Renters Insurance at Eviva on Cherokee Apartments
We found a few insurance details on the Eviva on Cherokee Apartments website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Eviva on Cherokee Apartments can push your insurance cost up or down:
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 4249/100K (169% above national average)
What You'll Likely Pay
$13
Est. Monthly
$157
Est. Annual
$12
With Discounts/mo
$15
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Eviva on Cherokee Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Eviva on Cherokee Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $103/yr |
| USAA | $10/mo | $116/yr |
| State Farm | $13/mo | $154/yr |
| Progressive | $14/mo | $167/yr |
| Safeco | $14/mo | $167/yr |
| Travelers | $15/mo | $180/yr |
| Allstate | $16/mo | $193/yr |
| Nationwide | $16/mo | $193/yr |
| Farmers | $17/mo | $206/yr |
| Liberty Mutual | $19/mo | $231/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Denver.
Denver property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Eviva on Cherokee Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Concierge, Doorman, Sprinklers, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Denver (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Eviva on Cherokee Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
1250 Cherokee St, Denver, CO 80204
Downtown Denver
Monthly Cost Breakdown at Eviva on Cherokee Apartments
The listed rent isn't the whole number. Here's what Eviva on Cherokee Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Eviva on Cherokee Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility Admin Fee
Min $5 Max $7 Charged per unit.
Monthly Cable or Internet
Charged per unit.
Utility - Water
Min $9 Max $30 - Estimated utility amounts shown are based o n 12-month trailing average. Actual charges may vary based on usage, season, household size occupancy, square footage, changes in provider vendor, rates and other factors. Charged per unit.
Utility - Sewer
Min $17 Max $42 - Estimated utility amounts shown are based on 12-month trailing average. Actual charges may vary based on usage, season, household size occupancy, square footage, changes in provider vendor, rates and other factors. Charged per unit.
Utility - Electric
Min $49 Max $173 - Estimated utility amounts shown are based on 12-month trailing average. Actual charges may vary based on usage, season, household size occupancy, square footage, changes in provider vendor, rates and other factors. Charged per unit.
Trash
Min $15 Max $34 - Estimated utility amounts shown are based on 12-month trailing average. Actual charges may vary based on usage, season, household size occupancy, square footage, changes in provider vendor, rates and other factors. Charged per unit.
Gas/Central Boiler
Min $10 Max $45 - Estimated utility amounts shown are based on 12-month trailing average. Actual charges may vary based on usage, season, household size occupancy, square footage, changes in provider vendor, rates and other factors. Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Refundable Holding Fee
Charged per unit.
Security Deposit - Non-Refundable
Min $250 Max $350 Charged per unit.
Pets Fees
One-Time Pet Fee
Max of 3. Charged per pet.
Pet Deposit
Max of 3. Charged per pet.
Monthly Pet Fee
Max of 3. Charged per pet.
Parking Fees
Parking Fee
Charged per vehicle.
Parking
Optional
Pet Policy
Bringing a pet? Here's what Eviva on Cherokee Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Eviva on Cherokee Apartments
From the property listing:
Wake up to the magnificent views of the Rocky Mountains and the Denver Skyline from your new home here at Eviva on Cherokee Apartments. Within our community's chic yet industrial aesthetic, we have embarked to create the definitive luxury living experience. Residents adore Eviva on Cherokee's collection of amenities that include a resort-style saline swimming pool, an outdoor deck and a fitness center complete with a yoga and barre room. Within our apartment homes, the combination of floor-to-ceiling windows, exposed concrete, and stunning finishes leave nothing to be desired.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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