The Tuscany at Mesa Hills Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at The Tuscany at Mesa Hills Apartments in Crestmont? Rent here runs $1,139 – $1,750, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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415 S Mesa Hills Dr, El Paso, TX 79912

Crestmont

Built 2007 2 stories 369 units
3.8/5 ·153 reviews Google
5/5 ·6 reviews Apt. Finder
$1,139 – $1,750 /month

Monthly Cost Breakdown at The Tuscany at Mesa Hills Apartments

The listed rent isn't the whole number. Here's what The Tuscany at Mesa Hills Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,153 – $1,764
Base Rent $1,139 – $1,750
Est. Renters Insurance $14/mo

Renters Insurance at The Tuscany at Mesa Hills Apartments

We found a few insurance details on The Tuscany at Mesa Hills Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to The Tuscany at Mesa Hills Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 1356/100K (14% below national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Tuscany at Mesa Hills Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Tuscany at Mesa Hills Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Alarm-ready unit
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

8 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.

El Paso property crime rate

1,356

per 100K residents

14% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
117 / 200
Larceny / theft
966 / 1,172
Vehicle theft
272 / 206

U.S. average

Near-average property crime means insurance premiums in El Paso track closely with national baselines. The Tuscany at Mesa Hills Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Gated access, Sprinklers, Covered parking, On site maintenance, Perimeter fencing, Alarm ready) that insurers recognize with discounts.

Source: FBI UCR Program, El Paso (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Package service Controlled access Property manager on site Gated Gated access Sprinklers Covered parking On site maintenance Perimeter fencing Alarm ready

Fees Beyond Rent

These are the additional charges beyond base rent at The Tuscany at Mesa Hills Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$100

Pets Fees

Dog Fee

Charged per pet.

$300

Dog Rent

Charged per pet.

$30 / mo

Cat Fee

Charged per pet.

$300

Cat Rent

Charged per pet.

$30 / mo

Amenities

Special Features

24-Hour Community Availability 7000 Sq. Ft. Clubhouse w/Fitness Center, Cabana w/Pool, Spa & Sundeck Air Conditioner BBQ & Picnic Areas BBQ/Picnic Area Beautiful Views Beautifully Landscaped Courtyards Bilingual -Speaking Staff Brand New Appliances Cable-Ready Connections Carpeting Carport Ceiling Fan Ceiling Fans & Air Conditioning Controlled Access/Gated Community Covered Parking, Carports & Garage Options Cozy Fireplace Exclusive Dog Park Executive Conference Room Extra Storage Free Pest Control Fully Equipped Fitness Center Fully Equipped Kitchens with Gas Range Gated Community Hot Tub Media Room Minutes away from Freeway Access Movie Theater On-Site Maintenance Team Outdoor Volleyball Court Patio/Balcony Playground Area Private Patio or Balcony Professional On-Site Management Recycling Included Security Alarm Security Alarm System Spacious Storage Options Spanish Speaking Staff Virucide Treatment To All Move Ins Vivint Smart Home Security System Washer & Dryer Included In Every Unit

Community Features

Wi-Fi Maintenance on site 24 Hour Access Recycling Planned Social Activities Public Transportation Business Center Clubhouse Storage Space Conference Rooms Walk-Up Fenced Lot Sundeck Cabana Courtyard Grill Picnic Area Fitness Center Pool Playground Basketball Court Volleyball Court Media Center/Movie Theatre Gas Range

Floor Plan Amenities

Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Security System Storage Space Double Vanities Tub/Shower Fireplace Handrails Sprinkler System Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Kitchen Microwave Oven Range Refrigerator Freezer Carpet Tile Floors Vinyl Flooring Dining Room Built-In Bookshelves Walk-In Closets Linen Closet Window Coverings Balcony Patio Yard

Pet Policy

Bringing a pet? Here's what The Tuscany at Mesa Hills Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$30 Monthly Pet Rent
$300 Fee
50 lb Weight Limit
2 Pet Limit

About The Tuscany at Mesa Hills Apartments

Year Built: 2007
Stories: 2 stories
Units: 369
Phone: (915) 666-4583

From the property listing:

Our luxury community here at The Tuscany at Mesa Hills Apartments offers one, two, and three bedroom apartments for you to call home! For your comfort, every apartment features spacious living areas, a fully-equipped kitchen, generous storage space, washer and dryer in-unit, and a private patio. Select units also include fireplaces and garages!For your enjoyment and convenience, we proudly offer two sparkling resort-style pools and our clubhouse which is equipped with a business center, internet cafe, and theatre room.

Other Options Nearby

Still weighing your choices? Other communities in El Paso — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Tuscany at Mesa Hills Apartments require renters insurance?
We found specific coverage details on The Tuscany at Mesa Hills Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Tuscany at Mesa Hills Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). The Tuscany at Mesa Hills Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at The Tuscany at Mesa Hills Apartments?
Plan for $1,153 to $1,764/month all-in. That's base rent ($1,139 – $1,750), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Tuscany at Mesa Hills Apartments allow pets?
Yes, The Tuscany at Mesa Hills Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $30 Monthly Pet Rent. $300 Fee. 50 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around The Tuscany at Mesa Hills Apartments?
Property crime in El Paso sits near the national average — 1,356 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 117/100K here. On the property itself, you'll find package service, controlled access, property manager on site, gated — features that can qualify for premium discounts.
What floor plans does The Tuscany at Mesa Hills Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,139 – $1,750. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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