The Verdict · Fort Lauderdale, FL
$2,102–$3,212
real monthly · incl. fees + insurance
4.8★
59 Google reviews
Flood-zone location · higher property crime
worth watching
A well-rated community where the real cost runs ~$17 over sticker, and flood coverage isn't optional in FEMA zone AE.
Looking for renters insurance?
It runs about $17/mo — see what renters insurance in Fort Lauderdale, FL typically costs.
Also worth knowing: Does renters insurance cover hurricane damage?
What Residents Say
The honest version — the good and the bad, straight from recent Google reviews of The Arcadian Apartments.
“This place is absolutely amazing, but what truly made the experience exceptional was the staff. A huge shoutout to Lisa, who went above and beyond from the moment I arrived. She took the time to personally give me a thorough tour, was incredibly attentive to every detail, and made sure every single…”
“My husband and I just moved into these apartments and so far our experience has been amazing. The application process was super easy to submit and we got approved very quickly, which made everything feel smooth from the start. We personally worked with Lisa, she was absolutely amazing! Very hands-…”
“Lisa has been absolutely amazing throughout this entire process of getting our new place at Arcadian. From the moment we walked in and experienced the warm welcome, we immediately felt like this would be a great fit. Lisa is warm, engaging, and genuinely caring. She is also incredibly responsive a…”
“Signed my lease back in 2025 and finally moved in an totally in love with the property thus far. Since day once Diana has been a gem and has communicated and helped through all the delays. Bianca was my leasing agent and made move in smooth and effortless and Lisa was amazing for my walk through th…”
“Love love love the look and aesthetic of the place Bianca was so easy going and helpful she also provided all the information needed to apply. I can’t wait to enjoy the amenities and the new building. The staff seem so nice and pleasant I can’t wait to move in.”
What reviews flag most
Mined from 5 recent reviews · 59 total on Google. Longer bars mean the topic comes up more often — this is a read on what gets mentioned, not a summary of every review.
640 NW 7th Ave, Fort Lauderdale, FL 33311
Progresso Village
What The Arcadian Apartments Really Costs
The sticker rent isn't the whole number. Here's what The Arcadian Apartments actually costs each month once required fees, pet rent, and insurance are in — the number the listing sites leave off.
Renters insurance adds ~$17/mo to that total — compare quotes →
Fees Beyond Rent
The additional charges beyond base rent at The Arcadian Apartments. Some are monthly, some one-time — all of them shape your real cost of living here.
Required Fees
Fetch Fee
Electric - Third Party Charged per unit.
Electric - Third Party
Charged per unit.
Utility Billing Fee
Charged per unit.
Water/Sewer - Third Party
Charged per unit.
Pets Fees
Pet Fee
None
Optional Add-On Fees
Pet Management - Third Party
Charged per pet.
Situational Fees
Rent Plus
Rental Payment Credit Reporting Charged per unit.
Transfer Fee
Charged per unit.
MTM Flat Fee
Month to Month Flat Fee Charged per unit.
NSF Tenant Fee
Charged per unit.
Late Fee
Charged per unit.
Forced Placed Insurance
Charged per unit.
Lease Violation
Charged per unit.
Legal / Eviction Fees
Charged per unit.
Payment Services - Third Party
Charged per unit.
Key / Fob / Card Replacement
Charged per unit.
Early Termination Fee
Charged per unit.
Conditional Security Deposit
Charged per unit.
Safety & Property Crime
For a renter, property crime is what you actually feel day to day — a car broken into overnight, a package lifted off the step, a bike gone from storage, or how the walk from the lot feels after dark. Here's how Fort Lauderdale looks on the theft-related crimes that touch renters most.
These are city-level figures from the FBI's Uniform Crime Reporting program — not block-by-block. Your specific street may run calmer or rougher than the citywide rate.
Fort Lauderdale property crime
3,348
per 100K residents
U.S. avg 1,578 / 100K
Breakdown per 100K residents
U.S. average
The practical takeaways here are the unglamorous ones: park in lit areas, use a parcel locker if the community offers one, and don't leave anything visible in the car. The Arcadian Apartments's on-site security (Package service, Controlled access, Property manager on site, Gated, Sprinklers) helps on the margin.
Source · FBI UCR · Fort Lauderdale · 2024-12 to 2025-11
On-Site Security
Natural Hazards to Plan For
The address sits in a FEMA-mapped flood zone. That's worth flagging up front because flood damage is a known exclusion in nearly every off-the-shelf renters policy. Earthquake risk here is low and severe-weather damage of the wind/hail variety is already covered. The section walks through the flood specifics and what a separate flood policy looks like for renters.
Flood damage
This address is mapped into a Special Flood Hazard Area — FEMA's name for the higher-probability flood zones. Your landlord's building policy doesn't extend to your possessions, and a standard renters policy explicitly excludes flood damage. NFIP renters coverage starts around $99 a year and is usually the simplest path to closing the gap.
Source · FEMA NFHL
FEMA Zone AE (coastal floodplain) — High-risk flood area with base flood elevation
Flood insurance strongly recommended — standard renters policies exclude flood damage.
What to know about flood as a renter here:
- Your landlord's building policy does not cover your belongings
- NFIP offers renters policies starting around $99/year
- Private carriers (Neptune, Wright Flood) may offer lower rates
- Most flood claims in this zone are for personal property, not structure
Most flood claims renters file in zones like this one are for personal property — laptops, mattresses, instruments — not structural damage. That's exactly what a renters-targeted flood policy is designed for.
Zones can change — verify at FEMA Flood Map Service
Earthquake shaking
Earthquakes happen rarely enough at this location that an earthquake-specific endorsement isn't a meaningful insurance decision. A baseline renters policy still covers the claims you'd actually file. The USGS-level detail is included below mostly for thoroughness.
Source · USGS NSHM
Low seismic hazard · ground motion 0.02g
Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under a standard renters policy regardless.
Ground motion at ~2% probability over 50 years — the building-code reference level
Severe weather you'd actually claim for
Severe-weather activity in Broward County is at the low end. Standard renters insurance already covers wind and hail damage to your stuff, so the data below is more context than coverage gap.
Source · NOAA Storm Events · 5-yr averages for Broward County
Most renters here add one targeted endorsement to a standard policy. The cost is modest, the benefit is concentrated on the one thing the base policy doesn't reach.
Renters Insurance at The Arcadian Apartments
What Affects Your Premium Here
Every building is different. These factors specific to The Arcadian Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
FEMA Flood Zone
Zone AE — High-risk flood area with base flood elevation. Flood insurance strongly recommended.
FBI UCR
Property crime rate: 3348/100K (112% above national average)
What You'll Likely Pay
$17
Est. monthly
$204
Est. annual
$15
With discounts/mo
$16
State avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you damage someone else's property. Here's what we'd recommend for The Arcadian Apartments based on the rent level and building.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Arcadian Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $11/mo | $134/yr |
| USAA | $13/mo | $150/yr |
| State Farm | $17/mo | $200/yr |
| Progressive | $18/mo | $217/yr |
| Safeco | $18/mo | $217/yr |
| Travelers | $19/mo | $234/yr |
| Allstate | $21/mo | $250/yr |
| Nationwide | $21/mo | $250/yr |
| Farmers | $22/mo | $267/yr |
| Liberty Mutual | $25/mo | $301/yr |
Discounts You May Qualify For
Next step
See if you can beat $15/mo
Real quotes show your actual price. Under 60 seconds, no account needed.
About The Arcadian Apartments
From the property listing:
Nestled in the heart of Fort Lauderdale's thriving Arts District, The Arcadian is a brand-new luxury apartment community designed for those who appreciate modern sophistication and creative energy. Offering elegantly crafted residences, high-end finishes, and resort-style amenities, The Arcadian blends upscale living with the vibrant culture of its surroundings. Residents will enjoy spacious floor plans, state-of-the-art features, and unparalleled access to the city's best dining, and entertainment.
Frequently Asked Questions
Does The Arcadian Apartments require renters insurance?
How much is renters insurance at The Arcadian Apartments?
What will I actually pay per month at The Arcadian Apartments?
How safe is the area around The Arcadian Apartments?
Does The Arcadian Apartments need flood insurance?
What floor plans does The Arcadian Apartments offer?
Is SafeButler affiliated with The Arcadian Apartments?
What is SafeButler and how does it work for The Arcadian Apartments renters?
Real quotes · under a minute
Ready to lock down coverage at The Arcadian Apartments?
I'll line up top carriers side by side — pre-filled for this building so the proof of insurance is one click away.
First rental, or first time buying a policy? Start with our renters insurance guide — what it costs, what it covers, and what landlords can require.
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.