The Townhomes at 1400 N. Kansas at River: Real Cost & What to Watch

What The Townhomes at 1400 N. Kansas at River Really Costs

The sticker rent isn't the whole number. Here's what The Townhomes at 1400 N. Kansas at River actually costs each month once required fees, pet rent, and insurance are in — the number the listing sites leave off.

Renters insurance adds ~$13/mo to that total — compare quotes →

Fees Beyond Rent

The additional charges beyond base rent at The Townhomes at 1400 N. Kansas at River. Some are monthly, some one-time — all of them shape your real cost of living here.

Required Fees

Safety & Property Crime

For a renter, property crime is what you actually feel day to day — a car broken into overnight, a package lifted off the step, a bike gone from storage, or how the walk from the lot feels after dark. Here's how El Paso looks on the theft-related crimes that touch renters most.

These are city-level figures from the FBI's Uniform Crime Reporting program — not block-by-block. Your specific street may run calmer or rougher than the citywide rate.

The practical takeaways here are the unglamorous ones: park in lit areas, use a parcel locker if the community offers one, and don't leave anything visible in the car. The Townhomes at 1400 N. Kansas at River's on-site security (Gated, Gated access, Covered parking) helps on the margin.

Source · FBI UCR · El Paso · 2024-12 to 2025-11

On-Site Security

Natural Hazards to Plan For

The seismic picture at The Townhomes at 1400 N. Kansas at River is moderate — damaging earthquakes are uncommon but not unheard of, and standard renters insurance excludes earthquake damage regardless of likelihood. Flood risk is low at this address. The decision worth weighing is whether to add an inexpensive earthquake endorsement or skip it; the rationale for each is below.

Earthquake shaking

Damaging earthquakes happen here, but not often — USGS rates the area as moderate seismic hazard. A renters earthquake endorsement is inexpensive (typically under $100 a year) and worth weighing against the value of what's actually in your unit. The math leans toward 'add it' if you have high-value electronics, instruments, or art; 'skip it' for sparse furnishings.

Ground motion at ~2% probability over 50 years — the building-code reference level

Severe weather you'd actually claim for

NOAA's severe-weather record for El Paso County is on the calmer end of the national distribution — modest activity across most categories. Whatever does happen, your renters policy already covers it (wind, hail, lightning damage to your possessions). The five-year averages are below.

Source · NOAA Storm Events · 5-yr averages for El Paso County

This is the kind of address where the earthquake endorsement is a personal-preference call, not a clear-cut decision. Renters with valuable possessions usually add it; renters with mostly furniture and a laptop usually skip it.

Renters Insurance at The Townhomes at 1400 N. Kansas at River

We found a few insurance details on the The Townhomes at 1400 N. Kansas at River website. Your lease may have additional requirements — treat these as a starting point.

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you buy your policy, most carriers have a field to add the property as an interested party — skip it and your proof may get rejected. It takes 30 seconds. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to The Townhomes at 1400 N. Kansas at River can push your insurance cost up or down:

What You'll Likely Pay

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you damage someone else's property. Here's what we'd recommend for The Townhomes at 1400 N. Kansas at River based on the rent level and building.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Townhomes at 1400 N. Kansas at River:

Discounts You May Qualify For

Pet Policy

Bringing a pet? Here's what The Townhomes at 1400 N. Kansas at River allows, along with the deposits and monthly pet rent to budget for.

One cost the pet fees don't touch: vet bills. Compare pet insurance quotes for your dog or cat in about a minute.

About The Townhomes at 1400 N. Kansas at River

From the property listing:

Frequently Asked Questions

First rental, or first time buying a policy? Start with our renters insurance guide — what it costs, what it covers, and what landlords can require.