5890 Bandolero Dr, El Paso, TX 79912
Thunderbird
Monthly Cost Breakdown at Mountain Village Apts.
The listed rent isn't the whole number. Here's what Mountain Village Apts. actually costs each month once you add required fees and insurance.
Renters Insurance at Mountain Village Apts.
We found a few insurance details on Mountain Village Apts.'s website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Mountain Village Apts. can push your insurance cost up or down:
Older Building
Built in 1980 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
Water/Leak Issues
6 mentions in Google reviews
FBI UCR
Property crime rate: 1356/100K (14% below national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Mountain Village Apts. based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Mountain Village Apts.:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.
El Paso property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in El Paso track closely with national baselines. Mountain Village Apts. also has on-site security features (Package service, Property manager on site, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, El Paso (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at Mountain Village Apts.. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Dog Fee
Charged per pet.
Dog Rent
Charged per pet.
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
Parking Fees
Parking Fee
Max of 2. Charged per vehicle.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Mountain Village Apts. allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Mountain Village Apts.
From the property listing:
Online Virtual Tours Available or call us to schedule an appointment, Call us or message us to today!!! Ready for a world of easy comforts in a cool mountain setting? Welcome to Mountain Village Apartments! Ideally situated just minutes from the heart of the city, atop one of the finest neighborhoods, we stand high and proud, yet open and inviting to our residents and guests. Not only do we afford you a truly unique residence with breathtaking mountain views, we provide luxurious, modern accommodations and amenities at affordable rates.
Other Options Nearby
Still weighing your choices? Other communities in El Paso — compare rent and estimated insurance cost side by side.
Coronado Springs Apartments
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Coronado Villas Luxury Townhomes
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1014 Brown St Apartments
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12081 Silver Crown Rental
El Paso
12316 Anson Mills Wy Rental
Northeast El Paso
12587 Barbaro Wy Rental
El Paso
Frequently Asked Questions
Does Mountain Village Apts. require renters insurance?
How much is renters insurance at Mountain Village Apts.?
What will I actually pay per month at Mountain Village Apts.?
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How safe is the area around Mountain Village Apts.?
What floor plans does Mountain Village Apts. offer?
Get Renters Insurance for Mountain Village Apts.
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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