4201 City Pt, North Richland Hills, TX 76180
North Richland Hills
Monthly Cost Breakdown at 26 at City Point Apartments
The listed rent isn't the whole number. Here's what 26 at City Point Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at 26 at City Point Apartments
What Affects Your Premium Here
Every building is different. These factors specific to 26 at City Point Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Water/Leak Issues
9 mentions in Google reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1814/100K (15% above national average)
What You'll Likely Pay
$13
Est. Monthly
$155
Est. Annual
$11
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 26 at City Point Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 26 at City Point Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $11/mo
7 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for North Richland Hills.
North Richland Hills property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in North Richland Hills track closely with national baselines. 26 at City Point Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Doorman, Sprinklers) that insurers recognize with discounts.
Source: FBI UCR Program, North Richland Hills (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 26 at City Point Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at 26 at City Point Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility - Trash Admin Fee
Monthly utility trash admin fee. Charged per unit.
Utility - Billing Admin Fee
Monthly utility billing management fee. Charged per unit.
Utility - Valet Trash
Fee for valet trash service (doorstep pickup) Charged per unit.
Pest Control
Pest prevention and treatment service fee. Charged per unit.
Utility - Electric
Monthly electric charges. Charged per unit.
Utility - Water
Monthly community water services charge. Charged per unit.
Non-refundable Administrative Fee
One-time processing fee for administrative costs. Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Application Fee
Screening and processing fee (per applicant). Charged per applicant.
Administrative Fee
Charged per unit.
Security Deposit
Refundable deposit for damages or lease obligations. Chargedper unit.
Pets Fees
Non-Refundable Pet Fee (One Pet)
We are proud to be deposit-free and pet-friendly! Add up to two furry friends to your North Richland Hills home. Pay a one-time $350 pet fee for one pup and only $250 to add a second.
Non-Refundable Pet Fee (Two Pets)
One-time pet fee for two approved pets. Charged per pet.
Parking Fees
Detached Garage (1 Car)
Monthly detached garage (1 Car) fee. Contact office for details. Charged per vehicle.
Attached Garage (1 Car)
Monthly Attached Garage (1 Car) fee. Contact office for details. Charged per vehicle.
Parking - Carport
Monthly carport fee. Contact office for details. Charged pervehicle.
Addons Fees
Renters Insurance (Purchase Assurant)
Monthly resident insurance through Assurant. Charged per unit.
Work From Home Space
Monthly work from home space fee. Contact office for detailsCharged per unit.
Clubhouse Rental Deposit
Clubhouse rental deposit. Contact office for details. Charged per unit.
Clubhouse Rental Charge
Clubhouse reservations. Contact office for details. Charged per unit.
Situational Fees
Utility - Final Move-Out Billing Fee
Move-out fee for closing utility billing account Charged perunit.
NSF Fee
Returned or declined payment fee. Charged per unit.
Renters Insurance - Liability Only, Non Compliance
Fee for non-compliance with liability requirement. Charged per unit.
On-Site Transfer Fee
Apartment transfer fee. Charged per unit.
Utility - Vacant Cost Recovery
Utility recovery fee for an occupied unit Charged per unit.
Access/Lock Change Charge
Fee for access/lock change Charged per unit.
Late Fee
Late payment fee. Charged per unit.
Early Termination Fee
Fee to terminate lease early. Charged per unit.
Reletting Fee
Apartment reletting cost. Charged per unit.
Court Filings
Costs for legal filing and processing. Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what 26 at City Point Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About 26 at City Point Apartments
From the property listing:
Find resort-style luxury living for lease in North Richland Hill's new apartment community, 26 at City Point. Your flexible lease secures the one- or two-bedroom apartment of your dreams plus all-inclusive access to our full suite of amenities, such as our beautiful pool, business center with individual work hubs, rec and gaming rooms, 24-hour fitness center, and more. Our professional team is on-site seven days a week to make sure you never have to so much as change a light bulb.We welcome you to explore our apartments in North Richland Hills today.
Other Options Nearby
Still weighing your choices? These communities are in the same part of North Richland Hills — compare rent and estimated insurance cost side by side.
8500 Harwood Apartments
North Richland Hills
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North Richland Hills
Cavalli at Iron Horse Station Apartments
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Davis Square Apartments
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Delegate at City Point Apartments
North Richland Hills
Diamond Loch Apartment Homes
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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