Renters Insurance at The Rosetta Apartment Homes
We found a few insurance details on The Rosetta Apartment Homes's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to The Rosetta Apartment Homes can push your insurance cost up or down:
Older Building
Built in 1970 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Water/Leak Issues
5 mentions in Google reviews
FBI UCR
Property crime rate: 1356/100K (14% below national average)
What You'll Likely Pay
$16
Est. Monthly
$193
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Rosetta Apartment Homes based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$10,000
If you own more
$25,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Rosetta Apartment Homes:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.
El Paso property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in El Paso track closely with national baselines. The Rosetta Apartment Homes also has on-site security features (Property manager on site) that insurers recognize with discounts.
Source: FBI UCR Program, El Paso (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
300 Skyview St, El Paso, TX 79912
Lambka Park
Monthly Cost Breakdown at The Rosetta Apartment Homes
The listed rent isn't the whole number. Here's what The Rosetta Apartment Homes actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at The Rosetta Apartment Homes. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Pet Deposit
Max of 2. Charged per pet.
Pet Fee
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Parking Fees
Surface Lot
One reserved parking space for each unit.
Other
One reserved parking space for each unit.
Pet Policy
Bringing a pet? Here's what The Rosetta Apartment Homes allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About The Rosetta Apartment Homes
From the property listing:
The Rosetta offers spacious and stylish one, two, and three bedroom apartments and town homes in a convenient suburban oasis in northwest El Paso, TX. Our community offers resort-style amenities, including a swimming pool with a covered outdoor lounge, business center, and on-site laundry facilities.
Frequently Asked Questions
Does The Rosetta Apartment Homes require renters insurance?
How much is renters insurance at The Rosetta Apartment Homes?
What will I actually pay per month at The Rosetta Apartment Homes?
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How safe is the area around The Rosetta Apartment Homes?
What floor plans does The Rosetta Apartment Homes offer?
Real quotes · under a minute
Ready to lock down coverage at The Rosetta Apartment Homes?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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