Renters Insurance at The Mezz at Fiddlers Green Apartments
What Affects Your Premium Here
Every building is different. These factors specific to The Mezz at Fiddlers Green Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Dog-Friendly
Dogs allowed — consider higher liability coverage
Theft Reports
3 mentions in Google reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1426/100K (10% below national average)
What You'll Likely Pay
$13
Est. Monthly
$157
Est. Annual
$12
With Discounts/mo
$15
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Mezz at Fiddlers Green Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Mezz at Fiddlers Green Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $103/yr |
| USAA | $10/mo | $116/yr |
| State Farm | $13/mo | $154/yr |
| Progressive | $14/mo | $167/yr |
| Safeco | $14/mo | $167/yr |
| Travelers | $15/mo | $180/yr |
| Allstate | $16/mo | $193/yr |
| Nationwide | $16/mo | $193/yr |
| Farmers | $17/mo | $206/yr |
| Liberty Mutual | $19/mo | $231/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Centennial.
Centennial property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in Centennial track closely with national baselines. The Mezz at Fiddlers Green Apartments also has on-site security features (Package service, Property manager on site, Gated, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Centennial (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
What residents talk about most
Security
A recurring concern in reviews
“We had packages stolen for months and management didn't care to do anything about it, equipment was also stolen from the gym repeatedly.” — Google reviewer
On-Site Security
Natural Hazards & Your Renters Coverage
At a moderate-hazard address like The Mezz at Fiddlers Green Apartments, the question of whether to add earthquake coverage to a renters policy isn't obvious — endorsements run roughly $50–$150 a year, and the probability of a damaging quake is real but low. Flood risk here is minimal and most other weather damage is already covered. Specifics below.
Flood damage
FEMA's flood-zone classification for this address is low-risk, which means the federal government doesn't expect significant flooding here under typical conditions. A standard renters policy still excludes flood damage, but a separate flood policy is hard to justify economically when the underlying risk is low. The zone label is below for the record.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Earthquake shaking
Damaging earthquakes happen here, but not often — USGS rates the area as moderate seismic hazard. A renters earthquake endorsement is inexpensive (typically under $100 a year) and worth weighing against the value of what's actually in your unit. The math leans toward 'add it' if you have high-value electronics, instruments, or art; 'skip it' for sparse furnishings.
Moderate seismic hazard · ground motion 0.11g
Endorsements priced for renters typically run under $100 a year and only cover personal property. Whether it pays back depends on the value of what's in your unit.
Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.
Severe weather you'd actually claim for
NOAA's severe-weather record for Denver County is on the calmer end of the national distribution — modest activity across most categories. Whatever does happen, your renters policy already covers it (wind, hail, lightning damage to your possessions). The five-year averages are below.
Source: NOAA Storm Events Database, annual averages from the past five years for Denver County. Counts reflect reported events, not damage amounts.
Standard renters insurance is enough for most renters here. The earthquake endorsement is worth pricing if you'd find replacing your possessions out-of-pocket painful.
6440 S Syracuse Way, Centennial, CO 80111
DTC/Southeast Corridor
Monthly Cost Breakdown at The Mezz at Fiddlers Green Apartments
The listed rent isn't the whole number. Here's what The Mezz at Fiddlers Green Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at The Mezz at Fiddlers Green Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility Setup Fee
One-time utility account setup fee. Charged per unit.
Parking Fee
Amount for garage parking space/services. May be subject to availability. Charged per rentable item.
Trash Services - Doorstep
Amount for doorstep trash removal from rental home. Charged per unit.
Valet Trash
Fee for valet trash service (doorstep pickup) Charged per un it.
Utility - Billing Administrative Fee
Amount to manage utility services billing. Charged per unit.
Utility Administration Fee
Monthly utility billing management fee. Charged per unit.
Utility - Sewer
Usage-Based (Utilities).Amount for provision of sewer servic es. Charged per unit.
Trash Services - Hauling
Amount for shared trash/waste services. Charged per unit.
Utility - Water
Usage-Based (Utilities).Amount for provision and consumption of water Charged per unit.
Utility - Electric - Third Party
Usage-Based (Utilities).Amount for provision and consumption of electric paid to a third party. Charged per unit. Payable to 3rd Party
Utility - Natural Gas - Third Party
Usage-Based (Utilities).Amount for provision and consumption of natural gas paid to a third party. Charged per unit. Payable to 3rd Party
Renters Liability Insurance - Third Party
Amount for renters liability insurance obtained through resi dent's provider of choice. Charged per leaseholder. Payable to 3rd Party
Trash services - hauling
Monthly trash services fee. Charged per unit.
Utility Electric
Monthly electric charges. Charged per unit.
Utility Gas
Monthly gas charges. Charged per unit.
Utility Water
Monthly community water services charge. Charged per unit.
Utility Sewer
Monthly wastewater and sewer charge. Charged per unit.
Holding Deposit
Payment to hold unit, applied to security deposit. Charged p er unit.
Credit Check Fee
Fee for processing screening (per applicant) Charged per uni t.
Application Fee
Amount to process application, initiate screening, and take a rental home off the market. Charged per applicant.
Utility - New Account Fee
Amount to establish utility services. Charged per unit.
Administrative Fee
One-time processing fee for administrative costs. Charged pe r unit.
Community Amenity Fee
Fee for enjoyment of access to shared community amenities C harged per unit.
Security Deposit (Refundable)
Amount intended to be held through residency that may be app lied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.
Security Deposit (Standard $750)
Refundable deposit for damages or lease obligations. Charged per unit.
Utility - Final Bill Fee
Amount billed to calculate final utility statement. Charged per unit.
Pets Fees
Dog Rent
Charged per pet.
Cat Rent
Charged per pet.
Pet Rent
Max of 2. Monthly amount for authorized pet. Charged per uni t.
Parking Fees
Parking - Garage permit
Monthly garage permit fee. Contact office for details. Charg ed per vehicle.
Optional Add-On Fees
Pet Deposit
Refundable pet deposit for approved pet. Up to two pets. Cha rged per unit.
Insurance- Purchase through Assurant
Monthly resident insurance through Assurant. Charged per uni t.
Pet Rent
Monthly pet rent. Up to two pets. Charged per unit.
Security Deposit Alternative
Amount for alternate program in lieu of paying a traditional security deposit. Charged per unit. Payable to 3rd Party
Situational Fees
Utility Final Move Out Fee
Move-out fee for closing utility billing account Charged per unit.
Month to Month Fees
Fee for month-to-month tenancy Charged per unit.
Returned Payment Fee (NSF)
Amount for returned payment. Charged per unit.
Insurance - Liability Only, Non Compliance
Fee for non-compliance with liability requirement. Charged p er unit.
NSF Tenant Fee
Returned or declined payment fee. Charged per unit.
Intra-Community Transfer Fee
Amount due when transferring to another rental unit within c ommunity. Charged per unit.
Intra - Community Transfer fee
Apartment transfer fee. Charged per unit.
Access Device - Replacement
Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes. Charged per device.
Access Device replacement
Cost to replace access Device/fob. Charged per unit.
Liquidated Damages
Amount for not satisfying the application and/or lease terms Charged per unit.
Late Fee
Late payment fee. Charged per unit.
Early Termination Fee
Fee to terminate lease early. Charged per unit.
Renters Insurance Policy (Purchase 3rd Party)
Monthly resident insurance through third party provider. Cha rged per unit.
Lease Violation
Amount for violation of community policies and/or per lease terms. Charged per unit.
Legal/Eviction Fees
Amount for legal expenses incurred for lease violations. Cha rged per unit.
Payment Services - Third Party
Amount for using a third party, electronic payment processin g service (i.e. credit card, ACH, etc.). Charged per unit. Payable to 3rd Party
Lease Violation Fee
Charge for lease violation per lease. Charged per unit.
Payment Services- third party
Fee for electronic payment processing services. Charged per unit.
Legal/Evictions Fees
Costs for legal filing and processing. Charged per unit.
Security Deposit - Additional (Refundable)
Additional amount, based on screening results, intended to b e held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.
Pet Policy
Bringing a pet? Here's what The Mezz at Fiddlers Green Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About The Mezz at Fiddlers Green Apartments
From the property listing:
The Mezz at Fiddler's Green is a new kind of apartment community. A place where modern features indoors are in perfect harmony with rugged natural scenery outdoors. A place where your daily schedule is a melody of endless neighborhood conveniences. A place where you can dial up or down the tempo between relaxation, invigoration, or vibration. The Mezz at Fiddlers Green offers modern apartment homes designed with amenities for a busy lifestyle. The 4-story midrise building wraps a private courtyard with high-end amenities.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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