1325 Northwestern Dr, El Paso, TX 79912
Westside El Paso
Monthly Cost Breakdown at Villas at Helen of Troy Apartments
The listed rent isn't the whole number. Here's what Villas at Helen of Troy Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Villas at Helen of Troy Apartments
We found a few insurance details on Villas at Helen of Troy Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Villas at Helen of Troy Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
FBI UCR
Property crime rate: 1356/100K (14% below national average)
What You'll Likely Pay
$14
Est. Monthly
$168
Est. Annual
$13
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Villas at Helen of Troy Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Villas at Helen of Troy Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $13/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.
El Paso property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in El Paso track closely with national baselines. Villas at Helen of Troy Apartments also has on-site security features (Controlled access, Property manager on site, Gated) that insurers recognize with discounts.
Source: FBI UCR Program, El Paso (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at Villas at Helen of Troy Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility - Water
1 Bedroom Water Utility $50 2 Bedroom Water Utility $60 3 Bedroom Water Utility $70 Call for more information. Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Dog Deposit
Charged per pet.
Dog Rent
Charged per pet.
Cat Deposit
Charged per pet.
Cat Rent
Charged per pet.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Villas at Helen of Troy Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Villas at Helen of Troy Apartments
From the property listing:
Discover exceptional living at Villas at Helen of Troy in El Paso, TX. Our community offers unique features that set us apart, including gas stoves, individual hot water heaters, and a heated 5-ft pool with a 3-ft jacuzzi, open year-round. Located on the desirable west side, you're just minutes away from key landmarks like Fort Bliss (15-20 min), UTEP (10-15 min), and Texas Tech University. Explore the beauty of El Pasos distinct areas and experience unparalleled convenience. Visit us on to learn more and see why Villas at Helen of Troy is your perfect home.
Other Options Nearby
Still weighing your choices? Other communities in El Paso — compare rent and estimated insurance cost side by side.
Desert Commons West Apartments
Westside El Paso
Las Mansiones at Cimarron Apartments
Westside El Paso
Ridgeline West Apartments
Westside El Paso
Villas at West Mountain- Income Restricted Apartments
Westside El Paso
1014 Brown St Apartments
El Paso High
12081 Silver Crown Rental
El Paso
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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