policy still covers the things you actually claim against (theft, fire, water damage from leaks, wind damage). The hazard data is below for completeness.

Low seismic hazard · ground motion 0.05g

Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under your standard renters policy regardless.

Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.

Severe weather you'd actually claim for

NOAA's severe-weather record for Dallas County is on the calmer end of the national distribution — modest activity across most categories. Whatever does happen, your renters policy already covers it (wind, hail, lightning damage to your possessions). The five-year averages are below.

High-wind events ~12.4/yr
Hail events ~27.2/yr
Tornado events ~1.0/yr
Flood events ~18.2/yr

Source: NOAA Storm Events Database, annual averages from the past five years for Dallas County. Counts reflect reported events, not damage amounts.

The bottom line: a standard renters policy at this address is sufficient. None of the optional natural-hazard endorsements pay back at meaningful odds.

2101 Pinehurst Ln, Mesquite, TX 75150

Greater Mesquite

Built 1983 3 stories 244 units
4.7/5 ·24 reviews Google
4/5 ·18 reviews Apt. Finder
$899 – $1,599 /month

Monthly Cost Breakdown at Pinehurst Place Apartments

The listed rent isn't the whole number. Here's what Pinehurst Place Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,023 – $1,723
Base Rent $899 – $1,599
Required Monthly Fees $109
Est. Renters Insurance $15/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Pinehurst Place Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Renters Insurance

Security Alarm - ADT - Smart home

$16 / mo

Alarm

Security Alarm - ADT - Smart home

$40 / mo

Pest Control

$5 / mo

Application Fee Per Applicant

$75

Administrative Fee

$175

Pets Fees

Monthly Pet Fee

$50 / mo

One-Time Pet Fee

$500 - $750

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Pinehurst Place Apartments.

Grocery

  • Sprouts Farmers Market 4.5
  • Walmart Neighborhood Market 4.1
  • Albertsons 4.1

Pharmacy

  • CVS Pharmacy 3.7
  • CVS Pharmacy 3.9
  • Walgreens Pharmacy 3.8

Hospital

  • Surepoint Emergency Center 4.7
  • ER of Mesquite - Emergency Room 4.9
  • Dallas Regional Medical Center: Emergency Room 1.8

Gym

  • Fitness Connection 4.6
  • Amped Fitness (Mesquite) 4.5
  • Retro Fitness 3.9

Restaurant

  • Country Diner Cafe 4.4
  • Cracker Barrel Old Country Store 4.2
  • Razzoo's Cajun Cafe 4.5

Park

  • Town East Park 4.5
  • Florence Recreation Center 4.4
  • Palos Verdes Lake Park 4.7

Bank

  • Bank of America (with Drive-thru ATM) 2.4
  • Chase Bank 2.3
  • Bank of America ATM (Drive-thru) 3.7

Gas

  • Chevron 4.2
  • Shell 3.8
  • QuikTrip 4.0

Pet Policy

Bringing a pet? Here's what Pinehurst Place Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$40 Monthly Pet Rent
2 Pet Limit

About Pinehurst Place Apartments

Year Built: 1983
Stories: 3 stories
Units: 244
Phone: (469) 773-4967

From the property listing:

Discover the charm and convenience of Pinehurst Place Apartments, a welcoming community that blends modern comfort with the warmth of Texas living. Our thoughtfully designed one- and two-bedroom apartment homes feature spacious floor plans, fully equipped kitchens, walk-in closets, and private patios or balconies — everything you need to live comfortably and stylishly.Relax by the sparkling swimming pool, enjoy outdoor picnics in beautifully landscaped courtyards, or stay active in our fitness center — at Pinehurst Place, there’s something for everyone.

Frequently Asked Questions

Does Pinehurst Place Apartments require renters insurance?
We found specific coverage details on the Pinehurst Place Apartments website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Pinehurst Place Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Pinehurst Place Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Pinehurst Place Apartments?
Plan for $1,023 to $1,723/month all-in. That's base rent ($899 – $1,599), plus $109/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Pinehurst Place Apartments allow pets?
Yes, Pinehurst Place Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $40 Monthly Pet Rent. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Pinehurst Place Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $899 – $1,599. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with Pinehurst Place Apartments?
No. SafeButler is not affiliated with Pinehurst Place Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Pinehurst Place Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Pinehurst Place Apartments directly. For lease, payment, or maintenance questions, contact the Pinehurst Place Apartments leasing office.
What is SafeButler and how does it work for Pinehurst Place Apartments renters?
SafeButler helps renters at Pinehurst Place Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Pinehurst Place Apartments in Mesquite, TX, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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