Wallington Plaza Apartment Homes: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Wallington Plaza Apartment Homes in Mission Hills South? Rent here runs $680 – $880, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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200 Wallington Dr, El Paso, TX 79902

Mission Hills South

Built 1973 2 stories 239 units
3.7/5 ·40 reviews Google
3/5 ·24 reviews Apt. Finder
$680 – $880 /month

Monthly Cost Breakdown at Wallington Plaza Apartment Homes

The listed rent isn't the whole number. Here's what Wallington Plaza Apartment Homes actually costs each month once you add required fees and insurance.

Total Monthly Cost $696 – $896
Base Rent $680 – $880
Est. Renters Insurance $16/mo

Renters Insurance at Wallington Plaza Apartment Homes

We found a few insurance details on Wallington Plaza Apartment Homes's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Sure
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Wallington Plaza Apartment Homes can push your insurance cost up or down:

Older Building

Built in 1973 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FBI UCR

Property crime rate: 1356/100K (14% below national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Wallington Plaza Apartment Homes based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Wallington Plaza Apartment Homes:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.

El Paso property crime rate

1,356

per 100K residents

14% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
117 / 200
Larceny / theft
966 / 1,172
Vehicle theft
272 / 206

U.S. average

Near-average property crime means insurance premiums in El Paso track closely with national baselines. Wallington Plaza Apartment Homes also has on-site security features (Package service, Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, El Paso (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Water Damage Mentioned
Pest Issues Mentioned

On-Site Security

Package service Property manager on site

Fees Beyond Rent

These are the additional charges beyond base rent at Wallington Plaza Apartment Homes. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$250

Pet Deposit

Max of 2. Charged per pet.

$250

Monthly Pet Fee

Max of 2. Charged per pet.

Free

Amenities

Special Features

Evaporative Cooling Sound Deadening Wall Between Units Sun Metro Bus Route BBQ Grills Close to UTEP Closet Two Swimming Pools Freeway Access Small Pets Welcome Clubhouse Dishwasher Full-time Student Discount Laundry Facilities

Community Features

Laundry Facilities Maintenance on site Pet Play Area Clubhouse Grill Picnic Area Pool Playground Basketball Court Walk To Campus

Floor Plan Amenities

Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Dishwasher Disposal Kitchen Range Refrigerator Carpet Tile Floors Vinyl Flooring Walk-In Closets Window Coverings

Pet Policy

Bringing a pet? Here's what Wallington Plaza Apartment Homes allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$250 Deposit
$250 Fee
35 lb Weight Limit
2 Pet Limit

About Wallington Plaza Apartment Homes

Year Built: 1973
Stories: 2 stories
Units: 239
Phone: (915) 348-4706

From the property listing:

Now Leasing at Wallington Plaza Apartments! Studios, 1-Bedroom/1-Bath, and 2-Bedroom/1-Bath Units Available Wallington Plaza Apartments offers the most competitive prices in the area, giving you more value for your money! Choose from our comfortable studio, one-bedroom, or two-bedroom floor plans. Enjoy community amenities including: Two sparkling swimming pools Two convenient on-site laundry facilities Small pets are welcome! ?? Our prime west side location puts you just minutes from: I-10, Downtown, UTEP Fast food & fine dining Medical centers, schools, shopping, and more!

Other Options Nearby

Still weighing your choices? Other communities in El Paso — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Wallington Plaza Apartment Homes require renters insurance?
We found specific coverage details on Wallington Plaza Apartment Homes's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Wallington Plaza Apartment Homes?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Wallington Plaza Apartment Homes?
Plan for $696 to $896/month all-in. That's base rent ($680 – $880), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Wallington Plaza Apartment Homes allow pets?
Yes, Wallington Plaza Apartment Homes is pet-friendly. Here are the details: Cats Allowed. $250 Deposit. $250 Fee. 35 lb Weight Limit. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Wallington Plaza Apartment Homes?
Property crime in El Paso sits near the national average — 1,356 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 117/100K here. On the property itself, you'll find package service, property manager on site — features that can qualify for premium discounts.
What floor plans does Wallington Plaza Apartment Homes offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $680 – $880. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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