Dallas, TX

Village Square Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Looking for the best renters insurance for Village Square Apartments in Dallas? We break down what the lease requires, what coverage actually costs here (~$15/mo), the 7 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Village Square Apartments

We found a few insurance details on Village Square Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Village Square Apartments can push your insurance cost up or down:

Older Building

Built in 1986 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Village Square Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Village Square Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Alarm-ready unit
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Dallas.

On-Site Security

Controlled access Property manager on site Gated Doorman On site maintenance

5959 Watership Ln, Dallas, TX 75237

Redbird

Built 1986 2 stories 243 units
4/5 ·28 reviews Apt. Finder
$1,249 – $1,754 /month

Monthly Cost Breakdown at Village Square Apartments

The listed rent isn't the whole number. Here's what Village Square Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,264 – $1,769
Base Rent $1,249 – $1,754
Est. Renters Insurance $15/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Village Square Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Administrative Fee

$125

Pets Fees

Cat Deposit

$150

Dog Deposit

$150

Cat Rent

$15 / mo

Dog Rent

$15 / mo

Pet Policy

Bringing a pet? Here's what Village Square Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed
$150 Deposit
$15 Monthly Pet Rent
2 Pet Limit

About Village Square Apartments

Year Built: 1986
Stories: 2 stories
Units: 243
Phone: (469) 828-7387

From the property listing:

Offering one- and two-bedroom apartment homes for rent in Dallas, Texas, with convenient access to downtown Dallas. Cool off in our sparkling swimming pool, relax in our cozy pool furniture, or enjoy a workout in our fitness center. Village Square provides a cyber cafe, BBQ grills, a picnic area, a pet park, and a playground. Our one-and two-bedroom apartment homes are also filled with beautiful interior features designed to enhance your lifestyle.

Frequently Asked Questions

Does Village Square Apartments require renters insurance?
We found specific coverage details on Village Square Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Village Square Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Village Square Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Village Square Apartments?
Plan for $1,264 to $1,769/month all-in. That's base rent ($1,249 – $1,754), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Village Square Apartments allow pets?
Yes, Village Square Apartments is pet-friendly. Here are the details: Dogs Allowed. $150 Deposit. $15 Monthly Pet Rent. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Village Square Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,249 – $1,754. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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