Renters Insurance at TransMountain Apartments
We found a few insurance details on TransMountain Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to TransMountain Apartments can push your insurance cost up or down:
Older Building
Built in 1970 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
FBI UCR
Property crime rate: 1356/100K (14% below national average)
What You'll Likely Pay
$16
Est. Monthly
$193
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for TransMountain Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$10,000
If you own more
$25,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Texas. Cats present minimal liability risk vs dogs.
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near TransMountain Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.
El Paso property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in El Paso track closely with national baselines. TransMountain Apartments also has on-site security features (Property manager on site, On site maintenance) that insurers recognize with discounts.
Source: FBI UCR Program, El Paso (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
5317 Woodrow Bean Dr, El Paso, TX 79924
Rushfair
Monthly Cost Breakdown at TransMountain Apartments
The listed rent isn't the whole number. Here's what TransMountain Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at TransMountain Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
1 Bedroom Utility Package
1 Bedroom Utility Package (Water, Sewer, Gas, Electric, Trash, And Pest Control). Charged per unit.
Building & Facility Fee
Charged per unit.
2 Bedroom Utility Package
2 Bedroom Utility Package (Water, Sewer, Gas, Electric, Trash, And Pest Control). Charged per unit.
3 Bedroom Utility Package
3 Bedroom Utility Package (Water, Sewer, Gas, Electric, Trash, And Pest Control). Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Parking Fees
Surface Lot
Parking Available
Pet Policy
Bringing a pet? Here's what TransMountain Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About TransMountain Apartments
From the property listing:
Trans Mountain Apartments is located just down the street from dining, shopping, schools, and entertainment. We have apartments and townhomes with ALL UTILITIES PAID. We offer beautifully landscaped grounds, courtyards and picnic tables throughout the community. As well as, newly remodeled laundry facilities, two playgrounds, and basketball courts. We are close to Fort Bliss, William Beaumont Army Medical Center, and El Paso Community College. Local area attractions include, the scenic drive on Trans Mountain Rd or enjoy a day at Franklin Mountain State Park.
Frequently Asked Questions
Does TransMountain Apartments require renters insurance?
How much is renters insurance at TransMountain Apartments?
What will I actually pay per month at TransMountain Apartments?
Does TransMountain Apartments allow pets?
How safe is the area around TransMountain Apartments?
What floor plans does TransMountain Apartments offer?
Real quotes · under a minute
Ready to lock down coverage at TransMountain Apartments?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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