The Verdict · El Paso, TX
$1,055–$1,240
real monthly · incl. fees + insurance
4.3★
91 Google reviews
Average crime
worth watching
A well-rated community where the real cost runs ~$40 over sticker, and there's no standout hazard to plan around.
Looking for renters insurance?
It runs about $15/mo — see what renters insurance in El Paso, TX typically costs.
Also worth knowing: Does renters insurance cover hurricane damage?
What Residents Say
The honest version — the good and the bad, straight from recent Google reviews of Pine Valley Estates Apartments. Reviewer names are shortened for privacy; you can read the full reviews on Google.
“I have been trying to find a new apartment for a while already, and I was finally able to find what I needed/ wanted. Since the moment I got to Pine Valley they have been very helpful. Isela was able to find the perfect apartment for my needs, she was very patient and explained everything in detail…”
“I have lived here for 5 years. Would stay by moving for personal reasons. The property manager is Isela. She is friendly, helpful and professional.”
“We’ve been living here for some years and everything has been good, office manager Isela is amazing she is always kind and super nice, she is always willing to help with whatever you may need specially if some packages arrive at the office she will gladly hold them for you until you pick them up. E…”
“I have been living here for almost a year and it’s been great, i have awesome neighbors, its safe, quiet and whenever i have a problem with anything in the apartment the maintenance man Jonathan Reyes always makes sure to get it done as soon as possible and i never have to call again with the same…”
“Pine Valley apartments have always gone above and beyond for their residents. The property manager Isela is the Best!!! Isela is always very understanding, and she knows how to take care of her residents. Maintenance is great, Jonathan, is always taking care of any issues. The duplex feels more lik…”
What reviews flag most
Mined from 5 recent reviews · 91 total on Google. Longer bars mean the topic comes up more often — this is a read on what gets mentioned, not a summary of every review.
On management, the review consensus is consistently positive in reviews — one resident wrote: “Since the moment I got to Pine Valley they have been very helpful.”.
415 W Redd Rd, El Paso, TX 79932
West Green
What Pine Valley Estates Apartments Really Costs
The sticker rent isn't the whole number. Here's what Pine Valley Estates Apartments actually costs each month once required fees, pet rent, and insurance are in — the number the listing sites leave off.
Renters insurance adds ~$15/mo to that total — compare quotes →
Fees Beyond Rent
The additional charges beyond base rent at Pine Valley Estates Apartments. Some are monthly, some one-time — all of them shape your real cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Pets Fees
One-Time Pet Fee
Max of 2. Charged per pet.
Pet Deposit
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Parking Fees
Parking Fee
Max of 1. Charged per vehicle.
Safety & Property Crime
For a renter, property crime is what you actually feel day to day — a car broken into overnight, a package lifted off the step, a bike gone from storage, or how the walk from the lot feels after dark. Here's how El Paso looks on the theft-related crimes that touch renters most.
These are city-level figures from the FBI's Uniform Crime Reporting program — not block-by-block. Your specific street may run calmer or rougher than the citywide rate.
El Paso property crime
1,356
per 100K residents
U.S. avg 1,578 / 100K
Breakdown per 100K residents
U.S. average
The practical takeaways here are the unglamorous ones: park in lit areas, use a parcel locker if the community offers one, and don't leave anything visible in the car. Pine Valley Estates Apartments's on-site security (Package service, Property manager on site, Perimeter fencing) helps on the margin.
Source · FBI UCR · El Paso · 2024-12 to 2025-11
On-Site Security
Natural Hazards to Plan For
Renters at this address have one borderline natural-hazard decision to make: whether to buy an earthquake endorsement on top of a standard policy. USGS rates the area as moderate seismic hazard. Flood and severe weather aren't standout concerns. Below is what each agency actually shows.
Earthquake shaking
Damaging earthquakes happen here, but not often — USGS rates the area as moderate seismic hazard. A renters earthquake endorsement is inexpensive (typically under $100 a year) and worth weighing against the value of what's actually in your unit. The math leans toward 'add it' if you have high-value electronics, instruments, or art; 'skip it' for sparse furnishings.
Source · USGS NSHM
Moderate seismic hazard · ground motion 0.13g
Endorsements priced for renters typically run under $100 a year and only cover personal property. Whether it pays back depends on the value of what's in your unit.
Ground motion at ~2% probability over 50 years — the building-code reference level
Severe weather you'd actually claim for
NOAA's severe-weather record for El Paso County is on the calmer end of the national distribution — modest activity across most categories. Whatever does happen, your renters policy already covers it (wind, hail, lightning damage to your possessions). The five-year averages are below.
Source · NOAA Storm Events · 5-yr averages for El Paso County
The earthquake endorsement is the only meaningful optional add-on at this kind of address. Whether it's worth the premium depends on what's actually in your unit.
Renters Insurance at Pine Valley Estates Apartments
We found a few insurance details on the Pine Valley Estates Apartments website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you buy your policy, most carriers have a field to add the property as an interested party — skip it and your proof may get rejected. It takes 30 seconds. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Pine Valley Estates Apartments can push your insurance cost up or down:
Older Building
Built in 1984 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
Ground Level
Single-story — higher flood/water intrusion risk
FBI UCR
Property crime rate: 1356/100K (14% below national average)
What You'll Likely Pay
$15
Est. monthly
$176
Est. annual
$14
State avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you damage someone else's property. Here's what we'd recommend for Pine Valley Estates Apartments based on the rent level and building.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Pine Valley Estates Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
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Pet Policy
Bringing a pet? Here's what Pine Valley Estates Apartments allows, along with the deposits and monthly pet rent to budget for.
One cost the pet fees don't touch: vet bills. Compare pet insurance quotes for your dog or cat in about a minute.
About Pine Valley Estates Apartments
From the property listing:
Welcome Home to Pine Valley Estates! Pine Valley Estates is located in the charming community of the Upper Valley in a serene neighborhood with beautiful mountain views. We are just minutes away from I-10, exclusive restaurants, and neighborhood stores. We offer three unique floorplans designed with you in mind and our on site management will make your experience here at Pine Valley one to remember.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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