El Paso, TX

Timberwolf Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Looking for the best renters insurance for Timberwolf Apartments in El Paso? We break down what the lease requires, what coverage actually costs here (~$16/mo), the 4 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Timberwolf Apartments

We found a few insurance details on the Timberwolf Apartments website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Timberwolf Apartments can push your insurance cost up or down:

Older Building

Built in 1975 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FBI UCR

Property crime rate: 1356/100K (14% below national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Timberwolf Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Timberwolf Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.

El Paso property crime rate

1,356

per 100K residents

14% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
117 / 200
Larceny / theft
966 / 1,172
Vehicle theft
272 / 206

U.S. average

Near-average property crime means insurance premiums in El Paso track closely with national baselines. Timberwolf Apartments also has on-site security features (Package service, Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, El Paso (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Water Damage Mentioned

On-Site Security

Package service Property manager on site

1313 Magruder St, El Paso, TX 79903

Normandy Park

Built 1975 2 stories 254 units
4/5 ·68 reviews Google
4/5 ·9 reviews Apt. Finder
$665 – $935 /month

Monthly Cost Breakdown at Timberwolf Apartments

The listed rent isn't the whole number. Here's what Timberwolf Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $681 – $951
Base Rent $665 – $935
Est. Renters Insurance $16/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Timberwolf Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Pets Fees

Pet Deposit

Max of 1. Charged per pet.

$300

Pet Fee

Max of 1. Charged per pet.

$300

Pet Policy

Bringing a pet? Here's what Timberwolf Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$300 Deposit
$300 Fee
1 Pet Limit
60 lb Weight Limit

About Timberwolf Apartments

Year Built: 1975
Stories: 2 stories
Units: 254
Phone: (915) 348-4538

From the property listing:

Timberwolf Apartments is owned by a Texas nonprofit, whose mission is to provide the finest quality rental home communities at affordable prices. This entails spending more on upgrading units and common areas than its competitors, providing after-school activities for children and classes for adults, serving coffee and pastries weekly in the office and generally caring about its residents and their lives. If you want more than just to rent an apartment unit, you really should drop by and visit with our staff. They will show you that you can get a better home without paying more.

Frequently Asked Questions

Does Timberwolf Apartments require renters insurance?
We found specific coverage details on the Timberwolf Apartments website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Timberwolf Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Timberwolf Apartments?
Plan for $681 to $951/month all-in. That's base rent ($665 – $935), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Timberwolf Apartments allow pets?
Yes, Timberwolf Apartments is pet-friendly. Here are the details: Cats Allowed. $300 Deposit. $300 Fee. 1 Pet Limit. 60 lb Weight Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Timberwolf Apartments?
Property crime in El Paso sits near the national average — 1,356 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 117/100K here. On the property itself, you'll find package service, property manager on site — features that can qualify for premium discounts.
What floor plans does Timberwolf Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $665 – $935. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with Timberwolf Apartments?
No. SafeButler is not affiliated with Timberwolf Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Timberwolf Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Timberwolf Apartments directly. For lease, payment, or maintenance questions, contact the Timberwolf Apartments leasing office.
What is SafeButler and how does it work for Timberwolf Apartments renters?
SafeButler helps renters at Timberwolf Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Timberwolf Apartments in El Paso, TX, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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