Colores Del Sol Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Colores Del Sol Apartments in Resler Canyon? Rent here runs $850 – $1,540, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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7133 N Mesa St, El Paso, TX 79912

Resler Canyon

Built 1972 2 stories 160 units
4/5 ·139 reviews Google
4/5 ·7 reviews Apt. Finder
$850 – $1,540 /month

Monthly Cost Breakdown at Colores Del Sol Apartments

The listed rent isn't the whole number. Here's what Colores Del Sol Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $866 – $1,556
Base Rent $850 – $1,540
Est. Renters Insurance $16/mo

Renters Insurance at Colores Del Sol Apartments

We found a few insurance details on Colores Del Sol Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Colores Del Sol Apartments can push your insurance cost up or down:

Older Building

Built in 1972 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FBI UCR

Property crime rate: 1356/100K (14% below national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Colores Del Sol Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Colores Del Sol Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.

El Paso property crime rate

1,356

per 100K residents

14% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
117 / 200
Larceny / theft
966 / 1,172
Vehicle theft
272 / 206

U.S. average

Near-average property crime means insurance premiums in El Paso track closely with national baselines. Colores Del Sol Apartments also has on-site security features (Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, El Paso (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
Water Damage Mentioned

On-Site Security

Property manager on site

Fees Beyond Rent

These are the additional charges beyond base rent at Colores Del Sol Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$60

Administrative Fee

Charged per unit.

$60

Pets Fees

Pet Fee

Max of 2. Charged per pet.

$150

Pet Deposit

Max of 2. Charged per pet.

$150

Monthly Pet Fee

Max of 2. Charged per pet.

$25 / mo

Parking Fees

Surface Lot

Assigned Parking

Other

Assigned Parking

Amenities

Special Features

Pet Park

Community Features

Laundry Facilities Maintenance on site Laundry Service Planned Social Activities Sundeck Courtyard Grill Pool Playground Tennis Court

Floor Plan Amenities

High Speed Internet Access Air Conditioning Ceiling Fans Smoke Free Cable Ready Tub/Shower Dishwasher Disposal Kitchen Range Refrigerator Freezer Carpet Vinyl Flooring Dining Room Sunroom Loft Layout Balcony Patio

Pet Policy

Bringing a pet? Here's what Colores Del Sol Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$150 Deposit
$25 Monthly Pet Rent
$150 Fee
2 Pet Limit
65 lb Weight Limit

About Colores Del Sol Apartments

Year Built: 1972
Stories: 2 stories
Units: 160
Phone: (915) 228-3879

From the property listing:

Color your world. Come home to Colores Del Sol where the spotlight is on quality and service. You'll notice the attention to detail when you enter. Our great location will ensure easy access to major employers, fine restaurants and great shopping. Enjoy your free time relaxing on the sundeck by our lap-sized pool, catch a game of tennis with your neighbors or sit by the enclosed playground with family. Colores Del Sol working to give you the kind of lifestyle you deserve.

Other Options Nearby

Still weighing your choices? Other communities in El Paso — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Colores Del Sol Apartments require renters insurance?
We found specific coverage details on Colores Del Sol Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Colores Del Sol Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Colores Del Sol Apartments?
Plan for $866 to $1,556/month all-in. That's base rent ($850 – $1,540), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Colores Del Sol Apartments allow pets?
Yes, Colores Del Sol Apartments is pet-friendly. Here are the details: Cats Allowed. $150 Deposit. $25 Monthly Pet Rent. $150 Fee. 2 Pet Limit. 65 lb Weight Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Colores Del Sol Apartments?
Property crime in El Paso sits near the national average — 1,356 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 117/100K here. On the property itself, you'll find property manager on site — features that can qualify for premium discounts.
What floor plans does Colores Del Sol Apartments offer?
There are 8 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $850 – $1,540. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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