El Paso, TX

Tigua Village- All Utilities Included Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Looking for the best renters insurance for Tigua Village- All Utilities Included Apartments in El Paso? We break down what the lease requires, what coverage actually costs here (~$16/mo), the 4 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Tigua Village- All Utilities Included Apartments

We found a few insurance details on Tigua Village- All Utilities Included Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Tigua Village- All Utilities Included Apartments can push your insurance cost up or down:

Older Building

Built in 1978 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1356/100K (14% below national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Tigua Village- All Utilities Included Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Tigua Village- All Utilities Included Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.

El Paso property crime rate

1,356

per 100K residents

14% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
117 / 200
Larceny / theft
966 / 1,172
Vehicle theft
272 / 206

U.S. average

Near-average property crime means insurance premiums in El Paso track closely with national baselines. Tigua Village- All Utilities Included Apartments also has on-site security features (Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, El Paso (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
Pest Issues Mentioned
Safety Concerns Mentioned

On-Site Security

Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Tigua Village- All Utilities Included Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

8017 San Jose Rd, El Paso, TX 79915

Rosedale Farms

Built 1978 2 stories 186 units
3.1/5 ·39 reviews Google
Apt. Finder
$801 – $915 /month

Monthly Cost Breakdown at Tigua Village- All Utilities Included Apartments

The listed rent isn't the whole number. Here's what Tigua Village- All Utilities Included Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $817 – $931
Base Rent $801 – $915
Est. Renters Insurance $16/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Tigua Village- All Utilities Included Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$12

Pets Fees

Pet Deposit

Max of 2. Charged per pet.

Free

One-Time Pet Fee

Max of 2. Charged per pet.

$300

Monthly Pet Fee

Max of 2. Charged per pet.

$20 / mo

Pet Policy

Bringing a pet? Here's what Tigua Village- All Utilities Included Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$20 Monthly Pet Rent
$300 Fee
25 lb Weight Limit
2 Pet Limit

About Tigua Village- All Utilities Included Apartments

Year Built: 1978
Stories: 2 stories
Units: 186
Phone: (915) 621-5161

From the property listing:

Are you on the rebound? Our one and two bedroom apartment homes seek resident(s) ready to spend quality time by the pool, take the little ones to the playground or come enjoy relaxing gathering at the clubhouse. Your new apartment home offers an equipped kitchen with frost free refrigerators, plenty of cabinet space, full bath, ample walk in closets, beautiful wood vinyl planks, window mini blinds, ceiling fans, and much much more. You’ll find me clean and nicely landscaped too! Are you ready for a mutual and lasting commitment, look no further.

Frequently Asked Questions

Does Tigua Village- All Utilities Included Apartments require renters insurance?
We found specific coverage details on Tigua Village- All Utilities Included Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Tigua Village- All Utilities Included Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Tigua Village- All Utilities Included Apartments?
Plan for $817 to $931/month all-in. That's base rent ($801 – $915), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Tigua Village- All Utilities Included Apartments allow pets?
Yes, Tigua Village- All Utilities Included Apartments is pet-friendly. Here are the details: Cats Allowed. $20 Monthly Pet Rent. $300 Fee. 25 lb Weight Limit. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Tigua Village- All Utilities Included Apartments?
Property crime in El Paso sits near the national average — 1,356 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 117/100K here. On the property itself, you'll find property manager on site — features that can qualify for premium discounts.
What floor plans does Tigua Village- All Utilities Included Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $801 – $915. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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